Gavop shows you how to buy homeowners insurance in Scriba, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Scriba, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rte 1a, Meaney Cir, Russo Dr, Jo Lo Shores, City Line Rd, Co Rte 53, Skyline Dr, Co Rte 29, Silk Rd, Jordons Way | $140,000 | $120,000 | $100,000-$125,000 | $129,500 | $110,000 | $100,000-$125,000 |
| Butternut Dr, E Sunset Bay, Klocks Corners Rd, Magnolia Rd, North Rd, Maiden Lane Rd, Rikers Beach Rd, Twin Orchard Dr, Co Rte 176, Highland Dr | $100,000 | $90,000 | $100,000-$125,000 | $111,500 | $90,000 | $125,000-$150,000 |
| Applewood Dr, Dutch Ridge Rd, Lakeview Rd, Oconnor Rd, Sindoni Dr, Goodwin Rd, Sunset Bay Rd, Simpson Dr, Downey Dr, Middle Rd | $131,000 | $110,000 | $125,000-$150,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Tupelo Dr, Co Rd 1, Myers Rd, Minor Rd, Nine Mile Point Rd, Penfield Dr, Davis Dr, Co Rte 63, Hay Fly Rd, Woolson Rd | $80,500 | $70,000 | $75,000-$100,000 | $87,500 | $80,000 | $100,000-$125,000 |
| Kocher Rd, Carson Dr, Hibbert Shores, Robins Ln, Ferguson Beach Rd, Birch Ln, Stone Row Pl, Mallard Ln, Candlewood Dr, W Sunset Bay | $93,500 | $80,000 | $100,000-$125,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $778 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$86 | $874 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$269 | $691 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oswego County | $1,000 | $1,211 | $2,211 | $880 | $1,880 | $331 |
| Scriba, NY | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Sterling, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| Cato, NY | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Galeville, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| Lyncourt, NY | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Adams Center, NY | $400 | $592 | $992 | $430 | $830 | $162 |
| Melrose Park, NY | $1,000 | $646 | $1,646 | $470 | $1,470 | $177 |
| Junius, NY | $100 | $583 | $683 | $424 | $524 | $159 |
| Marion, NY | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
| Wampsville, NY | $500 | $617 | $1,117 | $448 | $948 | $168 |
| Home Insurance Company Scriba, NY | Homeowners Insurance Agency Scriba, NY | Address | Popularity Score | Distance from Scriba (miles) |
|---|---|---|---|---|
| Allstate | Macilvennie & Brown Insurance Agency | 10868 Us Route 11, Adams, NY, 13605 | 32.4 | |
| Liberty Mutual Independent | Eastern Shore Associates | 101 Cayuga Street, Fulton, NY, 13069 | 9.2 | |
| Travelers | Central New York Agency Llc | 71 State St Ste A, Phoenix, NY, 13135 | 16.9 | |
| Liberty Mutual Independent | Eastern Shore Associates | 101 Cayuga St, Fulton, NY, 13069 | 9.2 | |
| Travelers | R K Johnson & Associates Insurance Agency | 4921 West Genesee Street, Camillus, NY, 13031 | 29.8 | |
| Liberty Mutual Independent | Ashley Insurance | 6336 State Route 21, Williamson, NY, 14589 | 41.7 | |
| Liberty Mutual Independent | In Focus Advisors Inc | 8035 Oswego Road, Liverpool, NY, 13090 | 22.5 | |
| Travelers | Wells Insurance | 644 E Main St, Palmyra, NY, 14522 | 48.6 | |
| Farmers | Scott Evans | 5111 W Genesee St, Camillus, NY, 13031 | 29.8 | |
| State Farm | Jim Kennedy | 2530 James St, Syracuse, NY, 13206-2823 | 31.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Oswego County, NY | $97,800 | $1,226 | $870 | $1,750 | $880 |
| Scriba, NY | $112,700 | $960 | $660 | $1,320 | $660 |
| Sterling, NY | $99,000 | $591 | $400 | $850 | $450 |
| Cato, NY | $138,600 | $625 | $430 | $880 | $450 |
| Galeville, NY | $100,300 | $591 | $400 | $810 | $410 |
| Lyncourt, NY | $92,600 | $590 | $410 | $840 | $430 |
| Adams Center, NY | $115,200 | $599 | $440 | $830 | $390 |
| Melrose Park, NY | $155,400 | $654 | $440 | $930 | $490 |
| Junius, NY | $94,400 | $590 | $420 | $830 | $410 |
| Marion, NY | $112,900 | $597 | $430 | $840 | $410 |
| Wampsville, NY | $137,500 | $624 | $420 | $870 | $450 |