Gavop tells you how to get the best homeowners insurance in Benton County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $89,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $93,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $114,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $248,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $567 |
| Superior Protection Discount | -$69 | $622 |
| Fire & Security Discount | -$76 | $615 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$200 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| Benton County, TN | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| New Johnsonville, TN | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Henry, TN | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Henry County, TN | $500 | $823 | $1,323 | $598 | $1,098 | $225 |
| Carroll County, TN | $1,500 | $676 | $2,176 | $492 | $1,992 | $185 |
| Cottage Grove, TN | $100 | $590 | $690 | $429 | $529 | $161 |
| Hazel, KY | $2,500 | $653 | $3,153 | $475 | $2,975 | $178 |
| Decaturville, TN | $200 | $723 | $923 | $526 | $726 | $198 |
| New Concord, KY | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Hazel-Lynn Grove, KY | $100 | $873 | $973 | $635 | $735 | $239 |
| Clifton, TN | $2,500 | $921 | $3,421 | $669 | $3,169 | $252 |
| Home Insurance Company Benton County, TN | Homeowners Insurance Agency Benton County, TN | Address | Popularity Score | Distance from Benton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 15.6 | |
| State Farm | Jimmy Drake | 114 Highway 70 E Ste 1 Bldg A, Dickson, TN, 37055-2088 | 39.0 | |
| Liberty Mutual Independent | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 15.6 | |
| Liberty Mutual Independent | Carroll Insurance Agency | 49 Broadway St, Mc Kenzie, TN, 38201 | 25.4 | |
| State Farm | Doug Varner | 7103 Ramsey Way, Dickson, TN, 37055-1586 | 39.9 | |
| Liberty Mutual Independent | First Insurance Partners Llc | 110 Mathis Dr, Dickson, TN, 37055 | 38.9 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main, Tennessee Ridge, TN, 37178 | 23.6 | |
| Farmers | Kelley Rowlett | 205 E Main St, Waverly, TN, 37185 | 15.7 | |
| Liberty Mutual Independent | Phelan-Estes Insurance Agency Inc | 118 E Eaton St, Trenton, TN, 38382 | 49.1 | |
| Travelers | Middle Tennessee Insurance Services | 91-A Mathis Dr, Dickson, TN, 37055 | 38.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,490 | $790 |
| Benton County, TN | $88,700 | $691 | $460 | $990 | $530 |
| Benton County, TN | $88,700 | $691 | $480 | $970 | $490 |
| New Johnsonville, TN | $95,400 | $852 | $620 | $1,180 | $560 |
| Henry, TN | $74,800 | $759 | $550 | $1,090 | $540 |
| Henry County, TN | $97,000 | $833 | $600 | $1,180 | $580 |
| Carroll County, TN | $86,800 | $685 | $490 | $940 | $450 |
| Cottage Grove, TN | $45,000 | $597 | $440 | $820 | $380 |
| Hazel, KY | $72,200 | $661 | $480 | $930 | $450 |
| Decaturville, TN | $69,400 | $732 | $530 | $1,020 | $490 |
| New Concord, KY | $117,700 | $854 | $590 | $1,210 | $620 |
| Hazel-Lynn Grove, KY | $126,400 | $884 | $590 | $1,250 | $660 |
| Clifton, TN | $116,100 | $932 | $620 | $1,290 | $670 |