Gavop shows you how to buy homeowners insurance in Lucas County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lucas County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 295th St, Raymer Blvd, American Rd E, Jodore Ave, Dustin Rd, W Meadows Ln, Allendale Dr, Winona Rd, Lose Rd, Woodland Ave | $172,500 | $150,000 | $175,000-$200,000 | $158,500 | $140,000 | $150,000-$175,000 |
| Watova Rd, N Chanticleer Dr, Twp Hwy 107, Cloister Rd, Spring Rye Ct, Benalex Dr W, Sycamore Woods Ln, Burton Ave, Sudbury Dr, Caroline Ave | $168,000 | $150,000 | $150,000-$175,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Ruxton Rd, Garden Lake Blvd, Kedron St, Karis St, Stonybrook Blvd, Orchard Centre Dr, Glencrag Way, Silverstone Dr, Shamrock Dr, Coffee Rd | $275,000 | $230,000 | $250,000-$300,000 | $119,000 | $110,000 | $100,000-$125,000 |
| Cyril St, Ivy Wood Ct, Enos Dr, Eastland Dr, Fassett St, Chapel Dr, Birchall Rd, Heritage Ln, Baron Steel Ave, Plum Grove Ln | $114,000 | $100,000 | $100,000-$125,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Jay St, N Park Lake Ci, 5th St, Thad St, N Westwood Ave, Longport Dr, Royalton Rd, Baker St, Victory St, Kingston Dr | $177,500 | $150,000 | $200,000-$250,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Greengate Dr, Quail Lakes Dr, Crissey Rd, Chalice Way, Doris Ave, Frejon Ln, Eastbrook Dr, Calla Ln, Crystal Lake Dr, Delmonte Dr | $111,000 | $100,000 | $125,000-$150,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Park Way E, Forestgate Ct, Oak St, Cheryl Ln, Kimberton Dr, Atlantic Ave, Cherry Grove Ln, Colby Dr, Pershing Dr, Whiteacre Rd | $184,000 | $170,000 | $200,000-$250,000 | $144,500 | $130,000 | $125,000-$150,000 |
| Giant St, Galena St, Shoal Creek, Orchard St, Brickyard Ct, Hawkins St, Lynnbrooke Ln, Bear Creek Dr, Trimble Rd, Harvey St | $119,500 | $100,000 | $125,000-$150,000 | $77,500 | $70,000 | $50,000-$75,000 |
| 314th St, Manorwood Rd, Tracy St, Birckhead Pl, Lake Shore Ave, Falcon Rd, Queensbury Rd, Hazeltine, Woodley Rd, Echo Valley | $103,000 | $100,000 | $100,000-$125,000 | $84,000 | $70,000 | $100,000-$125,000 |
| Canterbury Ct, Wentworth Ave, Glynn Ct, Shawn Ter, Midway Plaisance St, N Harefoote St, Heathercove Pl, Dawn Rd, Heathshire Dr, Donnington Dr | $82,500 | $80,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $535 |
| Superior Protection Discount | -$57 | $573 |
| Fire & Security Discount | -$63 | $567 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$157 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lucas County | $700 | $622 | $1,322 | $452 | $1,152 | $170 |
| Lucas County, OH | $1,000 | $622 | $1,622 | $452 | $1,452 | $170 |
| Harbor View, OH | $100 | $525 | $625 | $381 | $481 | $143 |
| Gibsonburg, OH | $1,500 | $592 | $2,092 | $430 | $1,930 | $162 |
| Lindsey, OH | $100 | $634 | $734 | $461 | $561 | $173 |
| Blissfield, MI | $1,500 | $728 | $2,228 | $529 | $2,029 | $199 |
| Henry, OH | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Malinta, OH | $1,000 | $557 | $1,557 | $405 | $1,405 | $152 |
| Lodi, MI | $400 | $783 | $1,183 | $569 | $969 | $214 |
| Sharon, MI | $700 | $961 | $1,661 | $699 | $1,399 | $263 |
| Waldron, MI | $400 | $611 | $1,011 | $444 | $844 | $167 |
| Bloomville, OH | $2,000 | $519 | $2,519 | $377 | $2,377 | $142 |
| Home Insurance Company Lucas County, OH | Homeowners Insurance Agency Lucas County, OH | Address | Popularity Score | Distance from Lucas County (miles) |
|---|---|---|---|---|
| Erie | Welty Financial Services Ltd. | 380 W Market Street, Tiffin, OH, 44883 | 41.8 | |
| State Farm | Jamie Mauntler | 5401 Secor Rd, Toledo, OH, 43623-1923 | 8.3 | |
| Erie | Budzinski Insurance Llc | 4334 W Central Ave Ste 224 , Toledo, OH, 43615 | 9.1 | |
| State Farm | Dave Walbom | 3520 Heatherdowns Blvd Ste 1, Toledo, OH, 43614-3668 | 9.9 | |
| State Farm | Todd Puckett | 2419 E Perkins Ave Ste D, Sandusky, OH, 44870-7998 | 45.5 | |
| State Farm | Johnny Horn | 3540 Secor Rd Ste 312, Toledo, OH, 43606-1538 | 8.0 | |
| Allstate | Evans Insurance Group Corp. | 1900 Monroe St, Toledo, OH, 43604 | 4.6 | |
| Travelers | Hylant Administrative Services | 811 Madison Ave 11th Fl, Toledo, OH, 43604 | 4.2 | |
| State Farm | Jeff Lucas | 3708 Columbus Ave Ste 6, Sandusky, OH, 44870-5776 | 44.5 | |
| State Farm | Jeff Traudt | 2828 W Central Ave, Toledo, OH, 43606-3000 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,020 | $530 |
| Lucas County, OH | $109,000 | $630 | $450 | $890 | $440 |
| Lucas County, OH | $109,000 | $630 | $450 | $860 | $410 |
| Harbor View, OH | $70,000 | $531 | $380 | $730 | $350 |
| Gibsonburg, OH | $91,400 | $599 | $430 | $830 | $400 |
| Lindsey, OH | $106,400 | $642 | $440 | $920 | $480 |
| Blissfield, MI | $110,000 | $737 | $490 | $1,010 | $520 |
| Henry, OH | $89,700 | $594 | $430 | $840 | $410 |
| Malinta, OH | $80,000 | $564 | $410 | $770 | $360 |
| Lodi, MI | $328,300 | $792 | $550 | $1,090 | $540 |
| Sharon, MI | $270,500 | $973 | $690 | $1,390 | $700 |
| Waldron, MI | $47,500 | $618 | $420 | $850 | $430 |
| Bloomville, OH | $68,200 | $525 | $370 | $720 | $350 |