Gavop shows you how to buy homeowners insurance in Hillsdale, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $155,000 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $239,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $533,500 | $500,000 | $400,000-$500,000 |
| 4 Bedroom | $592,000 | $540,000 | $600,000-$700,000 |
| 5 Bedroom | $1,060,000 | $940,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $785 |
| Superior Protection Discount | -$96 | $861 |
| Fire & Security Discount | -$77 | $880 |
| Hail Resistant Roof Discount | -$29 | $928 |
| Newly Constructed Home Discount | -$249 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,000 | $1,332 | $2,332 | $968 | $1,968 | $364 |
| Hillsdale, NJ | $2,500 | $945 | $3,445 | $687 | $3,187 | $258 |
| Hackensack, NJ | $300 | $971 | $1,271 | $706 | $1,006 | $265 |
| Oakland, NJ | $2,000 | $1,038 | $3,038 | $754 | $2,754 | $284 |
| Valhalla, NY | $100 | $2,533 | $2,633 | $1,841 | $1,941 | $692 |
| Carle Place, NY | $1,000 | $2,406 | $3,406 | $1,748 | $2,748 | $657 |
| Mahopac, NY | $200 | $994 | $1,194 | $723 | $923 | $272 |
| Hewlett Harbor, NY | $700 | $997 | $1,697 | $724 | $1,424 | $272 |
| Point Lookout, NY | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Crandon Lakes, NJ | $700 | $877 | $1,577 | $638 | $1,338 | $240 |
| Vienna, NJ | $400 | $929 | $1,329 | $675 | $1,075 | $254 |
| Pleasant Plains, NJ | $2,000 | $1,860 | $3,860 | $1,352 | $3,352 | $508 |
| Home Insurance Company Hillsdale, NJ | Homeowners Insurance Agency Hillsdale, NJ | Address | Popularity Score | Distance from Hillsdale (miles) |
|---|---|---|---|---|
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 6.0 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 8.8 | |
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 27.1 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 1.3 | |
| State Farm | Lori Desimone Ramil | 105 N Dean St, Englewood, NJ, 07631-2813 | 8.5 | |
| Allstate | David Kronstat | 384 Market St, Saddle Brook, NJ, 7663 | 8.1 | |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, Hackensack, NJ, 7601 | 7.8 | |
| Allstate | Nick Fuccilli | 18a E Prospect St, Waldwick, NJ, 7463 | 3.8 | |
| Travelers | Imperial Agency Inc | 60 Outwater Ln, Garfield, NJ, 7026 | 9.5 | |
| State Farm | George Hernandez | 112 S Washington Ave Ste 4, Bergenfield, NJ, 07621-2357 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,540 | $800 |
| Bergen County, NJ | $451,200 | $1,348 | $960 | $1,860 | $900 |
| Hillsdale, NJ | $522,700 | $957 | $660 | $1,330 | $670 |
| Hackensack, NJ | $292,600 | $983 | $670 | $1,410 | $740 |
| Oakland, NJ | $446,800 | $1,050 | $770 | $1,500 | $730 |
| Valhalla, NY | $565,300 | $2,564 | $1,870 | $3,510 | $1,640 |
| Carle Place, NY | $486,000 | $2,435 | $1,630 | $3,480 | $1,850 |
| Mahopac, NY | $368,800 | $1,007 | $690 | $1,420 | $730 |
| Hewlett Harbor, NY | $1,061,300 | $1,009 | $680 | $1,430 | $750 |
| Point Lookout, NY | $826,300 | $847 | $610 | $1,180 | $570 |
| Crandon Lakes, NJ | $216,700 | $888 | $630 | $1,230 | $600 |
| Vienna, NJ | $245,800 | $940 | $670 | $1,310 | $640 |
| Pleasant Plains, NJ | $575,400 | $1,883 | $1,340 | $2,670 | $1,330 |