Gavop shows you how to buy homeowners insurance in Vermilion, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Vermilion, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wilkinson St, Landry Rd, Whitney Dr, Harley Dr, N Marcus Rd, Parish Rd P-3-43, Mathes St, Pine St, Corporal Marceaux Rd, Gene Rd | $127,000 | $120,000 | $100,000-$125,000 | $66,000 | $60,000 | $75,000-$100,000 |
| Meridian Line Rd, Teak Rd, Alpha Rd, Pamela Jean Dr, Hwy 714, N Sellers Ave, S Liberty Farm Rd, Duane St, la Highway 89, Berthier Ave | $99,500 | $90,000 | $75,000-$100,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Sonny Rd, Graceland Ave, Doris Rd, Watercrest Ln, High Point Dr, S Morvant Ave, Tivoli St, Luther Rd, Church Ave, E Vermilion St | $164,500 | $140,000 | $125,000-$150,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Coteau Rd, Dennis Rd, Dianna Dr, Ray Private Cir, Randy Rd, Myrtle St, E Pearl St, Queens Rd, Bayou Pl, Hwy 699 | $175,500 | $150,000 | $150,000-$175,000 | $137,500 | $120,000 | $150,000-$175,000 |
| E Leblanc St, S Main St, Clodis Rd, Dupree Rd, Roy Foreman Rd, Marsh Rd, Enis Rd, Elizabeth Dr, Clarence Lege Rd, Hwy 335 | $124,000 | $110,000 | $100,000-$125,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Lasalle, N Magdalen Sq, Napoleon St, Pintail Ave, White St, Desoto Rd, Berthier St, Kayla Dr, Lurby Rd, Rosewood Rd | $100,000 | $90,000 | $100,000-$125,000 | $111,500 | $100,000 | $125,000-$150,000 |
| Ardly Dr, Cleo Rd, Miller Rd, Paula Dr, Simeon Rd, Raymond Rd, Potier Rd, E End St, S Saint Valerie, Parish Rd P-3-4 | $92,500 | $70,000 | $75,000-$100,000 | $46,000 | $40,000 | $25,000-$50,000 |
| Adam's Rd, Lion Rd, E Hickman St, Bergeron Rd, Monceaux Rd, State Rte 717, N Lahasky St, Front St, Opta St, Redbud | $107,000 | $90,000 | $100,000-$125,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Baudoin Pvt Rd, Juanita St, Nolan Rd, N Myrtle Ave, Dudley Rd, Cupcake Pvt, W Leblanc St, State Rte 91, Elina St, Perry Dr | $126,000 | $110,000 | $125,000-$150,000 | $101,000 | $90,000 | $100,000-$125,000 |
| S Saint Charles St, N Faye Ave, Gerilyn Dr, Theophile Rd, W Gladys St, Morton Rd, I C Suire Dr, Steve Rd, la Highway 13, Horseshoe Rd | $162,000 | $140,000 | $175,000-$200,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $1,001 |
| Superior Protection Discount | -$107 | $1,084 |
| Fire & Security Discount | -$95 | $1,096 |
| Hail Resistant Roof Discount | -$36 | $1,156 |
| Newly Constructed Home Discount | -$250 | $941 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vermilion Parish | $2,500 | $1,177 | $3,677 | $855 | $3,355 | $322 |
| Vermilion, LA | $1,000 | $1,177 | $2,177 | $855 | $1,855 | $322 |
| Maurice, LA | $500 | $1,705 | $2,205 | $1,239 | $1,739 | $466 |
| St. Martinville, LA | $1,000 | $889 | $1,889 | $646 | $1,646 | $243 |
| Jeanerette, LA | $500 | $759 | $1,259 | $552 | $1,052 | $208 |
| Carencro, LA | $1,000 | $942 | $1,942 | $685 | $1,685 | $257 |
| Church Point, LA | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Grand Coteau, LA | $700 | $1,083 | $1,783 | $787 | $1,487 | $296 |
| Henderson, LA | $400 | $933 | $1,333 | $678 | $1,078 | $255 |
| Arnaudville, LA | $700 | $1,052 | $1,752 | $765 | $1,465 | $288 |
| Lacassine, LA | $200 | $1,264 | $1,464 | $918 | $1,118 | $345 |
| Eunice, LA | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Vermilion Parish, LA | $105,700 | $1,191 | $830 | $1,720 | $890 |
| Vermilion, LA | $105,700 | $1,191 | $830 | $1,720 | $890 |
| Maurice, LA | $162,500 | $1,726 | $1,210 | $2,490 | $1,280 |
| St. Martinville, LA | $86,000 | $900 | $630 | $1,300 | $670 |
| Jeanerette, LA | $73,100 | $769 | $540 | $1,110 | $570 |
| Carencro, LA | $153,900 | $954 | $670 | $1,370 | $700 |
| Church Point, LA | $75,900 | $950 | $670 | $1,370 | $700 |
| Grand Coteau, LA | $88,200 | $1,096 | $770 | $1,580 | $810 |
| Henderson, LA | $75,400 | $944 | $660 | $1,360 | $700 |
| Arnaudville, LA | $85,500 | $1,065 | $750 | $1,530 | $780 |
| Lacassine, LA | $105,500 | $1,279 | $900 | $1,840 | $940 |
| Eunice, LA | $97,100 | $848 | $590 | $1,220 | $630 |