Gavop's guide to buying homeowners insurance in Geauga County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $162,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $296,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $456,000 | $370,000 | $500,000-$600,000 |
| 5 Bedroom | $456,000 | $430,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $715 |
| Superior Protection Discount | -$85 | $766 |
| Fire & Security Discount | -$60 | $791 |
| Hail Resistant Roof Discount | -$26 | $825 |
| Newly Constructed Home Discount | -$179 | $672 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Geauga County | $1,000 | $840 | $1,840 | $611 | $1,611 | $230 |
| Geauga County, OH | $700 | $840 | $1,540 | $611 | $1,311 | $230 |
| Auburn, OH | $100 | $817 | $917 | $593 | $693 | $223 |
| Chesterland, OH | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Hambden, OH | $300 | $820 | $1,120 | $596 | $896 | $224 |
| Northfield, OH | $1,000 | $706 | $1,706 | $513 | $1,513 | $193 |
| Hinckley, OH | $300 | $836 | $1,136 | $607 | $907 | $228 |
| Austintown, OH | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Brookfield Center, OH | $300 | $667 | $967 | $485 | $785 | $182 |
| Marlboro, OH | $2,500 | $770 | $3,270 | $559 | $3,059 | $210 |
| Conneaut, OH | $100 | $691 | $791 | $502 | $602 | $189 |
| West Middlesex, PA | $2,000 | $572 | $2,572 | $416 | $2,416 | $156 |
| Home Insurance Company Geauga County, OH | Homeowners Insurance Agency Geauga County, OH | Address | Popularity Score | Distance from Geauga County (miles) |
|---|---|---|---|---|
| State Farm | James Brown | 6001 Cochran Rd Ste 102, Solon, OH, 44139-3325 | 16.9 | |
| Travelers | Merlo Insurance Agency Inc | 2 S Main Street Suite 403, Niles, OH, 44446 | 30.6 | |
| Travelers | L Calvin Jones & Co | 3744 Starr Centre Dr , Canfield, OH, 44406 | 40.5 | |
| Erie | The Frank Agency Inc. | 15977 E High Street, Middlefield, OH, 44062 | 5.9 | |
| State Farm | Mitch Flemming | 8389 Mayfield Rd Ste A-5b, Chesterland, OH, 44026-2553 | 8.9 | |
| Erie | Hillcrest Insurance Group Llc | 8430 Mayfield Road Suite 150, Chesterland, OH, 44026 | 8.8 | |
| Travelers | Connerton - Feran & Associates | 35728 Vine St, Eastlake, OH, 44095 | 16.7 | |
| Travelers | A R Davis Company | 10289 Kinsman Rd, Newbury, OH, 43065 | 5.8 | |
| Farmers | Daniel Tucker | 785 Pearl Rd, Brunswick, OH, 44212 | 38.6 | |
| Liberty Mutual Independent | Usi Midwest | 1275 Boardman-Poland Rd Poland, Youngstown, OH, 44514 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,020 | $510 |
| Geauga County, OH | $228,000 | $851 | $570 | $1,200 | $630 |
| Geauga County, OH | $228,000 | $851 | $590 | $1,220 | $630 |
| Auburn, OH | $294,900 | $827 | $600 | $1,180 | $580 |
| Chesterland, OH | $173,200 | $788 | $540 | $1,120 | $580 |
| Hambden, OH | $197,900 | $830 | $590 | $1,180 | $590 |
| Northfield, OH | $136,400 | $715 | $490 | $980 | $490 |
| Hinckley, OH | $307,300 | $846 | $620 | $1,170 | $550 |
| Austintown, OH | $102,400 | $612 | $410 | $870 | $460 |
| Brookfield Center, OH | $119,600 | $675 | $470 | $950 | $480 |
| Marlboro, OH | $168,500 | $779 | $550 | $1,070 | $520 |
| Conneaut, OH | $87,600 | $700 | $480 | $990 | $510 |
| West Middlesex, PA | $94,000 | $579 | $410 | $800 | $390 |