Gavop's guide to buying homeowners insurance in Bridgewater, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $197,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $420,000 | $350,000 | $350,000-$400,000 |
| 4 Bedroom | $632,500 | $520,000 | $500,000-$600,000 |
| 5 Bedroom | $594,500 | $490,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $798 |
| Superior Protection Discount | -$87 | $875 |
| Fire & Security Discount | -$106 | $856 |
| Hail Resistant Roof Discount | -$29 | $932 |
| Newly Constructed Home Discount | -$260 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Plymouth County | $2,000 | $1,224 | $3,224 | $890 | $2,890 | $335 |
| Bridgewater, MA | $1,000 | $950 | $1,950 | $690 | $1,690 | $260 |
| Middleborough, MA | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Bristol County, MA | $1,000 | $1,063 | $2,063 | $773 | $1,773 | $291 |
| The Pinehills, MA | $500 | $2,393 | $2,893 | $1,739 | $2,239 | $654 |
| Everett, MA | $2,500 | $1,268 | $3,768 | $921 | $3,421 | $347 |
| Arlington, MA | $400 | $1,280 | $1,680 | $930 | $1,330 | $350 |
| Coventry, RI | $700 | $1,148 | $1,848 | $834 | $1,534 | $314 |
| Wilmington, MA | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Aquinnah, MA | $700 | $548 | $1,248 | $399 | $1,099 | $150 |
| Oxford, MA | $100 | $853 | $953 | $620 | $720 | $233 |
| Harvard, MA | $1,500 | $1,154 | $2,654 | $839 | $2,339 | $315 |
| Home Insurance Company Bridgewater, MA | Homeowners Insurance Agency Bridgewater, MA | Address | Popularity Score | Distance from Bridgewater (miles) |
|---|---|---|---|---|
| Travelers | J J Ruddy Insurance | 153 Main Street, Medford, MA, 2155 | 31.2 | |
| Travelers | J Williams Insurance | 14 Wood Road Ste 4, Braintree, MA, 2184 | 17.7 | |
| Travelers | Tosca Brady Ins Agency Of Randolph Inc | 1156 Main St, Brockton, MA, 2301 | 6.5 | |
| Travelers | Arthur J Gallagher Risk Management Svcs Inc | 2 Liberty Sq 5th Fl, Boston, MA, 2109 | 26.9 | |
| Travelers | Mancuso-Nowak Insurance Agency | 252 Boston Tpke, Shrewsbury, MA, 1545 | 44.4 | |
| Liberty Mutual Independent | H.J. Knight International Insurance Agency Inc | 30 Braintree Hill Park Ste 203, Braintree, MA, 2184 | 17.7 | |
| Travelers | Fortunato Insurance Agency Inc | 39 Woodbury Street, Beverly, MA, 1915 | 40.1 | |
| Travelers | Richard J Nelligan Ins Agency Inc | 985 Pleasant Street, Bridgewater, MA, 2324 | 1.5 | |
| Travelers | Michael J Costa Insurance Agency Inc | 1098 Main St, Brockton, MA, 2301 | 6.6 | |
| Travelers | John J Prudente Insurance Agency Inc | 1207 Commercial St, E Weymouth, MA, 2189 | 17.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,990 | $970 |
| Plymouth County, MA | $344,400 | $1,239 | $900 | $1,710 | $810 |
| Bridgewater, MA | $338,000 | $961 | $700 | $1,370 | $670 |
| Middleborough, MA | $292,700 | $849 | $580 | $1,200 | $620 |
| Bristol County, MA | $280,400 | $1,076 | $790 | $1,470 | $680 |
| The Pinehills, MA | $589,800 | $2,422 | $1,650 | $3,440 | $1,790 |
| Everett, MA | $356,500 | $1,283 | $920 | $1,840 | $920 |
| Arlington, MA | $577,600 | $1,296 | $930 | $1,840 | $910 |
| Coventry, RI | $222,300 | $1,162 | $790 | $1,590 | $800 |
| Wilmington, MA | $422,800 | $956 | $700 | $1,310 | $610 |
| Aquinnah, MA | $885,400 | $555 | $390 | $760 | $370 |
| Oxford, MA | $232,600 | $864 | $600 | $1,180 | $580 |
| Harvard, MA | $544,000 | $1,168 | $830 | $1,670 | $840 |