Gavop tells you how to get the best homeowners insurance in Macon County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $116,000 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$86 | $531 |
| Superior Protection Discount | -$62 | $555 |
| Fire & Security Discount | -$49 | $568 |
| Hail Resistant Roof Discount | -$12 | $605 |
| Newly Constructed Home Discount | -$123 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Macon County, IL | $700 | $610 | $1,310 | $443 | $1,143 | $167 |
| Texas, IL | $400 | $814 | $1,214 | $592 | $992 | $222 |
| Tunbridge, IL | $1,500 | $559 | $2,059 | $406 | $1,906 | $153 |
| Marrowbone, IL | $300 | $606 | $906 | $440 | $740 | $166 |
| Clintonia, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| De Witt County, IL | $500 | $591 | $1,091 | $429 | $929 | $161 |
| Arthur, IL | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Okaw, IL | $100 | $599 | $699 | $435 | $535 | $164 |
| Cotton Hill, IL | $100 | $859 | $959 | $624 | $724 | $235 |
| Armington, IL | $2,500 | $556 | $3,056 | $404 | $2,904 | $152 |
| Home Insurance Company Macon County, IL | Homeowners Insurance Agency Macon County, IL | Address | Popularity Score | Distance from Macon County (miles) |
|---|---|---|---|---|
| State Farm | Axel Jimenez | 1520 E College Ave Ste E, Normal, IL, 61761-6155 | 44.9 | |
| State Farm | Chris Coyne | 1212 Woodlawn Rd Ste B, Lincoln, IL, 62656-9746 | 30.6 | |
| State Farm | Ali Doolin | 1101 Clement Ave, Forsyth, IL, 62535-9626 | 4.1 | |
| State Farm | John Caywood | 505 E University Ave Ste A, Champaign, IL, 61820-3848 | 42.6 | |
| State Farm | Diane Sullivan | 2950 N Water St Ste 305, Decatur, IL, 62526-6521 | 1.1 | |
| State Farm | Deron Powell | 114 E Cooke St, Mount Pulaski, IL, 62548-1261 | 20.0 | |
| Travelers | Clodfelder Insurance Agency Inc | 202 W Oak St, Mahomet, IL, 61853 | 37.3 | |
| State Farm | Melanie Schelling | 3350 N Water St Ste B, Decatur, IL, 62526-2353 | 1.7 | |
| State Farm | Leo Berger | 455 W Eldorado St, Decatur, IL, 62522-2116 | 1.0 | |
| Travelers | Clemens & Associates Inc | 2806 E Empire, Bloomington, IL, 61704 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Macon County, IL | $95,900 | $617 | $440 | $880 | $440 |
| Macon County, IL | $95,900 | $617 | $430 | $880 | $450 |
| Texas, IL | $166,300 | $824 | $550 | $1,160 | $610 |
| Tunbridge, IL | $77,200 | $566 | $380 | $810 | $430 |
| Marrowbone, IL | $89,500 | $613 | $420 | $850 | $430 |
| Clintonia, IL | $80,600 | $835 | $590 | $1,150 | $560 |
| De Witt County, IL | $98,000 | $598 | $400 | $860 | $460 |
| Arthur, IL | $100,200 | $650 | $470 | $920 | $450 |
| Okaw, IL | $87,600 | $606 | $430 | $850 | $420 |
| Cotton Hill, IL | $190,200 | $869 | $630 | $1,200 | $570 |
| Armington, IL | $76,400 | $563 | $410 | $800 | $390 |