How Can I Make My Benton, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Benton, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Benton, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $151,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $188,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $233,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $200,500 | $180,000 | $175,000-$200,000 |
Bundle your Benton, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $631 |
| Home and Two Car | -$118 | $575 |
| Home and Three Car | -$173 | $520 |
Choose the Right Deductible for your Benton, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Benton, IL | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Avon, IL | $200 | $767 | $967 | $557 | $757 | $210 |
| Highwood, IL | $700 | $833 | $1,533 | $605 | $1,305 | $228 |
| Silver Lake, WI | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Forest Lake, IL | $1,000 | $1,041 | $2,041 | $757 | $1,757 | $285 |
| Tichigan, WI | $200 | $675 | $875 | $490 | $690 | $184 |
| Franklin, WI | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Elm Grove, WI | $400 | $770 | $1,170 | $560 | $960 | $210 |
| Justice, IL | $700 | $705 | $1,405 | $512 | $1,212 | $193 |
| Lisle, IL | $200 | $996 | $1,196 | $724 | $924 | $272 |
| Bridgeview, IL | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
Identify Top Home Insurance Agents near Benton, IL | Back to Top
| Home Insurance Company Benton, IL | Homeowners Insurance Agency Benton, IL | Address | Popularity Score | Distance from Benton (miles) |
|---|---|---|---|---|
| Allstate | Elizabeth (Lisa) Jusino | 1613 S Halsted St, Chicago, IL, 60608 | 41.1 | |
| State Farm | Christine Altieri | 1133 Weiland Rd, Buffalo Grove, IL, 60089-7006 | 18.6 | |
| State Farm | Steve Roth | 1163 N Green Bay Rd, Waukegan, IL, 60085-2243 | 4.1 | |
| State Farm | Tania Ramirez | 3223 W Lawrnce Ave, Chicago, IL, 60625-5208 | 33.0 | |
| State Farm | Frank Cooper | 1120 E 47th St, Chicago, IL, 60653-4447 | 45.1 | |
| State Farm | Tim Vinson | 2730 Grand Ave, Waukegan, IL, 60085-2468 | 4.4 | |
| State Farm | Saul Lopez | 6737 W Belmont Ave, Chicago, IL, 60634-4648 | 34.4 | |
| State Farm | Mike Hansen | 205 W Liberty St, Wauconda, IL, 60084-2456 | 18.8 | |
| Farmers | Mark Bauman | 384 W Virginia St, Crystal Lake, IL, 60014 | 28.0 | |
| State Farm | Randy Nebel | 2345 Sheridan Rd, Zion, IL, 60099-2396 | 2.2 |
Compare Rates for Benton, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,210 | $590 |
| Lake County, IL | $251,400 | $926 | $640 | $1,270 | $630 |
| Benton, IL | $167,000 | $693 | $500 | $960 | $460 |
| Avon, IL | $155,300 | $776 | $550 | $1,100 | $550 |
| Highwood, IL | $362,400 | $843 | $610 | $1,170 | $560 |
| Silver Lake, WI | $193,800 | $722 | $520 | $1,000 | $480 |
| Forest Lake, IL | $305,400 | $1,054 | $770 | $1,490 | $720 |
| Tichigan, WI | $278,200 | $683 | $500 | $970 | $470 |
| Franklin, WI | $225,700 | $737 | $540 | $1,050 | $510 |
| Elm Grove, WI | $360,800 | $780 | $550 | $1,110 | $560 |
| Justice, IL | $179,100 | $713 | $520 | $980 | $460 |
| Lisle, IL | $320,400 | $1,008 | $700 | $1,430 | $730 |
| Bridgeview, IL | $164,300 | $689 | $460 | $940 | $480 |
Research Home Insurance Companies Reviews in Benton, IL Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
we do have a big discount due to my husband's career. We have the option to have incredible insurance at a decent price. There is no way for our coverage to be matched by another company.
Date: November 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
They make you come in and change your policy or get new things. They need to make it easier on the client.
State Farm Home Insurance Reviews
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am satisfied with my home insurance offerings. They seem to offer every type of coverage that another company does.