How Can I Make My Round Rock, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Round Rock, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Round Rock, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $53,500 $50,000 $25,000-$50,000
2 Bedroom $92,500 $80,000 $75,000-$100,000
3 Bedroom $215,500 $190,000 $175,000-$200,000
4 Bedroom $233,000 $200,000 $200,000-$250,000
5 Bedroom $452,000 $400,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Round Rock, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$238 $1,016
Superior Protection Discount -$113 $1,141
Fire & Security Discount -$88 $1,166
Hail Resistant Roof Discount -$25 $1,229
Newly Constructed Home Discount -$314 $941

Choose the Right Deductible for your Round Rock, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Williamson County $700 $1,263 $1,963 $918 $1,618 $345
Round Rock, TX $2,500 $1,239 $3,739 $900 $3,400 $339
Round Rock-Georgetown, TX $100 $1,512 $1,612 $1,099 $1,199 $413
Serenada, TX $700 $1,993 $2,693 $1,448 $2,148 $545
Austin, TX $200 $1,358 $1,558 $987 $1,187 $371
Travis County, TX $1,000 $1,340 $2,340 $974 $1,974 $366
Hornsby Bend, TX $500 $920 $1,420 $668 $1,168 $251
Mountain City, TX $2,000 $1,988 $3,988 $1,445 $3,445 $543
Killeen, TX $100 $1,456 $1,556 $1,058 $1,158 $398
Dripping Springs-Wimberley, TX $1,500 $1,528 $3,028 $1,110 $2,610 $418
Johnson City, TX $1,000 $1,891 $2,891 $1,374 $2,374 $517

Identify Top Home Insurance Agents near Round Rock, TX | Back to Top

Home Insurance Company Round Rock, TX Homeowners Insurance Agency Round Rock, TX Address Popularity Score Distance from Round Rock (miles)
Farmers Michael Binns 8320 Bee Caves Rd Ste 100, Austin, TX, 78746
18.3
State Farm Todd Durflinger 2608 W Pecan St Fm 1825 Suite 102, Pflugerville, TX, 78660
5.2
State Farm Jane Mcquiggin-Hutson 2307 W Parmer Ln, Austin, TX, 78727-4333
7.5
Travelers Hometown Insurance Group Llc 13062 Highway 290 W, Austin, TX, 78737
29.1
State Farm Beau Sharpe 1111 N Interstate 35 Ste 240, Round Rock, TX, 78664-4244
1.3
State Farm Jeff Coleman 111 E Main St, Pflugerville, TX, 78660-2733
6.4
State Farm Roberto Montero 12129 Rr 620 N Ste 420, Austin, TX, 78750-1095
9.9
State Farm Dan Baird 12207 Waters Park Rd, Austin, TX, 78759-2119
7.9
Farmers Julie Nguyen 1006 E Yager Ln Ste 202b, Austin, TX, 78753
9.2
Farmers Crystal Smith 15307 Fm 1825 Ste 2, Pflugerville, TX, 78660
5.4

Compare Rates for Round Rock, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Williamson County, TX $227,100 $1,278 $840 $1,970 $1,130
Round Rock, TX $210,800 $1,254 $830 $1,930 $1,100
Round Rock-Georgetown, TX $235,900 $1,530 $1,010 $2,360 $1,350
Serenada, TX $278,700 $2,017 $1,330 $3,110 $1,780
Austin, TX $285,900 $1,374 $910 $2,120 $1,210
Travis County, TX $275,800 $1,356 $900 $2,090 $1,190
Hornsby Bend, TX $127,800 $931 $610 $1,430 $820
Mountain City, TX $276,900 $2,012 $1,330 $3,100 $1,770
Killeen, TX $129,300 $1,473 $970 $2,270 $1,300
Dripping Springs-Wimberley, TX $336,100 $1,546 $1,020 $2,380 $1,360
Johnson City, TX $236,200 $1,914 $1,260 $2,950 $1,690

Research Home Insurance Companies Reviews in Round Rock, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: September 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible of the policy are both very good compared to other home insurance policies for the same coverage. The amount of money I spend on the insurance seems very worth it.

