How Can I Make My Paducah, KY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Paducah, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Paducah, KY Home Insurance Coverage Levels | Back to Top
| Paducah, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 3rd St, Eva Dr, Petter Ave, Allen Ln, State Hwy 131, Myrna Dr, Perkins Creek Dr, Nickell Heights Rd, Castleton Pike, Eden Dr | $148,500 | $140,000 | $125,000-$150,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Tina Dr, S Water St, S 25th St, High St, Gum Springs Rd S, N 8th St, 42nd St, Gatewood Dr, W Paducah School Rd, Bell Ave | $136,500 | $110,000 | $125,000-$150,000 | $179,500 | $170,000 | $200,000-$250,000 |
| Ohio St, S 13th St, Herzog Ln, S 30th St, Old US Hwy 45 S, Palisades Cir, Colony Dr, Custis St, Farley Pl, Texas St | $222,500 | $180,000 | $200,000-$250,000 | $161,000 | $150,000 | $125,000-$150,000 |
| Ridgewood St, Larue Dr, Rac Mer Ct, Schneidman Rd, Yopp Ln, Burldean Dr, Arizona St, S 5th St, Clarkline Rd, Washington St | $112,500 | $90,000 | $75,000-$100,000 | $151,000 | $140,000 | $150,000-$175,000 |
| Brookfield Dr, Berger Rd, State Hwy 731, Laclede Ave, Chestnut St, Lane Rd, Autumnwood Dr, Ward St, Technology Dr, Washington St | $94,500 | $80,000 | $100,000-$125,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Sheehan Bridge Rd, Windsor Woods, Hillcrest Ave, S 21st St, Greenbrae Dr, Sherwood Rd, Carolina St, Quail Covey Ct, Houser Rd, W Jefferson St | $151,500 | $140,000 | $150,000-$175,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Meadow Ln, St Louis Ave, Holmes Ave, Woodward St, N Friendship Rd, N 8th St, Gleneagles Dr, Lakeview Dr, Susan Ln, Levin Ave | $224,000 | $190,000 | $200,000-$250,000 | $146,500 | $130,000 | $150,000-$175,000 |
| Caldwell St, Orchard View Dr, Craven Dr, Goodman Dr, Lincoln Ave, N H C Mathis Dr, Daytona St, Ashbrook Ave, Dogwood Ln, Woodland Dr | $153,000 | $120,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| N 21st St, Olde Friedman Ln, Lakeview Pointe Dr, Spring Oaks Blvd, Highlands Dr, Executive Blvd, Molloy Ct, Lovelaceville Rd, C St, Subdivision Rd | $201,000 | $190,000 | $200,000-$250,000 | $125,500 | $100,000 | $125,000-$150,000 |
| N 16th St, County Line-Ky-787 Rd, Stonebrook Ct, State Hwy 284, Martin St, Sheffield Ct, Atlanta Ave, Guyline Dr, Alexander Ave, Key Dr | $133,000 | $120,000 | $125,000-$150,000 | $70,500 | $60,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Paducah, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$251 | $613 |
Choose your Paducah, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Paducah, KY | Back to Top
| Home Insurance Company Paducah, KY | Homeowners Insurance Agency Paducah, KY | Address | Popularity Score | Distance from Paducah (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.6 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.5 | |
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 33.9 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 21.0 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 2.5 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 2.8 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 0.7 | |
| State Farm | Shannon Brotherton | 3560 Park Plaza Rd, Paducah, KY, 42001-5946 | 2.3 | |
| State Farm | Jim Mcpeake | 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772 | 2.8 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 40.6 |
Compare Rates for Paducah, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| McCracken County, KY | $134,100 | $874 | $620 | $1,230 | $610 |
| Paducah, KY | $131,100 | $864 | $610 | $1,230 | $620 |
| Ledbetter, KY | $91,400 | $750 | $530 | $1,040 | $510 |
| Jefferson No. 4, IL | $51,000 | $451 | $310 | $630 | $320 |
| Kuttawa, KY | $201,500 | $1,090 | $740 | $1,540 | $800 |
| Columbus, KY | $79,000 | $693 | $470 | $960 | $490 |
| Goreville, IL | $100,300 | $651 | $440 | $900 | $460 |
| Princeton, KY | $95,500 | $644 | $460 | $910 | $450 |
| Commerce, MO | $178,300 | $1,166 | $840 | $1,600 | $760 |
| Long Prairie, MO | $85,500 | $893 | $600 | $1,220 | $620 |
Research Home Insurance Companies Reviews in Paducah, KY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
we haven't shopped around in a long time. The current premium is reasonable or we would have been motivated to replace the policy.
Farmer's Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
The customer service locally is good and easy to get in contact with, they are very responsive to phone calls and I can stop by and ask questions if needed during business hours.