Gavop shows you how to buy homeowners insurance in Lovington, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lovington, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Browning Rd, Howell Ln, Chambers Rd, Coyote Ln, S Hoggett Rd, Co Rd 87, E Ave O, E 2nd St, Dickenson Ln, Harkey Rd | $143,000 | $120,000 | $125,000-$150,000 | $113,500 | $90,000 | $75,000-$100,000 |
| Adams Ave, Hahn Dr, S Love St, S Fox Ave, Co Rd 53, Arkansas Junction, Orchard Ln, S Main Ave, Co Rd 127, N Hall Ave | $109,500 | $100,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| S Odell Ave, Co Rd 97, T-168, Simpson Rd, Co Rd 107, Spears Rd, Morning Sun Pl, Co Rd 126A, Seely Rd, Hedgecoxe Rd | $115,000 | $100,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Moore Rd, N 18th St, Co Rd 104, S Broiler St, N English St, W 6th St, S Ave G, Hand Hill Rd, W Jackson Ave, Hilburn Rd | $95,500 | $90,000 | $75,000-$100,000 | $121,500 | $100,000 | $100,000-$125,000 |
| W Clayton Ave, W Monroe Ave, E R Ave, W Ave K, Querecho Rd, N Green Ave, E Ave K, E Ave A, S Anderson Ave, E Flemmons Ln | $171,500 | $160,000 | $150,000-$175,000 | $103,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $551 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$58 | $583 |
| Hail Resistant Roof Discount | -$13 | $628 |
| Newly Constructed Home Discount | -$160 | $481 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
| Home Insurance Company Lovington, NM | Homeowners Insurance Agency Lovington, NM | Address | Popularity Score | Distance from Lovington (miles) |
|---|---|---|---|---|
| Allstate | Hester Agency - Hobbs | 1401 N Turner St Ste 8, Hobbs, NM, 88240 | 25.7 | |
| State Farm | Mike Guerin | 111 E Sanger, Hobbs, NM, 88241-0040 | 25.8 | |
| State Farm | David Whitten | 124 W Bender Blvd, Hobbs, NM, 88240-2232 | 25.2 | |
| State Farm | Katrina Weiss | 2827 N Dal Paso St Ste 115, Hobbs, NM, 88240-2062 | 25.5 | |
| Farmers | Mark Whittington | 107 N Main Ave, Lovington, NM, 88260 | 10.2 | |
| Farmers | Rebecca Long | 226 W Vega Dr, Hobbs, NM, 88240 | 25.6 | |
| State Farm | David Whitten | 206 S Main Street, Lovington, NM, 88260 | 10.2 | |
| Liberty Mutual Independent | Daniels Insurance Agency Inc | 300 North Linam, Hobbs, NM, 88240 | 26.0 | |
| Liberty Mutual Independent | Daniels Insurance Agency Inc | 300 N Linam, Hobbs, NM, 88240 | 26.0 | |
| Liberty Mutual Independent | Daniels Insurance Agency Inc | 300 N Linam St, Hobbs, NM, 88240 | 26.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,190 | $570 |
| Lea County, NM | $118,500 | $755 | $550 | $1,030 | $480 |
| Lovington, NM | $111,500 | $641 | $440 | $920 | $480 |
| Hobbs, NM | $130,200 | $779 | $550 | $1,100 | $550 |
| North Hobbs, NM | $174,600 | $890 | $610 | $1,220 | $610 |
| Nadine, NM | $115,400 | $771 | $520 | $1,060 | $540 |
| Loco Hills, NM | $157,300 | $857 | $580 | $1,230 | $650 |
| Southeast Chaves, NM | $142,500 | $828 | $570 | $1,180 | $610 |
| Hagerman, NM | $81,600 | $690 | $480 | $950 | $470 |
| Denver City, TX | $81,300 | $1,015 | $670 | $1,560 | $890 |
| Yoakum County, TX | $81,900 | $1,017 | $670 | $1,570 | $900 |
| Plains, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |