Gavop's guide to buying homeowners insurance in Fannin County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fannin County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Leeward Trl, Ivey Ridge Rd, Granny Hughes Rd, Ross Rd, Over the Hill Pkwy, Lakewood Hwy, Cedar Ln, Mill Race Dr, Lecroy Dr, Clay Cir | $127,000 | $120,000 | $125,000-$150,000 | $75,000 | $60,000 | $50,000-$75,000 |
| Croft Mountain Ridge, Toccoa Ave, Ridge Top Cir, Stanley Creek Rd, Big Sky Trl, Spiller Rd, Harper Valley Rd, Laurel Springs Rd, Lilly Ln, Ash St | $134,500 | $110,000 | $100,000-$125,000 | $162,000 | $140,000 | $125,000-$150,000 |
| Johns Pass, Meadowoods Dr, Dennis Dr, Deer Ridge, Hunters Ridge Rd, Hughes Dr, Jordan Dr, Briar Cove Con, Turkey Scratch Rd, Tilly Ridge Rd | $219,000 | $180,000 | $200,000-$250,000 | $192,000 | $170,000 | $175,000-$200,000 |
| Overlook Rd, Mtn View Trl, Pine Point Dr, O'Neil Dr, Underlook Rd, Shane Dr, Jack Rock Dr, Faith Hill, Industrial Park Rd, Mitchell Branch Rd | $236,500 | $200,000 | $250,000-$300,000 | $168,000 | $140,000 | $150,000-$175,000 |
| River Bend Ln, Misty Mountain Trl, W First St, Oriole Dr, Mockingbird Ln, N Toccoa River Rd, Blue Ridge St, New Testament Church Rd, Dawson Way, Shepherd Pt | $120,500 | $100,000 | $100,000-$125,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Lone Oak Dr, Forest Svc Rd, Chambers Mountain, Lakewood Hwy, Cleveland St, Old Hwy 2, Hooper Ln, W Oak Crest Dr, Black Ankle Creek Rd, Weaver Dr | $250,500 | $210,000 | $250,000-$300,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Highland Cir, Davis Dr, Nacoma Ln, Mt Carmel Rd, Sunrock Mountain Rd, Forest Svc Rd, E First St, Delvia Ln, Walk About Ct Rd, Laurel Xing | $160,500 | $150,000 | $175,000-$200,000 | $119,000 | $110,000 | $100,000-$125,000 |
| Sun Valley Rd, Messer St, Phoenix Ln, Haddock Dr, Ashley Dr, Hells Hollow Ln, Old Chappel Rd, Hunters Run, Ridge St, Briar Cove Rd | $146,500 | $130,000 | $100,000-$125,000 | $126,000 | $100,000 | $125,000-$150,000 |
| Moss Ln, Pine Knot Ln, Thunder Rock Dr, Bonnie Ln, S Lickskillet Rd, Cozy Valley Ln, Sandstone Ln, Trotalot Ln, Cooper Ridge Rd, Old Schoolhouse Ln | $230,000 | $190,000 | $250,000-$300,000 | $165,000 | $130,000 | $175,000-$200,000 |
| N Hiawatha Trl, Country Ln, Chase Hollow, Mallard Ln, Calico Ln, Happy Valley Ln, Rivers End Trl, Misty Mtn Trl (Access Rd), Woodsong Rd, W Highland St | $151,500 | $130,000 | $125,000-$150,000 | $164,000 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $807 |
| Home and Two Car | -$142 | $745 |
| Home and Three Car | -$222 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fannin County | $1,500 | $876 | $2,376 | $637 | $2,137 | $240 |
| Fannin County, GA | $2,500 | $876 | $3,376 | $637 | $3,137 | $240 |
| Morganton, GA | $400 | $1,055 | $1,455 | $767 | $1,167 | $288 |
| Polk County, TN | $1,000 | $758 | $1,758 | $551 | $1,551 | $207 |
| Murphy, NC | $100 | $748 | $848 | $543 | $643 | $204 |
| Eton, GA | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Tellico Plains, TN | $500 | $825 | $1,325 | $600 | $1,100 | $225 |
| Silver City, GA | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Catoosa Springs, GA | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Cherokee County, GA | $1,500 | $1,093 | $2,593 | $794 | $2,294 | $299 |
| Clarkesville, GA | $100 | $844 | $944 | $613 | $713 | $231 |
| Cumming, GA | $2,500 | $1,183 | $3,683 | $859 | $3,359 | $323 |
| Home Insurance Company Fannin County, GA | Homeowners Insurance Agency Fannin County, GA | Address | Popularity Score | Distance from Fannin County (miles) |
|---|---|---|---|---|
| State Farm | Alan Horne | 28 Bill Wigington Parkway, Jasper, GA, 30143-6859 | 28.8 | |
| State Farm | Tyler Miers | 5855 S Vickery, Cumming, GA, 30040-8793 | 47.5 | |
| Farmers | Donald Curtis | 4195 E First St, Blue Ridge, GA, 30513 | 0.6 | |
| Allstate | Thomas Insurance Agency | 3990 Appalachian Hwy, Blue Ridge, GA, 30513 | 0.6 | |
| State Farm | Chris Wang | 772 Maddox Dr Ste 106, East Ellijay, GA, 30540-8195 | 16.0 | |
| Travelers | Cma Agency Inc | 305 Green Street Se, Gainesville, GA, 30501 | 48.2 | |
| State Farm | Charlie Edmondson | 3354 E First St, Blue Ridge, GA, 30513-8522 | 0.3 | |
| Travelers | The Wichalonis Agency | 2450 Atlanta Highway Ste 1202-1a, Cumming, GA, 30040 | 49.3 | |
| Travelers | Campbell Insurance Services | 108 Colony Park Dr Ste 700, Cumming, GA, 30040 | 47.5 | |
| Travelers | Mike Williams Insurance Agency | 330 Northside Drive Nw, Gainesville, GA, 30501 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,400 | $670 |
| Fannin County, GA | $171,500 | $887 | $650 | $1,270 | $620 |
| Fannin County, GA | $171,500 | $887 | $640 | $1,220 | $580 |
| Morganton, GA | $175,400 | $1,068 | $770 | $1,510 | $740 |
| Polk County, TN | $110,900 | $767 | $540 | $1,070 | $530 |
| Murphy, NC | $163,000 | $757 | $540 | $1,070 | $530 |
| Eton, GA | $118,300 | $843 | $600 | $1,190 | $590 |
| Tellico Plains, TN | $91,500 | $835 | $600 | $1,140 | $540 |
| Silver City, GA | $241,100 | $879 | $630 | $1,200 | $570 |
| Catoosa Springs, GA | $138,500 | $785 | $570 | $1,090 | $520 |
| Cherokee County, GA | $220,200 | $1,106 | $800 | $1,540 | $740 |
| Clarkesville, GA | $159,800 | $854 | $580 | $1,170 | $590 |
| Cumming, GA | $285,300 | $1,197 | $810 | $1,690 | $880 |