Gavop's guide to buying homeowners insurance in Mount Pleasant, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mount Pleasant, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Oak St, James Ave, E Mapleleaf Dr, N Harrison St, Vine St, E Broad St, W 2nd St, E McKinley St, S Hosta Ave, N McCoy St | $122,500 | $110,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| E Becky Ln, S Adams St, S Cherry Cir, N Grand Ave, US Hwy 34, W Clay St, N Adams St, W Monroe St, Hickory Ave, E Jones St | $135,000 | $120,000 | $125,000-$150,000 | $99,000 | $90,000 | $75,000-$100,000 |
| W Warren St, 264th St, N Rose St, Co Hwy H46, Cornell Dr, N Carnahan Rd, Linden Dr, W King Dr, E Cherry Pl, E Primrose St | $135,000 | $110,000 | $125,000-$150,000 | $107,000 | $100,000 | $100,000-$125,000 |
| N Jefferson St, S Harrison Pl, S Jefferson St, S Cherry St, 245th St, Harlan St, E Burky Ln, S Grand Ave, S Redbud Ridge, Ruby Rd | $134,500 | $120,000 | $100,000-$125,000 | $86,500 | $70,000 | $100,000-$125,000 |
| E Washington St, S Haynes St, S Harrison St, E Haynes Ct, Graham Ave, Mill St, N Lincoln St, S Locust St, S Meadow View Ave, Mardan Ln | $87,000 | $70,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $554 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$68 | $616 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$171 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $2,000 | $671 | $2,671 | $487 | $2,487 | $183 |
| Mount Pleasant, IA | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Trenton, IA | $100 | $884 | $984 | $643 | $743 | $242 |
| Round Prairie, IA | $1,000 | $823 | $1,823 | $598 | $1,598 | $225 |
| Lee County, IA | $400 | $632 | $1,032 | $459 | $859 | $173 |
| Oquawka, IL | $1,000 | $582 | $1,582 | $423 | $1,423 | $159 |
| Folker, MO | $500 | $1,114 | $1,614 | $810 | $1,310 | $305 |
| Elvaston, IL | $1,500 | $515 | $2,015 | $374 | $1,874 | $141 |
| Wythe, IL | $300 | $580 | $880 | $421 | $721 | $158 |
| Wilcox, IL | $1,000 | $573 | $1,573 | $416 | $1,416 | $157 |
| Iowa City, IA | $100 | $934 | $1,034 | $679 | $779 | $255 |
| Sciota, IL | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Home Insurance Company Mount Pleasant, IA | Homeowners Insurance Agency Mount Pleasant, IA | Address | Popularity Score | Distance from Mount Pleasant (miles) |
|---|---|---|---|---|
| Travelers | Two Rivers Insurance Services | 214 N Main St, Burlington, IA, 52601 | 25.6 | |
| State Farm | Scott Lujan | 301 S Iowa Ave, Washington, IA, 52353-1747 | 24.3 | |
| State Farm | Boyd Murray | 1570 S 1st Ave, Iowa City, IA, 52240-6012 | 47.0 | |
| Farmers | Lori Mason | 112 N Court St, Ottumwa, IA, 52501 | 45.4 | |
| Allstate | David Weilbrenner | 425 W 2nd St, Ottumwa, IA, 52501 | 45.6 | |
| State Farm | Jeff Dahl | 2424 Main St, Keokuk, IA, 52632-2738 | 38.8 | |
| State Farm | Chad Burtch | 1929 Keokuk St, Iowa City, IA, 52240-4455 | 46.9 | |
| State Farm | John Korschgen | 663 E Mount Pleasant St, W Burlington, IA, 52655-1402 | 22.9 | |
| State Farm | Ed Vineyard | 104 Highway 61 North, Wapello, IA, 52653-0241 | 23.8 | |
| Travelers | Fullenkamp Insurance Agcy Inc | 307 5th St West Point, West Point, IA, 52656 | 17.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,150 | $560 |
| Henry County, IA | $107,900 | $679 | $490 | $940 | $450 |
| Mount Pleasant, IA | $109,600 | $684 | $470 | $970 | $500 |
| Trenton, IA | $161,200 | $895 | $620 | $1,240 | $620 |
| Round Prairie, IA | $138,800 | $833 | $610 | $1,140 | $530 |
| Lee County, IA | $90,200 | $639 | $460 | $880 | $420 |
| Oquawka, IL | $83,100 | $589 | $420 | $820 | $400 |
| Folker, MO | $162,500 | $1,128 | $820 | $1,570 | $750 |
| Elvaston, IL | $66,400 | $521 | $380 | $750 | $370 |
| Wythe, IL | $82,600 | $587 | $420 | $830 | $410 |
| Wilcox, IL | $80,600 | $580 | $390 | $810 | $420 |
| Iowa City, IA | $202,200 | $946 | $680 | $1,310 | $630 |
| Sciota, IL | $86,800 | $603 | $420 | $830 | $410 |