How Can I Make My Roy, UT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Roy, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Roy, UT Home Insurance Coverage Levels | Back to Top
| Roy, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 5925 S, W 5600 S St, W 5750 S, W 5850 S, S 3850 W St, W 4650 S, S 2610 W, S 1825 W, W Doxey St S, S 1100 W | $141,000 | $120,000 | $150,000-$175,000 | $225,000 | $210,000 | $175,000-$200,000 |
| 5950 South St, 3650 West St, W 33rd St, S 6250 W St, S 2575 W, W 5725 S, S 4525 W, 2850 West St, 4950 South St, W 3825 S St | $195,500 | $160,000 | $200,000-$250,000 | $142,000 | $130,000 | $150,000-$175,000 |
| 5825 South St, S Ridgeline Dr, W 4050 S, W 4225 S, W 3300 S, S 4075 W, W 4725 S, 5525 S, 5875 South St, W 5075 S | $158,500 | $140,000 | $150,000-$175,000 | $287,500 | $270,000 | $250,000-$300,000 |
| 3850 West St, W 4325 S, S 2400 W, S 4800 W, Foxglen Dr, 5150 South St, 5825 S, Lily Dr, 1200 W, S 2950 W | $144,500 | $120,000 | $125,000-$150,000 | $199,000 | $160,000 | $175,000-$200,000 |
| S 2925 W, W 4355 S, 3950 South St, W 5125 S St, 2100 West St, S 1700 W, W 4450 S, S 2025 W, 2475 West St, W 5850 S | $118,500 | $100,000 | $100,000-$125,000 | $261,000 | $210,000 | $200,000-$250,000 |
| Shamrock Cir, S 3350 W, 4000 South St, 3050 West St, 2475 West St, Industrial Dr, S 2450 W, 4075 West St, Whisperwood Ct, S 5725 W St | $154,500 | $140,000 | $175,000-$200,000 | $228,500 | $200,000 | $250,000-$300,000 |
| 1500 W, S 2575 W, 26th St Rmp, S 4650 W St, 2275 West St, S 925 W St, 2225 W, S 1175 W, S 4600 W, 5750 South St | $254,000 | $210,000 | $250,000-$300,000 | $419,000 | $380,000 | $500,000-$600,000 |
| S 5500 W, 4650 South St, 2350 West St, W 4350 S, 6000 South St, W 3965 S St, 1950 West St, S 2300 W, S 3800 W, W 5375 S St | $180,500 | $150,000 | $200,000-$250,000 | $183,000 | $170,000 | $200,000-$250,000 |
| 4250 W, W 5875 S, W 5475 S, 4150 West St, S 6150 W, W 5700 S St, 4150 South St, S Midland Dr, W 5600 S St, W Birch Creek Rd | $206,000 | $180,000 | $150,000-$175,000 | $186,000 | $150,000 | $150,000-$175,000 |
| 4250 S, W 5460 S, S 3150 W St, 1150 West St, S 4375 W, 3675 West St, W 5275 S St, 1275 W, 4850 South St, E St | $158,500 | $150,000 | $125,000-$150,000 | $134,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Roy, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $566 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$49 | $650 |
| Hail Resistant Roof Discount | -$21 | $678 |
| Newly Constructed Home Discount | -$189 | $510 |
Choose your Roy, UT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Roy, UT | Back to Top
| Home Insurance Company Roy, UT | Homeowners Insurance Agency Roy, UT | Address | Popularity Score | Distance from Roy (miles) |
|---|---|---|---|---|
| State Farm | Paul Howell | 146 W Parrish Ln, Centerville, UT, 84014-1821 | 19.3 | |
| Travelers | Banasky Insurance Inc | 12401 S 450 E Unit D1, Draper, UT, 84020 | 45.5 | |
| Travelers | Hatch Insurance Group | 668 E 12225 S Ste 204, Draper, UT, 84020 | 45.7 | |
| Liberty Mutual Independent | Insur-West | 380 S 200 W, Farmington, UT, 84025 | 15.9 | |
| State Farm | Elaine Runyan | 887 E 1000 N, Layton, UT, 84040-2886 | 8.5 | |
| State Farm | Phil Sotomayor | 2300 N Highway 89 Ste 5, Harrisville, UT, 84404-2696 | 9.2 | |
| State Farm | Jason Oyler | 1398 N Hill Fld Rd, Layton, UT, 84041-2128 | 7.4 | |
| Allstate | Wayne Woolston | 200 W Parrish Ln # 24, Centerville, UT, 84014 | 19.3 | |
| State Farm | Jed Musgrave | 2421 N Main St, Sunset, UT, 84015-2478 | 1.9 | |
| State Farm | Bill Shaffer | 8170 S Highland Dr Ste E3, Sandy, UT, 84093-6464 | 40.8 |
Compare Rates for Roy, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $850 | $410 |
| Weber County, UT | $183,100 | $693 | $500 | $950 | $450 |
| Roy, UT | $163,900 | $699 | $470 | $1,000 | $530 |
| Weber County, UT | $183,100 | $693 | $480 | $990 | $510 |
| South Davis, UT | $276,700 | $654 | $460 | $940 | $480 |
| Ogden Valley, UT | $367,400 | $685 | $470 | $980 | $510 |
| Tremonton, UT | $177,200 | $653 | $470 | $920 | $450 |
| Emigration, UT | $499,800 | $1,023 | $750 | $1,450 | $700 |
| Tooele-Grantsville, UT | $197,100 | $581 | $420 | $830 | $410 |
| Mendon, UT | $251,500 | $628 | $450 | $860 | $410 |
| Providence, UT | $251,700 | $584 | $430 | $830 | $400 |
| Park City, UT | $697,500 | $972 | $700 | $1,390 | $690 |
| South Jordan, UT | $363,300 | $781 | $520 | $1,080 | $560 |
