Gavop shows you how to buy homeowners insurance in Jackson County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jackson County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 21/28, Bold Venture Dr, Statts Mill, Wolf Pen, Meadowview Dr, Rush Run Rd, Dog Fork Rd, Pinewoods Dr, Deep Woods Dr, Chestnut Ln | $155,500 | $150,000 | $125,000-$150,000 | $133,000 | $120,000 | $100,000-$125,000 |
| Dudden Fork Rd, Beechgrove-New Era, Angerona Rd, Shinn Rd, Limber Ridge Rd, Pleasant Hill Rd, Hightower Rdg, Co Rd 18/4, Batten Farm Rd, Harmony Hollow | $121,500 | $100,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Co Rd 12/5, Miranda Ln, Kay Hollow Rd, Hall St, Old Wv 56, Lower Parchment Creek, Co Rd 21/25, Locust Grove, Evansview Rd, Turkey Fork Rd | $145,500 | $130,000 | $125,000-$150,000 | $101,000 | $90,000 | $100,000-$125,000 |
| School House Dr, Trace Fork, Co Rd 32/4, Co Rd 10/3, Fallentimber Rd, Co Rd 22/5, Walters Run, Sinaeville Rd, Jackson Ave, Munday Hill | $181,000 | $170,000 | $200,000-$250,000 | $114,000 | $90,000 | $75,000-$100,000 |
| Station Rd, Co Rd 21/8, Cox Run, Wildwood Dr, Co Rd 21/21, Old Buffalo Creek Rd, Dalton Dr, North St E, Co Rd 12, Brown St | $119,000 | $110,000 | $125,000-$150,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Toppins Grove Rd, 18 Mile Creek Rd, Circle Dr, Hickory Ln, Pinewood Ests, Locust Dr, Wilding Rd, Co Rd 7/3, Country Place Ests, Little Creek Rd | $181,000 | $150,000 | $150,000-$175,000 | $75,500 | $60,000 | $75,000-$100,000 |
| 2nd Ave, Left Fork Dudden, S Ritchie Ave, Co Rd 21/34, Marties Dr, Co Rd 87/8, Co Rd 13/2, Hartley Run, White Pine Rd, Co Rd 21/37 | $146,500 | $140,000 | $125,000-$150,000 | $100,500 | $90,000 | $75,000-$100,000 |
| State Rte 34, Main St, Oak View Ridge, Paw Paw Ln, Crooks Ave, Co Rd 12/1, New Haven Rd, Sycamore Creek Rd, Weekly Run Rd, Denzil Williams Rd | $183,500 | $160,000 | $200,000-$250,000 | $147,500 | $130,000 | $125,000-$150,000 |
| Co Rd 33/12, Front St, Citation Dr, Road Fork Rd, Walters St, Creston, Whispering Way, Hudson Pl, Persil J Williams Rd, Vail Dr | $136,000 | $120,000 | $125,000-$150,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Straight Fk, Somer Fox Rd, Mountaineer Ln, Sycamore, Eastwood Rd, Co Rd 23/3, Adams St, Beckwith Flats, South St, Beech Grove Rd | $92,000 | $90,000 | $75,000-$100,000 | $99,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $568 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$61 | $615 |
| Hail Resistant Roof Discount | -$20 | $656 |
| Newly Constructed Home Discount | -$135 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Jackson County, WV | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Elizabeth, WV | $100 | $510 | $610 | $370 | $470 | $139 |
| Waggener, WV | $2,500 | $545 | $3,045 | $396 | $2,896 | $149 |
| Winfield, WV | $300 | $858 | $1,158 | $623 | $923 | $234 |
| Eleanor, WV | $2,000 | $817 | $2,817 | $594 | $2,594 | $223 |
| Carthage, OH | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Curry, WV | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Milton, WV | $200 | $750 | $950 | $545 | $745 | $205 |
| Alexander, OH | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Amesville, OH | $100 | $583 | $683 | $424 | $524 | $159 |
| Gilmer County, WV | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Home Insurance Company Jackson County, WV | Homeowners Insurance Agency Jackson County, WV | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Erie | Kerby Insurance Agency Llc | 265 Ripley Road, Spencer, WV, 25276 | 17.3 | |
| Erie | Ripley Insurance Centre | 128 Academy Drive, Ripley, WV, 25271 | 2.6 | |
| State Farm | Tyler Bullington | 4640 Us Route 60 Ste 3, Huntington, WV, 25705-1968 | 46.9 | |
| State Farm | Bridget Smith | 20 Williams Dr Ste 3, Spencer, WV, 25276-1800 | 17.9 | |
| State Farm | Tyler Courts | 101 Court St N, Ripley, WV, 25271-1207 | 2.1 | |
| State Farm | Dean Jeffries | 85 Credes Lndg, Elkview, WV, 25071-8168 | 28.0 | |
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 47.7 | |
| Erie | Ashley Insurance Agency | P O Box 823, Spencer, WV, 25276 | 17.8 | |
| State Farm | Phil Stanley | 905 Washington St Ste A, Ravenswood, WV, 26164-1142 | 10.0 | |
| Allstate | Anne Underwood | 436 12th St, Dunbar, WV, 25064 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $990 | $490 |
| Jackson County, WV | $113,300 | $676 | $490 | $930 | $440 |
| Jackson County, WV | $113,300 | $676 | $480 | $970 | $490 |
| Elizabeth, WV | $56,900 | $516 | $350 | $740 | $390 |
| Waggener, WV | $65,300 | $552 | $390 | $760 | $370 |
| Winfield, WV | $165,900 | $868 | $580 | $1,200 | $620 |
| Eleanor, WV | $148,900 | $827 | $550 | $1,150 | $600 |
| Carthage, OH | $110,600 | $653 | $470 | $890 | $420 |
| Curry, WV | $125,700 | $642 | $460 | $890 | $430 |
| Milton, WV | $124,100 | $759 | $520 | $1,070 | $550 |
| Alexander, OH | $131,400 | $703 | $500 | $980 | $480 |
| Amesville, OH | $88,300 | $590 | $420 | $810 | $390 |
| Gilmer County, WV | $91,600 | $608 | $410 | $830 | $420 |