Gavop tells you how to get the best homeowners insurance in Orange County, VT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $142,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $247,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $216,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $490,500 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $585 |
| Superior Protection Discount | -$68 | $612 |
| Fire & Security Discount | -$61 | $619 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$170 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $672 | $2,672 | $488 | $2,488 | $184 |
| Orange County, VT | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| South Barre, VT | $300 | $700 | $1,000 | $508 | $808 | $191 |
| Waitsfield, VT | $2,000 | $989 | $2,989 | $719 | $2,719 | $270 |
| Danville, VT | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Proctor, VT | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Baltimore, VT | $300 | $712 | $1,012 | $518 | $818 | $195 |
| Ira, VT | $2,000 | $774 | $2,774 | $562 | $2,562 | $211 |
| Charlotte, VT | $400 | $1,636 | $2,036 | $1,189 | $1,589 | $447 |
| Jeffersonville, VT | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Home Insurance Company Orange County, VT | Homeowners Insurance Agency Orange County, VT | Address | Popularity Score | Distance from Orange County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Paige & Campbell Inc | 297 N Main St Ste 1, Barre, VT, 5641 | 15.2 | |
| Allstate | Swenson Insurance Agency | 135 Main St Po Box 391, Bradford, VT, 5033 | 12.1 | |
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 49.1 | |
| Nationwide | Jaimes L. Fewer | 3 Maple Ave, Barre, VT, 05641-3420 | 15.4 | |
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 50.1 | |
| Liberty Mutual Independent | Berg Carmolli & Kent Inc | 83 Washington St, Barre, VT, 5641 | 14.7 | |
| Allstate | Poulos Insurance | 752 Granger Rd, Barre, VT, 5641 | 14.7 | |
| Liberty Mutual Independent | Kinney Pike Insurance Inc | 42 Meadow Ln, Randolph, VT, 5060 | 16.0 | |
| Liberty Mutual Independent | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 19.5 | |
| State Farm | Ken Decandio | 56 Allen St, Rutland, VT, 05701-4536 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $560 | $1,100 | $540 |
| Orange County, VT | $188,300 | $680 | $490 | $940 | $450 |
| Orange County, VT | $188,300 | $680 | $460 | $970 | $510 |
| South Barre, VT | $175,800 | $708 | $470 | $1,010 | $540 |
| Waitsfield, VT | $350,900 | $1,001 | $670 | $1,430 | $760 |
| Danville, VT | $208,700 | $765 | $540 | $1,090 | $550 |
| Proctor, VT | $155,900 | $667 | $450 | $930 | $480 |
| Baltimore, VT | $182,500 | $721 | $530 | $1,000 | $470 |
| Ira, VT | $220,400 | $783 | $570 | $1,100 | $530 |
| Charlotte, VT | $496,300 | $1,656 | $1,210 | $2,270 | $1,060 |
| Jeffersonville, VT | $206,700 | $762 | $560 | $1,080 | $520 |