Date: August 16, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I recently switched to Geico about one year ago and have been very pleased and happy with the service and rates.They have the best rates around and offer quality customer interaction.

Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
a gave it a five. a five is like the best just like this insurance company very good and fres

Date: September 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I love a good Netflix show and I wouldn't be able to watch Netflix if it wasn't for the house insurance keeping me safe

Date: September 09, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I have no idea home insurance is just good and fresh it like keeos you safe and stuff


Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have no idea what im supposed to be writing. sometimes life just ucks and that's that but I don't even know so yeah

Allstate Home Insurance Reviews

Date: January 12, 2020    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Honestly, I have had this company for years and not really sure how it compares. I have been happy with their service and have retained them because of it.

Date: October 18, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
All State has worked out for me. I am very satisfy with the service I've gotten from them. I would rate them at a 4 because there's always room for improvement.

Date: March 28, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
I rate our insurance company a four, because no company is perfect. From the office to the insurance agents we've had quick and helpful service.The agent strongly suggested.

Date: February 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium for my policy is reasonable and it is comparable with other companies. I feel like I am getting more coverage however for the premium I am paying. I chose to go with a higher deductibles for better coverage.

Date: December 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I am not aware of Allstate's home insurance offerings compared to other providers - I have purchased the most basic package so I have not really compared prices.


State Auto Home Insurance Reviews

Date: August 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
is good solves the problems fast but sometimes does not want to work and I have to call the company but in general, it does its job I feel satisfied medicament

Date: July 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Dwelling(Pays for damage to your house and to structures attached to your house. This includes damage to fixtures, such as plumbing, electrical wiring, heating and permanently installed air-conditioning systems.)


Date: June 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I am fairly satisfied because sometimes it is almost impossible to communicate with the company they take too long to answer the calls and the alerts of the application but once they attend they solve the problem quickly

Date: June 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I feel good with the annual value I think it is a little more economical than others and offers a very good service

Date: June 10, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
I like the service and the speed of response when there is a problem in my house I do not like that sometimes the operator does not answer and the application does not respond, it happens a few times but it happens

Travelers Home Insurance Reviews

Date: August 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Communication with the insurance is always a tedious as we need to follow IVR and provide all the information and then again when we speak to an insurance agent, we need to provide personal information again.

Date: May 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have compared with other insurance provides like Ameriprise insurance and state farm. All these quotes were huge when compared with Travelers so I went ahead with them.

Date: May 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service is quite OK, as they do keep the customer on hold for a long time and they always send the wrong information when I request.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
the company website doesn't say where to download the insurance card as I have both auto and home insurance included. It was so confusing to see where the website takes me. Even the mobile app does the same as the website. Overall I was not satisfied with these two.

Liberty Mutual Home Insurance Reviews

Date: December 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
They did offer a few nice extras in coverage and they offered much better packaging then their competitors.The main key with any product is if it does what it is supposed to do. Since the claim payouts seemed good.


Date: July 08, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
I do not have a home insurance company. I rent a room with two other roommates and am not responsible for paying home insurance. I'm satisfied with the way things are, though.

State Farm Home Insurance Reviews

Date: July 26, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium is not bad, and the deductible is really solid. I don't think there are many other companies that could really compare to it.

Date: January 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I am satisfied with my home insurance offerings. My home owner's insurance is inexpensive despite having fairly comprehensive coverage for various different types of events that could harm or devalue my home.


Nationwide Home Insurance Reviews

Date: December 23, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
My premium is lower than at least 3 other company's. I get a discount for a bundle. The coverage is the same across the companies I looked into.Nationwide was cheaper for identical coverage and deductible.

Homeowner's Choice Home Insurance Reviews

Date: November 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
It's cheaper to enrol in the premiums and comparing to other companies it covers a lot more

Farmer's Insurance Home Insurance Reviews

Date: November 18, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premiums and deductible are the best of any insurance company that we've researched. Again, Farmer's Insurance continues to be one of very few, if not the only company that allows for animals on a farm, and accepts that sometimes these animals cause issues. They do not charge exorbitant premiums nor have high deductibles.

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