Gavop's guide to buying homeowners insurance in Cashmere, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $165,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $268,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $267,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $265,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $535 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$59 | $602 |
| Hail Resistant Roof Discount | -$13 | $648 |
| Newly Constructed Home Discount | -$152 | $509 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Cashmere, WA | Homeowners Insurance Agency Cashmere, WA | Address | Popularity Score | Distance from Cashmere (miles) |
|---|---|---|---|---|
| Allstate | Brad Huddle | 235 N Mission St, Wenatchee, WA, 98801 | 12.5 | |
| Allstate | Mandy Hamlin | 1320 S Canyon Rd, Ellensburg, WA, 98926 | 33.9 | |
| Allstate | Jason Ellard | 342 N Wenatchee Ave, Wenatchee, WA, 98801 | 12.5 | |
| Liberty Mutual Independent | Gellatly Agency Inc | 22 N Chelan Ave, Wenatchee, WA, 98801 | 12.6 | |
| Liberty Mutual Independent | Herbert Snowden Insurance | 426 N Pine, Ellensburg, WA, 98926 | 32.8 | |
| Travelers | Libke Insurance Associates Inc | 600 N Chelan Ave, Wenatchee, WA, 98801 | 12.3 | |
| State Farm | Bruce Cheadle | 301 Aplets Way, Cashmere, WA, 98815-1012 | 6.1 | |
| Allstate | Deborah Feist | 363 Eastmont Ave, East Wenatchee, WA, 98802 | 14.4 | |
| State Farm | Linda Sasseen | 234 S Mission St, Wenatchee, WA, 98801-3042 | 12.9 | |
| Travelers | Familia Ins Services | 124 Penny Rd E Ste 101, Wenatchee, WA, 98801 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,110 | $520 |
| Chelan County, WA | $256,400 | $748 | $500 | $1,030 | $530 |
| Cashmere, WA | $269,300 | $661 | $460 | $940 | $480 |
| Wenatchee, WA | $234,300 | $722 | $530 | $1,030 | $500 |
| South Wenatchee, WA | $166,900 | $651 | $440 | $930 | $490 |
| South Cle Elum, WA | $181,500 | $674 | $470 | $930 | $460 |
| Chelan County, WA | $256,400 | $748 | $540 | $1,060 | $520 |
| Easton, WA | $174,000 | $662 | $480 | $910 | $430 |
| Ellensburg, WA | $224,600 | $681 | $460 | $940 | $480 |
| Waterville, WA | $162,800 | $644 | $470 | $900 | $430 |
| Skykomish, WA | $328,100 | $870 | $580 | $1,200 | $620 |
| Douglas County, WA | $229,100 | $715 | $510 | $990 | $480 |
| Ephrata, WA | $146,500 | $781 | $520 | $1,120 | $600 |