Gavop tells you how to get the best homeowners insurance in French Broad, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| French Broad, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hogan View Dr, Elkmont Ter, Mag Sluder Rd, Herron Cove Rd, Mary Ln, Squirrel Hill Rd, Gudger Chapel Rd, Bob Wright Hill Rd, Beaverbrook Pl, Old Beaverdam Creek Rd | $193,000 | $180,000 | $175,000-$200,000 | $101,000 | $100,000 | $75,000-$100,000 |
| Heslar Way, Weaverville Rd, Burlwood Ct, Buckle Ridge, Zeno Ponder Rd, Wells Valley Rd, Ginell Cir, Earnhardt Cir, Summer St, Hughey Rd | $190,500 | $160,000 | $175,000-$200,000 | $154,000 | $120,000 | $150,000-$175,000 |
| Ravine Rd, Benzington Way, Nesmith Ln, Hollow Log Ln, Northview Park Rd, Sunshine Ridge Rd, H D Ln, Horizon Hill Rd, State Rd 1718, Elk Mountain Scenic Hwy | $182,500 | $160,000 | $175,000-$200,000 | $136,500 | $120,000 | $150,000-$175,000 |
| Pinewood St, Kingston Way, Barton Rd, Knollwood Pl, Blackstone Ave, Park Dr, State Rd 2094, Lofty Vw, Weaver Blvd, Lucky Ln | $297,500 | $260,000 | $250,000-$300,000 | $229,000 | $190,000 | $200,000-$250,000 |
| Edgelawn Rd, Lakeshore Dr, Golphers Knob Dr, Meadowbrook Pl, Lollie Ln, Al Faye Farm Way, Ivory Rd, Grove St, Pineview Rd, Pinerose Dr | $226,500 | $200,000 | $250,000-$300,000 | $211,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $730 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$97 | $783 |
| Hail Resistant Roof Discount | -$26 | $853 |
| Newly Constructed Home Discount | -$193 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $1,500 | $972 | $2,472 | $706 | $2,206 | $266 |
| French Broad, NC | $1,000 | $869 | $1,869 | $631 | $1,631 | $237 |
| Asheville, NC | $500 | $1,021 | $1,521 | $742 | $1,242 | $279 |
| Avery Creek, NC | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Laurel Park, NC | $400 | $1,187 | $1,587 | $862 | $1,262 | $324 |
| East Flat Rock, NC | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Parrottsville, TN | $200 | $742 | $942 | $539 | $739 | $203 |
| Ingalls, NC | $2,500 | $786 | $3,286 | $572 | $3,072 | $215 |
| Dillsboro, NC | $200 | $1,134 | $1,334 | $824 | $1,024 | $310 |
| Altamont, NC | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Swain County, NC | $200 | $674 | $874 | $489 | $689 | $184 |
| Montezuma, NC | $700 | $1,133 | $1,833 | $824 | $1,524 | $310 |
| Home Insurance Company French Broad, NC | Homeowners Insurance Agency French Broad, NC | Address | Popularity Score | Distance from French Broad (miles) |
|---|---|---|---|---|
| Travelers | Webb Insurance | 216 Asheland Ave, Asheville, NC, 28801 | 9.7 | |
| Travelers | Morrow Insurance Agency | 246 S Main St, Marion, NC, 28752 | 35.3 | |
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 48.3 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 9.2 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 8.3 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 6.5 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 4.3 | |
| Allstate | Rona M. Church | 844 Haywood Rd, Asheville, NC, 28806 | 9.4 | |
| Allstate | Terry L. Gahagan | 1070 Tunnel Rd Ste 20, Asheville, NC, 28805 | 11.7 | |
| Travelers | Four Star Insurance Group Inc | 30 New Leicester Hwy, Asheville, NC, 28806 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Buncombe County, NC | $209,800 | $984 | $680 | $1,390 | $710 |
| French Broad, NC | $206,200 | $879 | $610 | $1,240 | $630 |
| Asheville, NC | $227,500 | $1,033 | $690 | $1,460 | $770 |
| Avery Creek, NC | $231,400 | $798 | $550 | $1,110 | $560 |
| Laurel Park, NC | $259,300 | $1,201 | $850 | $1,670 | $820 |
| East Flat Rock, NC | $145,600 | $834 | $570 | $1,180 | $610 |
| Parrottsville, TN | $73,200 | $751 | $550 | $1,070 | $520 |
| Ingalls, NC | $136,500 | $796 | $570 | $1,100 | $530 |
| Dillsboro, NC | $240,500 | $1,148 | $830 | $1,600 | $770 |
| Altamont, NC | $114,800 | $698 | $500 | $960 | $460 |
| Swain County, NC | $122,300 | $682 | $460 | $960 | $500 |
| Montezuma, NC | $240,000 | $1,147 | $780 | $1,620 | $840 |