Gavop shows you how to buy homeowners insurance in Hillsborough, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $241,500 | $210,000 | $200,000-$250,000 |
| 2 Bedroom | $696,000 | $570,000 | $500,000-$600,000 |
| 3 Bedroom | $881,500 | $810,000 | More than 10,000,000 |
| 4 Bedroom | $1,206,500 | $1,090,000 | More than 10,000,000 |
| 5 Bedroom | $761,000 | $670,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $862 |
| Home and Two Car | -$150 | $787 |
| Home and Three Car | -$225 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Mateo County | $1,000 | $1,212 | $2,212 | $881 | $1,881 | $331 |
| Hillsborough, CA | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| Millbrae, CA | $100 | $927 | $1,027 | $674 | $774 | $253 |
| North Fair Oaks, CA | $1,000 | $2,022 | $3,022 | $1,470 | $2,470 | $553 |
| Menlo Park, CA | $500 | $1,187 | $1,687 | $863 | $1,363 | $324 |
| Palo Alto, CA | $1,500 | $1,185 | $2,685 | $861 | $2,361 | $324 |
| Corte Madera, CA | $500 | $933 | $1,433 | $678 | $1,178 | $255 |
| San Jose, CA | $1,500 | $1,502 | $3,002 | $1,091 | $2,591 | $410 |
| Tara Hills, CA | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Martinez, CA | $2,500 | $1,350 | $3,850 | $981 | $3,481 | $369 |
| Concord, CA | $500 | $1,239 | $1,739 | $900 | $1,400 | $338 |
| Zayante, CA | $2,000 | $1,311 | $3,311 | $953 | $2,953 | $358 |
| Home Insurance Company Hillsborough, CA | Homeowners Insurance Agency Hillsborough, CA | Address | Popularity Score | Distance from Hillsborough (miles) |
|---|---|---|---|---|
| Travelers | Paul R Nadler Insurance Services | 1560 Laurel St 200, San Carlos, CA, 94070 | 7.4 | |
| Farmers | Richard Jerkovich | 425 Harbor Blvd Ste E, Belmont, CA, 94002 | 5.6 | |
| State Farm | Carlos Marron | 801 Woodside Rd Ste 12, Redwood City, CA, 94061-3751 | 9.7 | |
| State Farm | Wayne Weathers | 35 Bayhill Shopping Center, San Bruno, CA, 94066-2901 | 6.0 | |
| Allstate | Ray Sullivan | 742 El Camino Real, San Carlos, CA, 94070 | 6.6 | |
| State Farm | Carlos Acosta | 1075 Old County Rd Ste A, Belmont, CA, 94002-3936 | 5.3 | |
| Liberty Mutual Independent | Centurion Insurance Agency | 7950 Dublin Blvd Ste 100, Dublin, CA, 94568 | 25.3 | |
| State Farm | Craig Ichiuji | 461 1st Ave, San Mateo, CA, 94401-3202 | 2.1 | |
| Travelers | Larry Fu Insurance Agency | 355 Grand Ave Ste A, Oakland, CA, 94610 | 18.3 | |
| State Farm | Nicholas Cheng | 417 Grand Ave Ste #103, South San Francisco, CA, 94080 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| Hillsborough, CA | $2,000,001 | $937 | $690 | $1,270 | $580 |
| Millbrae, CA | $1,131,500 | $938 | $690 | $1,280 | $590 |
| North Fair Oaks, CA | $739,100 | $2,047 | $1,510 | $2,780 | $1,270 |
| Menlo Park, CA | $1,764,600 | $1,201 | $890 | $1,630 | $740 |
| Palo Alto, CA | $1,989,300 | $1,199 | $890 | $1,630 | $740 |
| Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
| San Jose, CA | $839,600 | $1,520 | $1,120 | $2,070 | $950 |
| Tara Hills, CA | $354,400 | $936 | $690 | $1,270 | $580 |
| Martinez, CA | $505,400 | $1,366 | $1,010 | $1,860 | $850 |
| Concord, CA | $461,700 | $1,254 | $930 | $1,710 | $780 |
| Zayante, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |