How Can I Make My State College, PA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in State College, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Estimate Appropriate State College, PA Home Insurance Coverage Levels | Back to Top
| State College, PA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Prospect Ave, E Doris Ave, Pollock Rd, Grace St, Hillcrest Ave, Thistlewood Way, Bayfield Ct, T335, Easterly Pkwy, I Aly | $157,500 | $130,000 | $150,000-$175,000 | $335,000 | $280,000 | $350,000-$400,000 |
| Highlandon Ct, Edgewood Cir, E South Hills Ave, Adams Ave, Ferguson Aly, E Pollock Rd, Homan Ave, Easterly Pkwy, N Atherton St, Coal Aly | $175,000 | $160,000 | $150,000-$175,000 | $336,000 | $290,000 | $350,000-$400,000 |
| S Garner St, W Fairmont Ave, Mc Kee St, Hiester St, W Mitchell Ave, Highland Ave, Walnut Spring Ln, Jackson Cir, Norma St, E Park Ave | $162,000 | $140,000 | $125,000-$150,000 | $243,000 | $220,000 | $175,000-$200,000 |
| S Barnard St, W Nittany Ave, Fry Dr, S Garner St, Wintergreen Cir, Hetzel St, W Beaver Ave, E Nittany Ave, W Branch Rd, Crabapple Dr | $106,000 | $90,000 | $100,000-$125,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Waupelani Dr, M Aly, Legion Ln, S Glenn Cir, E Waring Ave, W Foster Ave, W Foster Ave, Colonial Ct, Ashwicken Ct N, W South Hills Ave | $201,500 | $170,000 | $200,000-$250,000 | $222,500 | $210,000 | $175,000-$200,000 |
Choose the Best State College, PA Home Insurance Premium for your Background | Back to Top
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 550-599 Credit Score | <$25,000 | No Pets, Non-Smoker | $670 |
| Freelancer | 800-850 Credit Score | $50 to $75,000 | 3 Pets, Smoker | $950 |
| Unemployed | 750-799 Credit Score | No Income | 2 Pets, Smoker | $570 |
Choose the Right Deductible for your State College, PA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pennsylvania | $200 | $650 | $850 | $550 | $750 | $100 |
| Centre County, PA | $2,500 | $750 | $1,250 | $660 | $3,160 | $-1,910 |
| State College, PA | $2,500 | $1,410 | $1,910 | $1,120 | $3,620 | $-1,710 |
| Pleasant Gap, PA | $400 | $550 | $950 | $450 | $850 | $100 |
| Boggs, PA | $2,500 | $670 | $1,170 | $550 | $3,050 | $-1,880 |
| Hublersburg, PA | $300 | $1,170 | $1,470 | $980 | $1,280 | $190 |
| Alfarata, PA | $2,000 | $290 | $790 | $250 | $2,250 | $-1,460 |
| Glen Hope, PA | $300 | $340 | $640 | $290 | $590 | $50 |
| McElhattan, PA | $2,000 | $320 | $820 | $270 | $2,270 | $-1,450 |
| Pine Creek, PA | $200 | $470 | $670 | $400 | $600 | $70 |
| Chest, PA | $1,500 | $310 | $810 | $250 | $1,750 | $-940 |
| Hastings, PA | $300 | $380 | $680 | $310 | $610 | $70 |
| Brady, PA | $2,500 | $470 | $970 | $390 | $2,890 | $-1,920 |
Identify Top Home Insurance Agents near State College, PA | Back to Top
| Home Insurance Company State College, PA | Homeowners Insurance Agency State College, PA | Address | Popularity Score | Distance from State College (miles) |
|---|---|---|---|---|
| Travelers | Don Jacobs Insurance Services Inc | 200 Barnett Woods Road, New Bloomfield, PA, 17068 | 43.7 | |
| Allstate | Sausman Agency | 55 Parkside Ct, Mifflintown, PA, 17059 | 29.4 | |
| State Farm | Gary Okorn | Po Box 218, Huntingdon, PA, 16652-0218 | 18.7 | |
| Allstate | Kratzer Insurance | Rt 104 South, Mount Pleasant Mills, PA, 17853 | 45.6 | |
| State Farm | Liz Dudek | 1464 Martin St, State College, PA, 16803-3065 | 2.0 | |
| Allstate | Cindy Shetler | 306 S Atherton St, State College, PA, 16801 | 0.3 | |
| Erie | Logan Branch Insurance Inc. | 623 Willowbank Street, Bellefonte, PA, 16823 | 8.7 | |
| State Farm | Chris Warfel | 1126 W 4th St, Lewistown, PA, 17044-1909 | 19.4 | |
| Travelers | Leonard Insurance Agency | 1005 Gray Ln, Duncansville, PA, 16635 | 39.0 | |
| Allstate | Joseph Zolna | 106 N Allegheny St, Bellefonte, PA, 16823 | 9.4 |
Compare Rates for State College, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $164,900 | $860 | $590 | $1,210 | $620 |
| Centre County, PA | $189,800 | $870 | $600 | $1,240 | $640 |
| State College, PA | $259,100 | $1,190 | $840 | $1,680 | $840 |
| Pleasant Gap, PA | $148,300 | $670 | $450 | $940 | $490 |
| Boggs, PA | $130,400 | $600 | $430 | $850 | $420 |
| Hublersburg, PA | $408,800 | $1,680 | $1,230 | $2,340 | $1,110 |
| Alfarata, PA | $59,300 | $240 | $160 | $330 | $170 |
| Glen Hope, PA | $63,300 | $360 | $260 | $500 | $240 |
| McElhattan, PA | $62,300 | $350 | $250 | $500 | $250 |
| Pine Creek, PA | $111,800 | $450 | $320 | $620 | $300 |
| Chest, PA | $71,000 | $300 | $220 | $420 | $200 |
| Hastings, PA | $74,900 | $390 | $270 | $540 | $270 |
| Brady, PA | $90,300 | $460 | $310 | $630 | $320 |
Research Home Insurance Companies Reviews in State College, PA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think for the price, the coverage is fair and will be helpful. We rent, and it gives me peace of mind to have renter's insurance to protect our possessions and assets.