Gavop's guide to buying homeowners insurance in Accokeek, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $231,500 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $367,000 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $349,500 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $769,000 | $670,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $703 |
| Superior Protection Discount | -$85 | $762 |
| Fire & Security Discount | -$68 | $779 |
| Hail Resistant Roof Discount | -$17 | $830 |
| Newly Constructed Home Discount | -$195 | $652 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Accokeek, MD | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| La Plata, MD | $100 | $783 | $883 | $569 | $669 | $214 |
| Lee, VA | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Indian Head, MD | $500 | $793 | $1,293 | $577 | $1,077 | $217 |
| Falls Church, VA | $1,000 | $1,091 | $2,091 | $793 | $1,793 | $298 |
| Cobb Island, MD | $300 | $1,009 | $1,309 | $733 | $1,033 | $276 |
| Loudoun Valley Estates, VA | $2,500 | $1,852 | $4,352 | $1,346 | $3,846 | $506 |
| Tilghman Island, MD | $500 | $1,095 | $1,595 | $796 | $1,296 | $299 |
| Germantown, MD | $1,500 | $998 | $2,498 | $725 | $2,225 | $273 |
| Catoctin, VA | $300 | $961 | $1,261 | $698 | $998 | $263 |
| Home Insurance Company Accokeek, MD | Homeowners Insurance Agency Accokeek, MD | Address | Popularity Score | Distance from Accokeek (miles) |
|---|---|---|---|---|
| Allstate | Bill Waugh & Associates | 3141 Old Washington Rd, Waldorf, MD, 20602 | 6.1 | |
| Nationwide | Carrie Polk Insurance Inc | 3695 Hallowing Point Rd Suite 5, Prince Frederick, MD, 20678-3469 | 23.3 | |
| Erie | J E Schenk & Associates Inc. | 3675 Park Avenue Suite 201, Ellicott City, MD, 21043 | 42.3 | |
| State Farm | Cherie Green-Johnson | 10126 Liberty Rd, Randallstown, MD, 21133-1404 | 49.8 | |
| State Farm | Alice Kwon | 10035 Balto Natl Pike Ste 330, Ellicott City, MD, 21042-3611 | 42.3 | |
| Erie | Welsch Insurance Group Llc | 3044 Hudson Street, Baltimore, MD, 21224 | 47.7 | |
| Nationwide | Payne Insurance Agency Inc | 841 Quince Orchard Blvd Ste J, Gaithersburg, MD, 20878-1615 | 34.3 | |
| State Farm | Dave Dixon | 3a N First St, Indian Head, MD, 20640 | 9.9 | |
| Allstate | Steven Dirk | 4701 Sangamore Rd, Bethesda, MD, 20816 | 19.9 | |
| State Farm | Dave Lerer | 8894 Stanford Blvd Ste 101, Columbia, MD, 21045-5161 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Accokeek, MD | $361,300 | $847 | $670 | $1,070 | $400 |
| La Plata, MD | $336,700 | $793 | $630 | $1,000 | $370 |
| Lee, VA | $431,300 | $927 | $640 | $1,270 | $630 |
| Indian Head, MD | $195,900 | $803 | $630 | $1,010 | $380 |
| Falls Church, VA | $742,000 | $1,104 | $760 | $1,530 | $770 |
| Cobb Island, MD | $301,500 | $1,021 | $810 | $1,290 | $480 |
| Loudoun Valley Estates, VA | $607,000 | $1,874 | $1,270 | $2,680 | $1,410 |
| Tilghman Island, MD | $334,200 | $1,108 | $880 | $1,400 | $520 |
| Germantown, MD | $326,600 | $1,010 | $800 | $1,270 | $470 |
| Catoctin, VA | $566,100 | $972 | $660 | $1,350 | $690 |