How Can I Make My Babylon, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Babylon, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Babylon, NY Home Insurance Coverage Levels | Back to Top
| Babylon, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kussoth St, Goodrich Ave, Ocean St, Banner Ct, W 7th St, Thelma Pl, Genevieve Ct, Fordham Rd, Schwartz Pl, Moore St | $320,000 | $280,000 | $250,000-$300,000 | $527,000 | $430,000 | $600,000-$700,000 |
| N 27th St, Buena Vista Blvd, Thoreau Rd, Euclid Ave, N 7, Southern State Pkwy, Ida Ln, Monitor St, Summer Ln, E Carmans Rd | $359,500 | $290,000 | $300,000-$350,000 | $509,000 | $450,000 | $400,000-$500,000 |
| Knoll St, Nolting Ave, Coles Ave, Nassau Ave, Grove Pl, W 17, S Strong Ave, N 25th St, Milano Ave, Kensington Ct | $290,000 | $250,000 | $300,000-$350,000 | $422,000 | $370,000 | $400,000-$500,000 |
| Lindsay Ave, S Park Cir, Kenneth Ct, Hartford St, Ronald Dr N, Halycon Rd, Dixon Ave, Birch Cir S, Sand St, Peters Ln | $342,500 | $290,000 | $300,000-$350,000 | $282,000 | $230,000 | $300,000-$350,000 |
| 49, Tappan Ave, Sandy Dr, Brefni St, W Gate, 33, Plate Ave, Totten Pl, Bangor St, 15th Ave | $367,000 | $320,000 | $300,000-$350,000 | $540,000 | $450,000 | $500,000-$600,000 |
| Garrison Ave, 50th St, N Greene Ave, Harvard Rd, Marion Ct, W 23, Rhoda Ave, Western Concourse, Vespucci Ave, Watson Ave | $340,000 | $270,000 | $350,000-$400,000 | $472,500 | $420,000 | $400,000-$500,000 |
| Lloyd Ave, Shore Walk, Alex Ct, W 18, Monarch Ave, Woodcreek Ct, Tarn Ct, Nantucket Ln, Easton St, Bishop Rd | $321,000 | $280,000 | $250,000-$300,000 | $384,000 | $350,000 | $350,000-$400,000 |
| 48th St, Commissioners Rd, Poe Pl, W 18th St, E 6th St, Birs Ave, Lund St, Platt Ave, W 7th St, Gary Ln | $219,500 | $190,000 | $250,000-$300,000 | $407,000 | $350,000 | $300,000-$350,000 |
| Purdy Ln, Little East Neck Rd S, N 17, Ireland Pl, S Smith St, Santapogue St, Mal Dr, 32nd St, W Jefryn Blvd, Dean St | $416,500 | $370,000 | $350,000-$400,000 | $498,500 | $420,000 | $500,000-$600,000 |
| Rutland St, Chelmsford Dr, Barry Rd, Westchester Ave, Deer St, Cameron Ave, Pebble Ln, N Niagara Ave, Newark St, Lion Ln | $282,500 | $270,000 | $200,000-$250,000 | $499,500 | $430,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Babylon, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $1,097 |
| Superior Protection Discount | -$131 | $1,175 |
| Fire & Security Discount | -$144 | $1,162 |
| Hail Resistant Roof Discount | -$39 | $1,267 |
| Newly Constructed Home Discount | -$287 | $1,019 |
Choose the Right Deductible for your Babylon, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Babylon, NY | $700 | $1,290 | $1,990 | $938 | $1,638 | $353 |
| North Great River, NY | $300 | $1,496 | $1,796 | $1,087 | $1,387 | $409 |
| Lakeview, NY | $1,500 | $1,537 | $3,037 | $1,117 | $2,617 | $420 |
| South Floral Park, NY | $400 | $1,763 | $2,163 | $1,281 | $1,681 | $482 |
| Rocky Point, NY | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Darien, CT | $400 | $902 | $1,302 | $656 | $1,056 | $247 |
| Bridgeport, CT | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Hillside, NJ | $400 | $772 | $1,172 | $561 | $961 | $211 |
| Linden, NJ | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Keyport, NJ | $500 | $796 | $1,296 | $578 | $1,078 | $218 |
| Sewaren, NJ | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
Identify Top Home Insurance Agents near Babylon, NY | Back to Top
| Home Insurance Company Babylon, NY | Homeowners Insurance Agency Babylon, NY | Address | Popularity Score | Distance from Babylon (miles) |
|---|---|---|---|---|
| Allstate | Silvia Romanita | 236 Sunrise Hwy, Lindenhurst, NY, 11757 | 5.4 | |
| Travelers | First Choice Insurance Agency Inc | 646d North Wellwood Ave, Lindenhurst, NY, 11757 | 5.5 | |
| State Farm | Mark Smith | 141 Conklin St, Farmingdale, NY, 11735-2505 | 9.5 | |
| Allstate | Mary Biancaniello | 1045c Park Blvd, Massapequa Park, NY, 11762 | 7.8 | |
| State Farm | Mike Tighe | 16410 Northern Blvd Fl 2, Flushing, NY, 11358-2677 | 26.8 | |
| Travelers | The Niles Agency | 41 Katonah Ave, Katonah, NY, 10536 | 46.8 | |
| State Farm | Joe Benincasa | 54 Willow Park Ctr, Farmingdale, NY, 11735-1001 | 9.4 | |
| Allstate | Joseph Hernandez | 1700 Great Neck Rd, Copiague, NY, 11726 | 5.1 | |
| Allstate | Thomas J. Sant | 7 W Hoffman Ave, Lindenhurst, NY, 11757 | 4.4 | |
| Travelers | Carlson & Carlson Inc | 45 Park Ave 4th Fl, New York, NY, 10016 | 35.6 |
Compare Rates for Babylon, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Suffolk County, NY | $379,400 | $1,509 | $1,100 | $2,080 | $980 |
| Babylon, NY | $343,700 | $1,306 | $900 | $1,870 | $970 |
| North Great River, NY | $353,900 | $1,514 | $1,040 | $2,090 | $1,050 |
| Lakeview, NY | $360,600 | $1,556 | $1,140 | $2,190 | $1,050 |
| South Floral Park, NY | $395,400 | $1,784 | $1,300 | $2,440 | $1,140 |
| Rocky Point, NY | $293,800 | $830 | $570 | $1,150 | $580 |
| Darien, CT | $1,398,600 | $913 | $670 | $1,290 | $620 |
| Bridgeport, CT | $170,300 | $912 | $630 | $1,270 | $640 |
| Hillside, NJ | $239,700 | $781 | $530 | $1,110 | $580 |
| Linden, NJ | $264,400 | $934 | $640 | $1,290 | $650 |
| Keyport, NJ | $256,500 | $806 | $560 | $1,120 | $560 |
| Sewaren, NJ | $281,800 | $1,004 | $680 | $1,420 | $740 |
Research Home Insurance Companies Reviews in Babylon, NY Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: December 29, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: December 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Ameriprise Home Insurance Reviews
Date: September 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 02, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Union Mutual Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 18, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: September 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 19, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
USAA Home Insurance Reviews
Date: July 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: June 20, 2019 Age: Above 60 Gender: Married Marital Status: Female
Date: February 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: March 02, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: March 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried