Gavop shows you how to buy homeowners insurance in Central City, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Central City, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Irene Ave, Happy Trl, Cardenas Dr, Missouri Flats Rd, Chalet Dr, Martin Dr, Damascus Rd, Eagles Nest Ln, State Hwy 72, Nero Rd | $210,000 | $190,000 | $200,000-$250,000 | $237,000 | $200,000 | $200,000-$250,000 |
| Alpine Way, Russell Gulch Rd, Debra Ann Rd, Co Rd 9, Lump Gulch, Horn St, Shoshoni Camp Rd, Forest Star Dr, Co Rd 2, Chipmunk Ln | $157,000 | $140,000 | $125,000-$150,000 | $249,000 | $210,000 | $200,000-$250,000 |
| Casey St, Albert Dr, Pactolus Lake Rd, Pine Glade Drive Dr, Chase Gulch, Pineridge Rd, Lake View Dr, Spruce St, Morning Star Cir, Mack Rd | $223,000 | $200,000 | $200,000-$250,000 | $213,000 | $170,000 | $175,000-$200,000 |
| Moraine Rd, Upper Travis Gulch Rd, Plutus Dr, Co Rd 3, Deer Cir, Hughesville Rd, Nevadaville Rd, Co Rd 70, Berrybush Ln, State Hwy 119 | $183,500 | $170,000 | $200,000-$250,000 | $294,000 | $260,000 | $300,000-$350,000 |
| Gap Rd, Broomfield Gulch Rd, Dill Pickle Pl, Brewery Dr, Cucumber Ct, Bedell Dr, Patricia Rd, Juniper Rd, Smith Hill Rd, Lodge Pole Way | $215,500 | $200,000 | $175,000-$200,000 | $355,500 | $330,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$94 | $955 |
| Home and Two Car | -$178 | $871 |
| Home and Three Car | -$241 | $808 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gilpin County | $700 | $1,037 | $1,737 | $753 | $1,453 | $283 |
| Central City, CO | $2,500 | $1,037 | $3,537 | $753 | $3,253 | $283 |
| Bonanza Mountain Estates, CO | $400 | $1,944 | $2,344 | $1,413 | $1,813 | $531 |
| Golden, CO | $2,500 | $1,559 | $4,059 | $1,133 | $3,633 | $426 |
| Boulder County, CO | $100 | $1,290 | $1,390 | $938 | $1,038 | $353 |
| Kittredge, CO | $1,000 | $1,865 | $2,865 | $1,356 | $2,356 | $510 |
| Jamestown, CO | $100 | $1,415 | $1,515 | $1,028 | $1,128 | $387 |
| Arvada, CO | $2,000 | $1,488 | $3,488 | $1,081 | $3,081 | $407 |
| Allenspark, CO | $300 | $1,737 | $2,037 | $1,262 | $1,562 | $475 |
| Dakota Ridge, CO | $1,500 | $993 | $2,493 | $722 | $2,222 | $271 |
| Glendale, CO | $300 | $1,178 | $1,478 | $856 | $1,156 | $322 |
| Dove Valley, CO | $700 | $919 | $1,619 | $668 | $1,368 | $251 |
| Home Insurance Company Central City, CO | Homeowners Insurance Agency Central City, CO | Address | Popularity Score | Distance from Central City (miles) |
|---|---|---|---|---|
| Farmers | Craig Kirscht | 2000 W 120th Ave Ste 7, Westminster, CO, 80234 | 27.8 | |
| State Farm | Stacy Nimmo | 1399 S Havana St Ste 201-G, Aurora, CO, 80012-4041 | 37.2 | |
| State Farm | Tony Schwappach | 1600 38th St Ste 101, Boulder, CO, 80301-2610 | 18.4 | |
| State Farm | Greta Thomsen | 14700 W 66th Pl Unit 11, Arvada, CO, 80004-1066 | 19.7 | |
| Travelers | Crow Hill Insurance | 460 Park County Road 43 Ste 9, Bailey, CO, 80421 | 29.5 | |
| Allstate | Hajek Insurance Group | 8308 Colorado Blvd Ste 202, Firestone, CO, 80504 | 35.9 | |
| State Farm | Corinne Hawkins | 1300 S Chambers Rd, Aurora, CO, 80017-4045 | 40.0 | |
| State Farm | Tiffany Meidinger | 1100 Acoma St, Denver, CO, 80204-3652 | 30.1 | |
| Travelers | Insurance Consulting Services Llc | 300 S Jackson St Ste 500, Denver, CO, 80209 | 32.9 | |
| State Farm | Austin Domsch | 400 S Colorado Blvd Ste 890, Denver, CO, 80246-1239 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Gilpin County, CO | $301,700 | $1,049 | $730 | $1,370 | $640 |
| Central City, CO | $301,700 | $1,049 | $730 | $1,370 | $640 |
| Bonanza Mountain Estates, CO | $429,600 | $1,968 | $1,380 | $2,580 | $1,200 |
| Golden, CO | $486,000 | $1,578 | $1,100 | $2,070 | $970 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Kittredge, CO | $414,500 | $1,888 | $1,320 | $2,470 | $1,150 |
| Jamestown, CO | $284,400 | $1,432 | $1,000 | $1,880 | $880 |
| Arvada, CO | $312,500 | $1,506 | $1,050 | $1,970 | $920 |
| Allenspark, CO | $386,200 | $1,758 | $1,230 | $2,300 | $1,070 |
| Dakota Ridge, CO | $312,000 | $1,005 | $700 | $1,320 | $620 |
| Glendale, CO | $186,100 | $1,192 | $830 | $1,560 | $730 |
| Dove Valley, CO | $233,000 | $930 | $650 | $1,220 | $570 |