Research Home Insurance Companies Reviews in Roy, UT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They were very helpful when I had questions about steps to renew insurance. We were required to cut down limbs and take pictures to send him. They helped me through everything so we did not have a lapse in coverage
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Since we already use AllState for our car insurance and are extremely satisfied with them, it was a no brainer to use them for Homeowners as well. They offer great plans for our home and it's tied in with our car insurance so we get a discount.
Date: July 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We only took out the policy, fortunately we never had to file a claim with our insurance company. Thank you.
Date: February 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service has been exceptional with Allstate. My agent is always easy to get in touch with and he and the individuals in his office are professional, courteous and attentive to my needs.
Progressive Home Insurance Reviews
Date: October 22, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Always get a quick response when calling. They are fast, efficient and knowledgeable in the answers to questions. very personal when talking to a rep
Date: June 19, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
i really very happy to have an insurance in progressive. because it would help me a lot in cyclone times. they will promote and give more support for my family.
Travelers Home Insurance Reviews
Date: December 26, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
We are very happy with this insurance companies customer service. We have actually had to file a couple of claims, and they have been very professional, friendly, helpful, and most of all quick.
Date: September 06, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
Well, they all offer similar policies, but since both of our cars are through Travelers, we got a substantial discount on our premiums.
Nationwide Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My policy is a bit higher than others and lower than some. However, my agent is great, so if something does happen I know I can trust her and Nationwide to make things right.
Date: August 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
When I call with a question, it is hard to get good service. I do personally know the agent that owns that location and if i really need something, he takes care of it, so when I deal with him, I get good service.
Farmer's Insurance Home Insurance Reviews
Date: October 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The deductible could be a little more. I am satisfied with the amount I am being charged for the entire year though. My guess is that other companies have more options for deductibles.
Date: May 31, 2019 Age: Above 60 Gender: Unmarried Marital Status: Female
Premium
I believe my premium with Shelter is in line with other insurance companies, all things considered, including the possibility of being cancelled if I were to make a weather-related claim.
Farm Bureau Home Insurance Reviews
Date: December 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
MY PREMIUM AND DEDUCTIBLE ARE FAVORABLE OVER OTHER COMPANIES
Bear River Home Insurance Home Insurance Reviews
Date: December 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I THINK I WOULD LIKE TO EXPLORE OTHER COMPANIES MORE IN DEPTH. I FIND IT IMPORTANT TO HAVE A LOW PRICE HOWEVER OVER A LOT OF OFFERINGS. I TRY TO KEEP MY NEEDS TO A MINIMUM SO I AM NOT OVERPAYING FOR THINGS I DON'T NEED.
MAPFRE Insurance Home Insurance Reviews
Date: November 09, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
I like that it's a clean website where I can easily find which elements are covered and the terms and conditions of the service provided
American Family Insurance Home Insurance Reviews
Date: January 31, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I like this policy offering because it is simple as far as what it will cover. The last policy had a list of things it did and did not cover that was quite confusing, and this one groups it in a way that makes a lot more sense to me. I am not an insurance expert, so this made it easier to understand.
State Farm Home Insurance Reviews
Date: November 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
Great ideas and the customer support is top notch. Their team is renowned for the help services that are provided. Trust their help desk to get any kind of task done right ASAP.