Gavop shows you how to buy homeowners insurance in Belmont, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $195,500 | $180,000 | $175,000-$200,000 |
| 2 Bedroom | $433,500 | $350,000 | $350,000-$400,000 |
| 3 Bedroom | $481,500 | $410,000 | $400,000-$500,000 |
| 4 Bedroom | $487,500 | $440,000 | $400,000-$500,000 |
| 5 Bedroom | $1,270,000 | $1,060,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $878 |
| Superior Protection Discount | -$93 | $940 |
| Fire & Security Discount | -$114 | $919 |
| Hail Resistant Roof Discount | -$31 | $1,002 |
| Newly Constructed Home Discount | -$268 | $764 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,318 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,073 |
| Home Insurance Company Belmont, MA | Homeowners Insurance Agency Belmont, MA | Address | Popularity Score | Distance from Belmont (miles) |
|---|---|---|---|---|
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave, Waltham, MA, 2451 | 4.3 | |
| Travelers | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave., Cambridge, MA, 2140 | 3.1 | |
| Travelers | Transit Insurance Agency Inc | 217 Albany St, Boston, MA, 2118 | 7.0 | |
| Travelers | Parent Prakop & Assoc Ins Agy | 733 Washington St , Stoughton, MA, 2072 | 19.1 | |
| Travelers | Commonwealth Ins Partners Llc | 25 Newport Ave Ext, North Quincy, MA, 2171 | 10.8 | |
| Travelers | Metro Boston Insurance Agency Inc | 345 Central St, Saugus, MA, 1906 | 9.9 | |
| Travelers | Paul T Murphy Insurance Agency Inc | 628 Broadway, Malden, MA, 2148 | 8.3 | |
| Liberty Mutual Independent | Michals Ins Agency Inc | 85 Main St Ste 101, Watertown, MA, 2472 | 2.0 | |
| Travelers | Quincy Insurance Agency Inc | 144 Gould St Ste 152, Needham, MA, 2494 | 6.8 | |
| Travelers | Kunevich & Lau Insurance Agency Inc | 645 Washington St, Norwood, MA, 2062 | 14.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,950 | $1,010 |
| Middlesex County, MA | $453,300 | $1,311 | $940 | $1,870 | $930 |
| Belmont, MA | $759,500 | $1,033 | $710 | $1,480 | $770 |
| Watertown Town, MA | $480,500 | $1,095 | $760 | $1,520 | $760 |
| Winchester, MA | $842,300 | $1,035 | $690 | $1,420 | $730 |
| Maynard, MA | $334,000 | $951 | $680 | $1,310 | $630 |
| Tewksbury, MA | $357,700 | $1,017 | $690 | $1,390 | $700 |
| Holliston, MA | $417,100 | $982 | $680 | $1,350 | $670 |
| Ocean Bluff-Brant Rock, MA | $385,800 | $1,559 | $1,140 | $2,170 | $1,030 |
| Taunton, MA | $246,500 | $989 | $660 | $1,390 | $730 |
| Fitchburg, MA | $183,400 | $878 | $600 | $1,200 | $600 |
| Putnam, CT | $183,000 | $836 | $580 | $1,150 | $570 |