Gavop shows you how to buy homeowners insurance in Merton, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $241,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $368,500 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $365,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $866,500 | $800,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $638 |
| Superior Protection Discount | -$71 | $716 |
| Fire & Security Discount | -$55 | $732 |
| Hail Resistant Roof Discount | -$24 | $763 |
| Newly Constructed Home Discount | -$157 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Waukesha County | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Merton, WI | $2,000 | $778 | $2,778 | $565 | $2,565 | $213 |
| Waukesha County, WI | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Wauwatosa, WI | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Hubbard, WI | $100 | $746 | $846 | $542 | $642 | $204 |
| Bayside, WI | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Grafton, WI | $300 | $685 | $985 | $497 | $797 | $187 |
| Westford, WI | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Mitchell, WI | $100 | $743 | $843 | $540 | $640 | $203 |
| La Prairie, WI | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Richmond, IL | $300 | $829 | $1,129 | $603 | $903 | $227 |
| Elkhart Lake, WI | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Home Insurance Company Merton, WI | Homeowners Insurance Agency Merton, WI | Address | Popularity Score | Distance from Merton (miles) |
|---|---|---|---|---|
| State Farm | Mike Gogin | 418 Merton Ave, Hartland, WI, 53029-1524 | 3.5 | |
| State Farm | Chris Landsom | 866 Rose Dr, Hartland, WI, 53029-8317 | 5.5 | |
| Travelers | G2 Insurance Services Inc | 14260 W Greenfield Ave Ste 100, Brookfield, WI, 53005 | 16.7 | |
| Liberty Mutual Independent | Diversified Insurance Solutions | 100 N Corporate Dr, Brookfield, WI, 53045 | 14.1 | |
| State Farm | Brandi Wein | 2114 Silvernail Rd, Pewaukee, WI, 53072-5526 | 9.3 | |
| Allstate | Thomas Gordy | 810 Cardinal Ln Ste 230, Hartland, WI, 53029 | 4.4 | |
| State Farm | Paul Conradson | 16717 W Greenfield Ave, New Berlin, WI, 53151-1300 | 15.4 | |
| Travelers | David Schuppler And Associates | 11400 W Bluemound Rd, Wauwatosa, WI, 53226 | 17.5 | |
| Liberty Mutual Independent | P & C Insurance Services Inc | 405 N Calhoun Road Suite 203, Brookfield, WI, 53005 | 14.4 | |
| State Farm | Maggie Bringa | 1800 E Main St Ste 400, Waukesha, WI, 53186-3984 | 12.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $940 | $450 |
| Waukesha County, WI | $262,700 | $773 | $560 | $1,060 | $500 |
| Merton, WI | $365,100 | $787 | $540 | $1,120 | $580 |
| Waukesha County, WI | $262,700 | $773 | $560 | $1,090 | $530 |
| Wauwatosa, WI | $227,200 | $738 | $500 | $1,010 | $510 |
| Hubbard, WI | $221,800 | $755 | $520 | $1,050 | $530 |
| Bayside, WI | $341,200 | $893 | $650 | $1,230 | $580 |
| Grafton, WI | $212,200 | $693 | $490 | $960 | $470 |
| Westford, WI | $202,500 | $733 | $510 | $1,010 | $500 |
| Mitchell, WI | $218,600 | $752 | $500 | $1,040 | $540 |
| La Prairie, WI | $183,600 | $708 | $490 | $1,000 | $510 |
| Richmond, IL | $273,300 | $839 | $600 | $1,170 | $570 |
| Elkhart Lake, WI | $170,700 | $688 | $470 | $980 | $510 |