Gavop's guide to buying homeowners insurance in White Salmon, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $234,000 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $401,000 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $423,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $512,500 | $480,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $598 |
| Superior Protection Discount | -$73 | $656 |
| Fire & Security Discount | -$51 | $678 |
| Hail Resistant Roof Discount | -$22 | $707 |
| Newly Constructed Home Discount | -$153 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Klickitat County | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| White Salmon, WA | $1,500 | $720 | $2,220 | $524 | $2,024 | $197 |
| Dallesport, WA | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Skamania County, WA | $500 | $632 | $1,132 | $459 | $959 | $173 |
| Goldendale, WA | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Mount Hood Village, OR | $100 | $650 | $750 | $472 | $572 | $178 |
| Tygh Valley, OR | $700 | $471 | $1,171 | $342 | $1,042 | $129 |
| Fern Prairie, WA | $100 | $912 | $1,012 | $663 | $763 | $249 |
| Hockinson, WA | $1,000 | $1,008 | $2,008 | $732 | $1,732 | $275 |
| Troutdale, OR | $400 | $593 | $993 | $431 | $831 | $162 |
| Home Insurance Company White Salmon, WA | Homeowners Insurance Agency White Salmon, WA | Address | Popularity Score | Distance from White Salmon (miles) |
|---|---|---|---|---|
| Allstate | Ami Boal-Bennett | 326 Ne Cedar St, Camas, WA, 98607 | 49.0 | |
| Liberty Mutual Independent | Mccoy Holliston Insurance | 1001 E. Jewett Blvd White Salmon, White Salmon, WA, 98672 | 10.6 | |
| State Farm | Mike Cole | 1000 W. Steuben/Hwy 14, Bingen, WA, 98605 | 11.1 | |
| State Farm | Nathan Loren | 1803 E St, Washougal, WA, 98671-1535 | 46.9 | |
| State Farm | Mike Cole | 152 W Main St, Goldendale, WA, 98620-9588 | 31.8 | |
| State Farm | Linda Huff | 350 Ne 4th Ave, Camas, WA, 98607-2126 | 49.0 | |
| Allstate | Mccoy-Holiston Insurance | 1001 E Jewett Blvd, White Salmon, WA, 98672 | 10.5 | |
| Liberty Mutual Independent | Northwest Preferred Ins Inc | 22403 Ne 213th Cir, Battle Ground, WA, 98604 | 47.0 | |
| Farmers | Robert J Bob Shanahan | 934 Ne 3rd Ave, Camas, WA, 98607 | 48.7 | |
| Farmers | Judith Lanz | 25 Sw Russell Ave, Stevenson, WA, 98648 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,120 | $570 |
| Klickitat County, WA | $219,200 | $674 | $490 | $930 | $440 |
| White Salmon, WA | $326,600 | $729 | $490 | $1,030 | $540 |
| Dallesport, WA | $171,000 | $658 | $450 | $900 | $450 |
| Skamania County, WA | $248,500 | $639 | $460 | $880 | $420 |
| Goldendale, WA | $147,300 | $795 | $530 | $1,140 | $610 |
| Mount Hood Village, OR | $263,700 | $658 | $470 | $910 | $440 |
| Tygh Valley, OR | $123,200 | $477 | $320 | $660 | $340 |
| Fern Prairie, WA | $357,200 | $923 | $660 | $1,300 | $640 |
| Hockinson, WA | $398,500 | $1,020 | $700 | $1,460 | $760 |
| Troutdale, OR | $252,500 | $600 | $430 | $830 | $400 |