Gavop's guide to buying homeowners insurance in Walker, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Walker, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Potatochip Rd, Wayne Rd, Walker Rd, Lookout Trl, Jamestown Rd, Center St, Wayne, Luther Rd, N Oak St, Countryside Rd | $219,500 | $190,000 | $175,000-$200,000 | $175,000 | $160,000 | $150,000-$175,000 |
| Pleasant Hill Rd, Alexander Rd, Greenwood Dr, Old Bridge Rd, W Buchanan St, Oerly Rd, Stauffers Rd, Defoe Cemetery Rd, Freds Rd, Ridge Rd | $218,000 | $180,000 | $250,000-$300,000 | $117,000 | $90,000 | $125,000-$150,000 |
| Corticelli Rd, Row St, Washington St, State Hwy C, Porter Rd, Southeast Ter, Lake Imhoff Rd, Dahler St, Circle Dr, S Gerhart Rd | $137,000 | $120,000 | $125,000-$150,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Jennifer Ln, Vanpool Rd, Mason Rd, Shalom Dr, Wayne Ave, Cedar Ridge Dr, S Bethel St, Ponderosa Rd, Methodist St, Waking Acres Rd | $152,500 | $130,000 | $125,000-$150,000 | $111,000 | $100,000 | $125,000-$150,000 |
| State Hwy A, W Russell St, Flag Spring Rd, Gander Rd, S Moreau St, Grove St, Kratzer Rd, Connor Rd, W North St, Hickcox St | $147,000 | $140,000 | $125,000-$150,000 | $106,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $711 |
| Superior Protection Discount | -$76 | $771 |
| Fire & Security Discount | -$68 | $779 |
| Hail Resistant Roof Discount | -$25 | $821 |
| Newly Constructed Home Discount | -$169 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moniteau County | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Walker, MO | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Pierpont, MO | $200 | $1,220 | $1,420 | $887 | $1,087 | $333 |
| Columbia, MO | $1,000 | $1,086 | $2,086 | $789 | $1,789 | $297 |
| Boonville, MO | $100 | $871 | $971 | $633 | $733 | $238 |
| Miller County, MO | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Chamois, MO | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Armstrong, MO | $100 | $700 | $800 | $508 | $608 | $191 |
| Camden County, MO | $1,000 | $1,067 | $2,067 | $775 | $1,775 | $292 |
| Moniteau, MO | $100 | $693 | $793 | $503 | $603 | $189 |
| Camdenton, MO | $1,500 | $973 | $2,473 | $707 | $2,207 | $266 |
| Home Insurance Company Walker, MO | Homeowners Insurance Agency Walker, MO | Address | Popularity Score | Distance from Walker (miles) |
|---|---|---|---|---|
| Travelers | Gallaher Insurance Group | 110 N Coal, Mexico, MO, 65265 | 49.1 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 21.9 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 49.0 | |
| Travelers | Choice Agency Llc | 622 Delaware Suite A Jefferson City, Jefferson City, MO, 65109 | 18.3 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 19.9 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 49.1 | |
| Travelers | Vogel West Side | 2413 Hyde Park Rd, Jefferson City, MO, 65109 | 16.9 | |
| Farmers | David Jaeger | 824 Southwest Blvd, Jefferson City, MO, 65109 | 17.6 | |
| Travelers | Graham Insurance Agency | 204 B E 5th St, Fulton, MO, 65251 | 33.1 | |
| State Farm | Randy Kaiser | 751 W Stadium Blvd, Jefferson City, MO, 65109-4732 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,490 | $700 |
| Moniteau County, MO | $118,400 | $845 | $580 | $1,160 | $580 |
| Walker, MO | $119,000 | $847 | $620 | $1,180 | $560 |
| Pierpont, MO | $209,400 | $1,235 | $890 | $1,700 | $810 |
| Columbia, MO | $185,300 | $1,099 | $760 | $1,530 | $770 |
| Boonville, MO | $133,100 | $882 | $640 | $1,240 | $600 |
| Miller County, MO | $126,500 | $866 | $580 | $1,220 | $640 |
| Chamois, MO | $36,000 | $670 | $450 | $920 | $470 |
| Armstrong, MO | $43,300 | $708 | $510 | $1,010 | $500 |
| Camden County, MO | $176,300 | $1,080 | $750 | $1,490 | $740 |
| Moniteau, MO | $42,000 | $701 | $510 | $960 | $450 |
| Camdenton, MO | $111,500 | $985 | $700 | $1,410 | $710 |