Gavop shows you how to buy homeowners insurance in Oldsmar, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oldsmar, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oak Creek Dr E, Rosewood Ct, Appaloosa Trl, 11th Ct, Parson Brown Ln, Compton Ct, Rockledge Ln, Edgewater Ln, Sweetbriar Dr, Eagle Estates Cir N | $188,500 | $180,000 | $175,000-$200,000 | $290,500 | $260,000 | $300,000-$350,000 |
| Calibre Downs Ln, Peacock Cir, Hollow Trail Ct, Mill Stream Ct, Pebble Ct, Doxberry Ct, Satinleaf Ave, Regent Dr, Hawks Landing Blvd, Palmer Ln | $127,000 | $100,000 | $125,000-$150,000 | $129,500 | $110,000 | $100,000-$125,000 |
| Woodridge Ct, Countryside Key Blvd, Orange Grove Way, Long Point Ln, Lemonwood Dr, Fishermens Bend, Rainforest Ct, Hadleigh Ct, Simcoe Ct, Woods Landing Trl | $150,000 | $130,000 | $150,000-$175,000 | $214,500 | $200,000 | $250,000-$300,000 |
| Meadow Wood Dr, Dolphin Dr S, Linda Ct, Shady Oak Ct, Atwood Ct, 3rd Ct, Buttonwood Dr, Northridge Dr E, Ambleglen Ct, Shore Dr E | $229,500 | $200,000 | $200,000-$250,000 | $197,500 | $180,000 | $150,000-$175,000 |
| Blooming Hill Way, Tarpon Woods Blvd, Pelican Dr S, Nancy Dr, Sandy Ridge Dr, Atwood Dr, Millpond Ct, Red Oak Ct, Eagles Landing Cir W, Lexington St | $161,000 | $150,000 | $125,000-$150,000 | $296,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $905 |
| Home and Two Car | -$169 | $825 |
| Home and Three Car | -$229 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pinellas County | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Oldsmar, FL | $700 | $982 | $1,682 | $714 | $1,414 | $268 |
| Trinity, FL | $200 | $1,129 | $1,329 | $820 | $1,020 | $308 |
| Bay Pines, FL | $1,500 | $1,548 | $3,048 | $1,125 | $2,625 | $423 |
| Gibsonton, FL | $100 | $997 | $1,097 | $724 | $824 | $272 |
| Spring Hill, FL | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| South Brooksville, FL | $400 | $1,082 | $1,482 | $786 | $1,186 | $296 |
| Willow Oak, FL | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Lakeland Highlands, FL | $100 | $985 | $1,085 | $716 | $816 | $269 |
| Longboat Key, FL | $700 | $933 | $1,633 | $678 | $1,378 | $255 |
| North Sarasota, FL | $200 | $1,008 | $1,208 | $732 | $932 | $275 |
| Desoto Lakes, FL | $1,500 | $1,783 | $3,283 | $1,296 | $2,796 | $487 |
| Home Insurance Company Oldsmar, FL | Homeowners Insurance Agency Oldsmar, FL | Address | Popularity Score | Distance from Oldsmar (miles) |
|---|---|---|---|---|
| State Farm | Joy Morse | 5727 Us Highway 98 S, Lakeland, FL, 33812-4108 | 48.1 | |
| Travelers | Poppell Insurance Inc | 503 W Martin Luther King Blvd, Plant City, FL, 33563 | 33.4 | |
| State Farm | Pam Williams | 10005 Gallant Ln, Tampa, FL, 33625-5808 | 6.5 | |
| Travelers | Commercial Insurance Specialists Llc | 18115 Us Hwy 41 N Ste 400, Lutz, FL, 33549 | 14.1 | |
| Allstate | Joseph Sullivan | 2141 Main St Ste G, Dunedin, FL, 34698 | 5.2 | |
| Travelers | Donovan Insurance Solutions | 1 East Tarpon Ave, Tarpon Springs, FL, 34689 | 8.5 | |
| State Farm | Lang Adams | 5051 Memorial Hwy, Tampa, FL, 33634-7355 | 8.6 | |
| Allstate | David Tate | 34921 Us Highway 19 N # 170, Palm Harbor, FL, 34684 | 5.0 | |
| Allstate | Earl W Gainey | 227 N Belcher Rd, Clearwater, FL, 33765 | 7.1 | |
| State Farm | Mark Gianeskis | 3430 Tampa Rd, Palm Harbor, FL, 34684-3530 | 3.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pinellas County, FL | $167,100 | $1,375 | $1,070 | $1,840 | $770 |
| Oldsmar, FL | $176,100 | $994 | $780 | $1,330 | $550 |
| Trinity, FL | $254,700 | $1,142 | $890 | $1,530 | $640 |
| Bay Pines, FL | $172,900 | $1,567 | $1,220 | $2,100 | $880 |
| Gibsonton, FL | $150,700 | $1,009 | $790 | $1,350 | $560 |
| Spring Hill, FL | $119,000 | $857 | $670 | $1,150 | $480 |
| South Brooksville, FL | $102,800 | $1,095 | $850 | $1,470 | $620 |
| Willow Oak, FL | $108,800 | $808 | $630 | $1,080 | $450 |
| Lakeland Highlands, FL | $212,900 | $997 | $780 | $1,340 | $560 |
| Longboat Key, FL | $709,300 | $945 | $740 | $1,270 | $530 |
| North Sarasota, FL | $91,700 | $1,020 | $800 | $1,370 | $570 |
| Desoto Lakes, FL | $209,200 | $1,805 | $1,410 | $2,420 | $1,010 |