How Can I Make My South Santa Clara Valley, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in South Santa Clara Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your South Santa Clara Valley, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $118,500 $110,000 $100,000-$125,000
2 Bedroom $342,500 $320,000 $250,000-$300,000
3 Bedroom $528,500 $440,000 $500,000-$600,000
4 Bedroom $690,000 $640,000 $800,000-$900,000
5 Bedroom $1,109,000 $960,000 $900,000-$1,000,000

Bundle your South Santa Clara Valley, CA Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$93 $944
Home and Two Car -$166 $871
Home and Three Car -$239 $799

Choose the Right Deductible for your South Santa Clara Valley, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Santa Clara County $1,000 $1,489 $2,489 $1,082 $2,082 $407
South Santa Clara Valley, CA $700 $1,025 $1,725 $745 $1,445 $280
Interlaken, CA $100 $884 $984 $642 $742 $241
Lexington Hills, CA $1,000 $2,366 $3,366 $1,720 $2,720 $647
Capitola, CA $1,000 $961 $1,961 $699 $1,699 $263
Santa Cruz County, CA $500 $1,251 $1,751 $909 $1,409 $342
Alum Rock, CA $1,000 $990 $1,990 $720 $1,720 $271
Ben Lomond, CA $100 $942 $1,042 $685 $785 $258
Bonny Doon, CA $2,500 $2,185 $4,685 $1,588 $4,088 $597
Hilmar-Irwin, CA $400 $725 $1,125 $527 $927 $198
Half Moon Bay, CA $700 $1,181 $1,881 $858 $1,558 $323

Identify Top Home Insurance Agents near South Santa Clara Valley, CA | Back to Top

Home Insurance Company South Santa Clara Valley, CA Homeowners Insurance Agency South Santa Clara Valley, CA Address Popularity Score Distance from South Santa Clara Valley (miles)
State Farm Michelle Nguyen 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131
28.1
Travelers Alegrity Insurance Agency Llc 274 E Hamilton Ave Ste G, Campbell, CA, 95008
26.4
Farmers Gary Carroll 15 W 5th St, Morgan Hill, CA, 95037
6.7
State Farm Ilda Mitchel 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077
18.4
State Farm Kelly Qu 4620 Fortran Drive Suite 203, San Jose, CA, 95134-2322
33.2
State Farm Mike Mccauley 1044 41st Ave, Santa Cruz, CA, 95062-4447
22.4
Allstate Cuahutemoc Leon Soto 105 W Main Ave, Morgan Hill, CA, 95037
7.0
State Farm Kathy Barber 5615 Cottle Rd, San Jose, CA, 95123-3625
18.7
State Farm Ken Williams 1295 E Dunne Ave Ste 225, Morgan Hill, CA, 95037
6.4
State Farm Jim Edington 361 Piercy Rd, San Jose, CA, 95138-1403
18.2

Compare Rates for South Santa Clara Valley, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Santa Clara County, CA $829,600 $1,507 $1,110 $2,050 $940
South Santa Clara Valley, CA $672,300 $1,037 $770 $1,410 $640
Interlaken, CA $436,800 $894 $660 $1,220 $560
Lexington Hills, CA $914,300 $2,395 $1,770 $3,260 $1,490
Capitola, CA $585,100 $973 $720 $1,320 $600
Santa Cruz County, CA $659,900 $1,266 $940 $1,720 $780
Alum Rock, CA $511,600 $1,002 $740 $1,360 $620
Ben Lomond, CA $603,800 $954 $710 $1,300 $590
Bonny Doon, CA $819,300 $2,212 $1,640 $3,010 $1,370
Hilmar-Irwin, CA $259,800 $734 $540 $1,000 $460
Half Moon Bay, CA $879,000 $1,195 $880 $1,630 $750

Research Home Insurance Companies Reviews in South Santa Clara Valley, CA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: March 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We chose this policy because it was about half the price of the quote we got from the insurance company we had our car insurance through. It wasn't as cheap as people had led us to believe.

Date: January 18, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The customer service experience with my agent has be excellent. I can get service 24 hours a day with anything I need and the girls who work in my agents office are very helpful.

Date: September 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I receive constant updates whenever anything changes in my policy. I am happy with the level of communication. I get no spam.

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is good for what I am getting. All the other plans and premiums were a little absurd for me. I am happy with it

Date: September 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Customer service is excellent. They are fast to answer and they know the answers to all of my questions.

Date: August 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
The website is easy to navigate. I can log in right there and all the stuff I need is quick to see. I have the app on my phone, but I do not use it often.

Date: August 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My covers a lot of money, but only some of the basic issues directly impacting my own house. Nothing else around it or people inside.


State Farm Home Insurance Reviews

Date: March 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service at State Farm is probably a 4.5. The only problem that we have had with them was when we purchased our house they did something that caused our insurance to almost lapse because of some pictures.

Date: January 22, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
There is nothing I really dont' like about my insurance company. Of course, the rates could always be lower. Lol.


Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Pays for damages to house, water, fire, earthquake, and covers damages to fixtures as well. It covers my garage and backyard stuff as well.


Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not had any problems dealing with customer service, but I do know of a few people who have had some issues in the past. My experience with them has been mostly pleasant.

Date: August 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
From what I have found through other insurance providers, I am confident in my recent decision to go with State Farm for my insurance needs because they offer the best overall value.

Date: August 03, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I am an overall fan of the mobile app and website that I am offered through my insurance provider at the moment. I do however wish it would run a little faster instead of me having to wait.

Date: June 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I don't really interact with my insurance company all that often. When I do, they are professional and courteous as I would expect them to be.

Nationwide Home Insurance Reviews

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The value of the house is covered in case of fire, etc. and the value of the belongings inside are cover for things like fire and theft.


Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
At the time that I bought the house, this company offered the lowest premium for the same coverage of the 5 companies I got quotes from. that should be reevaluated soon.

Date: November 18, 2017    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I have had no issues, but this is partly because I have never contacted them for anything other than a quote and paying the bill.

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website is not very modern or appealing. It is also down often, or at least often at the times that I need it. I only use it to pay the bill though.

Liberty Mutual Home Insurance Reviews

Date: February 24, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My premium continues to go up year after year despite me never filing a claim in twenty years.

Date: October 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I choose to go with Liberty Mutual because of the price point. In comparison it seemed about 25% cheaper than any competitor with better coverage.

Progressive Home Insurance Reviews

Date: November 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have been completely satisfied with my home insurance through Progressive. My husband and I live in a rented apartment, so we have renter's insurance with Progressive. We chose Progressive because I had years of positive experience with auto insurance through Progressive. We have never needed to use our renter's insurance to make any claims, but we are satisfied with the very reasonable cost of about $10 a month.

Travelers Home Insurance Reviews

Date: February 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible is on par with other insurance companies that I have heard of and friends that I have talked to.