Gavop's guide to buying homeowners insurance in Commerce, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $134,000 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $250,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $295,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $545,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $737,000 | $690,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $666 |
| Superior Protection Discount | -$71 | $722 |
| Fire & Security Discount | -$71 | $722 |
| Hail Resistant Roof Discount | -$24 | $769 |
| Newly Constructed Home Discount | -$198 | $595 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $2,000 | $1,435 | $3,435 | $1,043 | $3,043 | $392 |
| Commerce, CA | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Rose Hills, CA | $300 | $1,665 | $1,965 | $1,210 | $1,510 | $455 |
| Pasadena, CA | $700 | $1,410 | $2,110 | $1,025 | $1,725 | $385 |
| South San Jose Hills, CA | $200 | $708 | $908 | $514 | $714 | $193 |
| Azusa, CA | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| Yorba Linda, CA | $300 | $1,439 | $1,739 | $1,046 | $1,346 | $393 |
| Irvine-Lake Forest, CA | $700 | $1,536 | $2,236 | $1,116 | $1,816 | $420 |
| Laguna Beach, CA | $400 | $931 | $1,331 | $677 | $1,077 | $255 |
| Palmdale, CA | $700 | $661 | $1,361 | $481 | $1,181 | $181 |
| Woodcrest, CA | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Colton, CA | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Home Insurance Company Commerce, CA | Homeowners Insurance Agency Commerce, CA | Address | Popularity Score | Distance from Commerce (miles) |
|---|---|---|---|---|
| State Farm | Anu Sethi | 15334 Whittier Blvd Ste 10a, Whittier, CA, 90603-1369 | 9.2 | |
| State Farm | John Taormina | 10217 Old Rvr Sch Rd, Downey, CA, 90241-2065 | 2.6 | |
| State Farm | Matt Flynn | 1931 W Glenoaks Blvd, Glendale, CA, 91201-4391 | 14.9 | |
| State Farm | Melody Avecilla | 11748 Riverside Dr, North Hollywood, CA, 91607 | 17.8 | |
| State Farm | Richard Tang | 800 Magnolia Ave Ste 104, Corona, CA, 92879-3123 | 35.5 | |
| State Farm | Fernando Sandoval | 8610 Garfield Ave Ste 102, South Gate, CA, 90280-3700 | 3.0 | |
| Allstate | Norman Tsang | 419 N Atlantic Blvd Ste 203, Monterey Park, CA, 91754 | 5.1 | |
| Farmers | Tae Yoo | 3550 Wilshire Blvd Ste 505, Los Angeles, CA, 90010 | 9.9 | |
| State Farm | Eduardo Mendoza | 8015 Long Beach Blvd Ste F, South Gate, CA, 90280-2050 | 4.8 | |
| State Farm | Nena Soto | 5818 Imperial Hwy, South Gate, CA, 90280-7614 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Commerce, CA | $357,200 | $793 | $590 | $1,080 | $490 |
| Rose Hills, CA | $575,900 | $1,685 | $1,250 | $2,290 | $1,040 |
| Pasadena, CA | $771,700 | $1,428 | $1,060 | $1,940 | $880 |
| South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
| Azusa, CA | $367,500 | $937 | $690 | $1,270 | $580 |
| Yorba Linda, CA | $792,700 | $1,457 | $1,080 | $1,980 | $900 |
| Irvine-Lake Forest, CA | $690,300 | $1,554 | $1,150 | $2,110 | $960 |
| Laguna Beach, CA | $1,570,700 | $943 | $700 | $1,280 | $580 |
| Palmdale, CA | $229,200 | $669 | $500 | $910 | $410 |
| Woodcrest, CA | $436,500 | $893 | $660 | $1,210 | $550 |
| Colton, CA | $212,100 | $647 | $480 | $880 | $400 |