Gavop's guide to buying homeowners insurance in Springdale, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Springdale, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cottage Way, Rail Canyon Rd, Forest Center Rd, Carlton Ave, Rosehill Rd, E Mix Way Rd, Gill Ln, E Old Springdale Rd, E Birch Ave, Spruce Rd | $178,000 | $160,000 | $150,000-$175,000 | $79,500 | $60,000 | $75,000-$100,000 |
| Estebrook Rd, W Casberg Burroughs Rd, Cemetery Rd, Pine View Way, Roskam Rd, Rainbow Dr, Oregon Rd, Sunnyside Beach Rd, Merritt Rd, NW Vandissel Dr | $186,000 | $160,000 | $175,000-$200,000 | $156,000 | $130,000 | $125,000-$150,000 |
| Bittrich Antler Rd, Boggsville Rd, Neil Rd, Price Rd, Boyles, Paisley, Sanctuary Way, Bump Hill Way, Woodland Shores Dr, Railroad Ave | $149,000 | $140,000 | $150,000-$175,000 | $113,500 | $100,000 | $75,000-$100,000 |
| Evergreen Dr, Eagle Ridge Way, Shore Acres Rd, Drum Rd, Lakeside Rd, Lake Ave, Grote Rd, Porcupine Ln, White Pine Rd, Robert Rd | $173,000 | $150,000 | $125,000-$150,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Hungry Hollow Way, Jepsen Rd, Evan Rd, Agar Rd, W Bay Rd, Vernon Dr, View Rd, Angel Flats Way, Johnson Rd, Antonia Rd | $224,500 | $180,000 | $175,000-$200,000 | $150,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $498 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$67 | $540 |
| Hail Resistant Roof Discount | -$18 | $589 |
| Newly Constructed Home Discount | -$164 | $443 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stevens County | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Springdale, WA | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Clayton, WA | $500 | $670 | $1,170 | $487 | $987 | $183 |
| Stevens County, WA | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Mead, WA | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Mount Spokane, WA | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Millwood, WA | $100 | $635 | $735 | $462 | $562 | $174 |
| Spokane County, WA | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Four Lakes, WA | $500 | $652 | $1,152 | $474 | $974 | $178 |
| Spokane Valley, WA | $2,500 | $639 | $3,139 | $465 | $2,965 | $175 |
| Spirit Lake, ID | $300 | $576 | $876 | $419 | $719 | $157 |
| Cheney, WA | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Home Insurance Company Springdale, WA | Homeowners Insurance Agency Springdale, WA | Address | Popularity Score | Distance from Springdale (miles) |
|---|---|---|---|---|
| Farmers | Gina Lanza | 1717 W Garland Ave Ste A, Spokane, WA, 99205 | 33.0 | |
| Travelers | Boyd Insurance Brokerage Inc | 103 E Sprague Ave 102, Spokane, WA, 99202 | 35.8 | |
| State Farm | Emily Osborne | 23403 E Mission Ave Ste 117, Liberty Lake, WA, 99019-7624 | 43.8 | |
| Travelers | Dan Hoffman Insurance Agency | 6105 N Astor, Spokane, WA, 99208 | 32.5 | |
| Travelers | Mount Spokane Insurance | 4025 E Mt Spokane Park Dr, Mead, WA, 99021 | 29.7 | |
| Liberty Mutual Independent | Blasingame Insurance | 200 N Argonne Rd, Spokane Valley, WA, 99212 | 38.7 | |
| State Farm | Charlie Flager | 12204 N Division St Ste 1a, Spokane, WA, 99218-3614 | 29.3 | |
| State Farm | Greg Mandick | 1902 W Francis Ave Ste 113, Spokane, WA, 99205-6963 | 31.6 | |
| Allstate | Garry Newman | 4707 N Harvard Rd Unit 5, Otis Orchards, WA, 99027 | 41.7 | |
| State Farm | Ed Bryan | 20 E J St, Deer Park, WA, 99006-8500 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,160 | $610 |
| Stevens County, WA | $184,600 | $658 | $450 | $910 | $460 |
| Springdale, WA | $168,000 | $607 | $440 | $830 | $390 |
| Clayton, WA | $184,200 | $678 | $480 | $940 | $460 |
| Stevens County, WA | $184,600 | $658 | $450 | $930 | $480 |
| Mead, WA | $201,700 | $653 | $450 | $930 | $480 |
| Mount Spokane, WA | $332,100 | $737 | $530 | $1,020 | $490 |
| Millwood, WA | $162,200 | $643 | $470 | $920 | $450 |
| Spokane County, WA | $195,500 | $673 | $450 | $940 | $490 |
| Four Lakes, WA | $172,300 | $660 | $460 | $900 | $440 |
| Spokane Valley, WA | $177,100 | $647 | $430 | $930 | $500 |
| Spirit Lake, ID | $148,600 | $583 | $390 | $800 | $410 |
| Cheney, WA | $181,300 | $626 | $450 | $880 | $430 |