Gavop's guide to buying homeowners insurance in Spiro, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Spiro, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd E1195, Kerr Overstreet Rd, Cowlington Rd, Lynn Ln, Co Rd E1175, Co Rd E1240, Anne Dr, Co Rd E1195, Co Rd N4703, West St | $62,500 | $60,000 | $50,000-$75,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Hudson Corner Rd, South St, Co Rd 23, SE 5th St, Co Rd 23, Co Rd N4725, Co Rd N4745, 186th St, Wayne, Carters Lake Rd | $94,000 | $80,000 | $75,000-$100,000 | $69,500 | $70,000 | $50,000-$75,000 |
| Highline Dr, A Ave, Co Rd E1220, Co Rd 45A, N Boston Ave, New Hope Dr, Co Rd E1188, SE Railroad Blvd, Travis Ln, Shelley Carlile Dr | $140,000 | $120,000 | $100,000-$125,000 | $84,500 | $80,000 | $75,000-$100,000 |
| I St, Co Rd 26, Whitefield Ln, Broadway, 226th St, Cherokee Trl, B Ave, S Main St, Co Rd E1226, Eric Dr | $63,500 | $50,000 | $50,000-$75,000 | $44,000 | $40,000 | $25,000-$50,000 |
| Short St, Hamilton Cir, Queener Loop, Choctaw, NW 2nd St, Deaton Dr, Parker Rd, 160 Th St, Co Rd 7, 270th Ave | $155,000 | $140,000 | $125,000-$150,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $652 |
| Superior Protection Discount | -$72 | $733 |
| Fire & Security Discount | -$56 | $749 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$193 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Le Flore County | $1,000 | $1,081 | $2,081 | $786 | $1,786 | $296 |
| Spiro, OK | $700 | $796 | $1,496 | $578 | $1,278 | $217 |
| Upper, AR | $400 | $843 | $1,243 | $613 | $1,013 | $230 |
| Wister, OK | $700 | $1,029 | $1,729 | $748 | $1,448 | $281 |
| Box, OK | $300 | $1,427 | $1,727 | $1,037 | $1,337 | $390 |
| Dyer, AR | $2,500 | $1,155 | $3,655 | $839 | $3,339 | $316 |
| Mulberry, AR | $100 | $862 | $962 | $626 | $726 | $235 |
| Branch, AR | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Boone, AR | $100 | $811 | $911 | $589 | $689 | $222 |
| Zeb, OK | $700 | $1,277 | $1,977 | $928 | $1,628 | $349 |
| Winslow, AR | $400 | $961 | $1,361 | $699 | $1,099 | $263 |
| Home Insurance Company Spiro, OK | Homeowners Insurance Agency Spiro, OK | Address | Popularity Score | Distance from Spiro (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 14.5 | |
| Farmers | Bob Wiseley | 124 N Lee St, Fort Gibson, OK, 74434 | 49.5 | |
| Travelers | Ron Meredith Agency | 324 S Muskogee Ave, Tahlequah, OK, 74464 | 47.6 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 3.0 | |
| Farmers | Jennifer Yerton | 2065 Mahaney Ave, Tahlequah, OK, 74464 | 46.3 | |
| State Farm | Lora Lunn | 812 E Downing St, Tahlequah, OK, 74464-3215 | 47.6 | |
| Liberty Mutual Independent | Hilton Insurance | 111 E Ray Fine Blvd, Roland, OK, 74954 | 12.3 | |
| Farmers | Gregory Wilson | 410 W Ray Fine Blvd, Roland, OK, 74954 | 11.3 | |
| Farmers | Keith Patton | 503 N Pocola Blvd, Pocola, OK, 74902 | 9.9 | |
| Allstate | Lyle Whitworth | 700 S Broadway St, Poteau, OK, 74953 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,050 | $980 |
| Le Flore County, OK | $87,200 | $1,095 | $780 | $1,570 | $790 |
| Spiro, OK | $82,100 | $806 | $560 | $1,140 | $580 |
| Upper, AR | $103,200 | $853 | $620 | $1,180 | $560 |
| Wister, OK | $122,600 | $1,042 | $710 | $1,440 | $730 |
| Box, OK | $119,900 | $1,444 | $1,030 | $1,980 | $950 |
| Dyer, AR | $136,600 | $1,169 | $790 | $1,670 | $880 |
| Mulberry, AR | $74,400 | $872 | $640 | $1,190 | $550 |
| Branch, AR | $61,700 | $805 | $550 | $1,140 | $590 |
| Boone, AR | $95,200 | $821 | $580 | $1,160 | $580 |
| Zeb, OK | $101,000 | $1,293 | $930 | $1,770 | $840 |
| Winslow, AR | $94,400 | $973 | $660 | $1,330 | $670 |