Gavop shows you how to buy homeowners insurance in American Falls, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $130,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $129,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $338,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $420,000 | $340,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $616 |
| Home and Two Car | -$108 | $568 |
| Home and Three Car | -$162 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Power County | $1,000 | $657 | $1,657 | $477 | $1,477 | $179 |
| American Falls, ID | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Power County, ID | $400 | $657 | $1,057 | $477 | $877 | $179 |
| Aberdeen, ID | $2,500 | $544 | $3,044 | $396 | $2,896 | $149 |
| Minidoka, ID | $200 | $551 | $751 | $401 | $601 | $151 |
| Rupert, ID | $1,000 | $668 | $1,668 | $486 | $1,486 | $183 |
| Albion, ID | $100 | $558 | $658 | $406 | $506 | $153 |
| Groveland, ID | $700 | $613 | $1,313 | $445 | $1,145 | $167 |
| Arimo, ID | $300 | $523 | $823 | $380 | $680 | $143 |
| Holbrook, ID | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| South Bannock, ID | $300 | $583 | $883 | $424 | $724 | $159 |
| Arco, ID | $2,000 | $480 | $2,480 | $349 | $2,349 | $131 |
| Home Insurance Company American Falls, ID | Homeowners Insurance Agency American Falls, ID | Address | Popularity Score | Distance from American Falls (miles) |
|---|---|---|---|---|
| State Farm | Aaron Moore | 575 E Alameda Rd, Pocatello, ID, 83201-3621 | 30.1 | |
| State Farm | Scott Peterson | 99 Sw Main, Blackfoot, ID, 83221-2720 | 42.3 | |
| Liberty Mutual Independent | Haskin Insurance Services Inc. | 629 Fremont St, Rupert, ID, 83350 | 36.1 | |
| State Farm | Adam Haynes | 1849 Overland Ave, Burley, ID, 83318-2437 | 44.3 | |
| Farmers | Gina Wixom | 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 | 41.7 | |
| Travelers | Mutual Insurance Associates Inc | 1575 Baldy Ave, Pocatello, ID, 83201 | 30.8 | |
| Allstate | Don Bates | 805 Jefferson Ave, Pocatello, ID, 83201 | 30.3 | |
| Farmers | Jon Searle | 1711 Overland Ave, Burley, ID, 83318 | 44.2 | |
| Allstate | Richard Lee Olson | 121 Evans Ln, Chubbuck, ID, 83202 | 29.3 | |
| Allstate | Jodi Matthews | 605 Minidoka Ave, Burley, ID, 83318 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $890 | $460 |
| Power County, ID | $132,600 | $665 | $450 | $940 | $490 |
| American Falls, ID | $129,600 | $676 | $470 | $950 | $480 |
| Power County, ID | $132,600 | $665 | $470 | $920 | $450 |
| Aberdeen, ID | $131,600 | $551 | $370 | $760 | $390 |
| Minidoka, ID | $134,800 | $558 | $370 | $780 | $410 |
| Rupert, ID | $112,800 | $676 | $460 | $950 | $490 |
| Albion, ID | $138,700 | $565 | $410 | $800 | $390 |
| Groveland, ID | $172,000 | $620 | $430 | $890 | $460 |
| Arimo, ID | $121,400 | $529 | $360 | $750 | $390 |
| Holbrook, ID | $179,300 | $631 | $430 | $890 | $460 |
| South Bannock, ID | $152,600 | $590 | $410 | $810 | $400 |
| Arco, ID | $103,600 | $486 | $330 | $690 | $360 |