Gavop's guide to buying homeowners insurance in South Santa Clara Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
2 Bedroom | $342,500 | $320,000 | $250,000-$300,000 |
3 Bedroom | $528,500 | $440,000 | $500,000-$600,000 |
4 Bedroom | $690,000 | $640,000 | $800,000-$900,000 |
5 Bedroom | $1,109,000 | $960,000 | $900,000-$1,000,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$93 | $944 |
Home and Two Car | -$166 | $871 |
Home and Three Car | -$239 | $799 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Santa Clara County | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
South Santa Clara Valley, CA | $700 | $1,025 | $1,725 | $745 | $1,445 | $280 |
Interlaken, CA | $100 | $884 | $984 | $642 | $742 | $241 |
Lexington Hills, CA | $1,000 | $2,366 | $3,366 | $1,720 | $2,720 | $647 |
Capitola, CA | $1,000 | $961 | $1,961 | $699 | $1,699 | $263 |
Santa Cruz County, CA | $500 | $1,251 | $1,751 | $909 | $1,409 | $342 |
Alum Rock, CA | $1,000 | $990 | $1,990 | $720 | $1,720 | $271 |
Ben Lomond, CA | $100 | $942 | $1,042 | $685 | $785 | $258 |
Bonny Doon, CA | $2,500 | $2,185 | $4,685 | $1,588 | $4,088 | $597 |
Hilmar-Irwin, CA | $400 | $725 | $1,125 | $527 | $927 | $198 |
Half Moon Bay, CA | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
Home Insurance Company South Santa Clara Valley, CA | Homeowners Insurance Agency South Santa Clara Valley, CA | Address | Popularity Score | Distance from South Santa Clara Valley (miles) |
---|---|---|---|---|
State Farm | Michelle Nguyen | 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131 | 28.1 | |
Travelers | Alegrity Insurance Agency Llc | 274 E Hamilton Ave Ste G, Campbell, CA, 95008 | 26.4 | |
Farmers | Gary Carroll | 15 W 5th St, Morgan Hill, CA, 95037 | 6.7 | |
State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 18.4 | |
State Farm | Kelly Qu | 4620 Fortran Drive Suite 203, San Jose, CA, 95134-2322 | 33.2 | |
State Farm | Mike Mccauley | 1044 41st Ave, Santa Cruz, CA, 95062-4447 | 22.4 | |
Allstate | Cuahutemoc Leon Soto | 105 W Main Ave, Morgan Hill, CA, 95037 | 7.0 | |
State Farm | Kathy Barber | 5615 Cottle Rd, San Jose, CA, 95123-3625 | 18.7 | |
State Farm | Ken Williams | 1295 E Dunne Ave Ste 225, Morgan Hill, CA, 95037 | 6.4 | |
State Farm | Jim Edington | 361 Piercy Rd, San Jose, CA, 95138-1403 | 18.2 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
South Santa Clara Valley, CA | $672,300 | $1,037 | $770 | $1,410 | $640 |
Interlaken, CA | $436,800 | $894 | $660 | $1,220 | $560 |
Lexington Hills, CA | $914,300 | $2,395 | $1,770 | $3,260 | $1,490 |
Capitola, CA | $585,100 | $973 | $720 | $1,320 | $600 |
Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
Alum Rock, CA | $511,600 | $1,002 | $740 | $1,360 | $620 |
Ben Lomond, CA | $603,800 | $954 | $710 | $1,300 | $590 |
Bonny Doon, CA | $819,300 | $2,212 | $1,640 | $3,010 | $1,370 |
Hilmar-Irwin, CA | $259,800 | $734 | $540 | $1,000 | $460 |
Half Moon Bay, CA | $879,000 | $1,195 | $880 | $1,630 | $750 |
Date: March 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: June 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: February 24, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: February 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried