How Can I Make My Gilbert, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Gilbert, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Gilbert, AZ Home Insurance Coverage Levels | Back to Top
| Gilbert, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Maplewood Ct, S Corrine Dr, S Bahama Dr, Stampede Dr, E Auto Loop Ave, S Wilbur Ave, N Madeline Ct, S Cozumel Ct, S Legend Ct, S Cardinal St | $219,000 | $190,000 | $200,000-$250,000 | $529,500 | $450,000 | $600,000-$700,000 |
| E Mayberry Ct, E Mary Ct, S Marisol Ln, S Somerset, N Shumway Ave, E Azalea Dr, W Houston Ave, Dublin St, E Emerald Bay Dr, Pheasant Ct | $300,000 | $260,000 | $200,000-$250,000 | $338,000 | $290,000 | $300,000-$350,000 |
| N Pioneer Dr, 58th St, E Carriage Way, E Anchor Dr, S Marble St, W Sand Dune Dr, 183rd Pl, N Quail Ln, N Tago Dr, E Los Arboles Pl | $256,000 | $230,000 | $250,000-$300,000 | $214,500 | $180,000 | $175,000-$200,000 |
| W Loma Vista St, S Creston, N Sunview Apartment, S Fawn Ave, N Hudson Ln, E North Shore, S 178th Pl, E Serrana Ct, S Honeysuckle Ln, E Sea Breeze Dr | $209,500 | $180,000 | $150,000-$175,000 | $410,500 | $340,000 | $400,000-$500,000 |
| S Boulder St, E Clubhouse Dr, E Raleigh Bay Dr, E Eona Dr, S Lakeview Dr, Martingale Rd, E Westport Dr, N Hobson St, E Ford Ave, S Cricket Ln | $215,000 | $180,000 | $200,000-$250,000 | $297,500 | $280,000 | $350,000-$400,000 |
| S Pheasant Dr, E Olney Ct, N Ranger Trl, N Sulley Dr, W Barbados Dr, E Sandy Way, E Terrace Ave, Hacienda Dr, E Andre Ave, Sonora Cir | $166,000 | $130,000 | $150,000-$175,000 | $233,000 | $200,000 | $250,000-$300,000 |
| E Cortez, W Aster Ave, S Hazel Ct, S Birdie Way, W Bahia Ct, E Flamingo Way, S Longwood, E el Prado Ct, Michelle Way, S Goldfinch Dr | $197,000 | $160,000 | $200,000-$250,000 | $297,000 | $280,000 | $250,000-$300,000 |
| S Sunnyvale Ct, S Racine St, S Lagoon Dr, W Sage Brush St, W Midland Ln, S Ambush Pass, S Buchanan St, N Date Palm Dr, N Colonial Dr, 7th St | $302,500 | $270,000 | $250,000-$300,000 | $320,500 | $300,000 | $350,000-$400,000 |
| W Amoroso Dr, Macaw Dr, S Colt Dr, E San Tan Ct, Christine Pl, E Baars Ave, S Sailors Way, Orchid Ln, N Melba Ct, E Campbell Rd | $127,500 | $110,000 | $100,000-$125,000 | $280,500 | $230,000 | $250,000-$300,000 |
| N Bronco Ln, S Brett St, Banning St, E Drake St, W Encinas St, E Cotton Ct, S Alpine Dr, N Park Village Dr, S Heron Ln, Narrowleaf Dr | $309,500 | $290,000 | $250,000-$300,000 | $481,500 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Gilbert, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $711 |
| Superior Protection Discount | -$83 | $744 |
| Fire & Security Discount | -$66 | $760 |
| Hail Resistant Roof Discount | -$25 | $802 |
| Newly Constructed Home Discount | -$190 | $636 |
Choose your Gilbert, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Gilbert, AZ | Back to Top
| Home Insurance Company Gilbert, AZ | Homeowners Insurance Agency Gilbert, AZ | Address | Popularity Score | Distance from Gilbert (miles) |
|---|---|---|---|---|
| Travelers | Brewer - Lloyd Insurance Group | 1819 E Southern Ave Ste B-15, Mesa, AZ, 85204 | 6.4 | |
| Farmers | David Christensen | 1090 S Gilbert Rd Ste 201, Gilbert, AZ, 85296 | 3.1 | |
| Allstate | Troy Mauser | 633 E Ray Rd Ste 102, Gilbert, AZ, 85296 | 2.0 | |
| Travelers | All Your Insurance Inc | 2160 E Brown Rd Ste 2, Mesa, AZ, 85213 | 9.1 | |
| State Farm | Brian Stevens | 21043 N Cave Creek Rd Ste A12, Phoenix, AZ, 85024-5519 | 30.4 | |
| Travelers | Krell Financial Group | 3651 E Baseline Rd Ste E107, Gilbert, AZ, 85234 | 4.8 | |
| Travelers | Dale Studer Agency Inc | 2045 S Vineyard Ave #143, Mesa, AZ, 85210 | 7.5 | |
| State Farm | Jenn Attar | 1660 S Alma Schl Rd Ste 218, Mesa, AZ, 85210-3073 | 8.4 | |
| State Farm | Bruce Hoerner | 1731 W Baseline Rd Ste 106, Mesa, AZ, 85202-5730 | 8.8 | |
| Farmers | Richard Europa | 7777 W Deer Valley Rd Ste B150, Peoria, AZ, 85382 | 37.9 |
Compare Rates for Gilbert, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,030 | $520 |
| Maricopa County, AZ | $225,000 | $757 | $540 | $1,040 | $500 |
| Gilbert, AZ | $286,400 | $826 | $550 | $1,180 | $630 |
| Queen Creek, AZ | $312,000 | $748 | $530 | $1,070 | $540 |
| Gila River, AZ | $101,400 | $718 | $480 | $1,020 | $540 |
| Sacaton Flats Village, AZ | $80,500 | $500 | $360 | $710 | $350 |
| Maricopa Colony, AZ | $104,800 | $575 | $410 | $790 | $380 |
| Cactus Forest, AZ | $88,800 | $527 | $360 | $730 | $370 |
| El Mirage, AZ | $136,300 | $631 | $430 | $870 | $440 |
| Deer Valley, AZ | $316,200 | $753 | $550 | $1,080 | $530 |
| Anthem, AZ | $324,300 | $765 | $510 | $1,050 | $540 |
| Surprise, AZ | $213,600 | $744 | $540 | $1,020 | $480 |
Research Home Insurance Companies Reviews in Gilbert, AZ Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am currently between insurers for the house but i am thinking on going with the same company that insures my vehicles. They gave me a good rate for the house.
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The app and website are nice and above average for the industry and segment. State Farm is a leader, so they should have a leading online/mobile presence. I do not use it often, but when I have used it, it was very intuitive and helpful.
Date: October 03, 2018 Age: Above 60 Gender: Male Marital Status: Married
Premium
Compared to the other insurance company, my home insurance company is moderately more favor for me. It gives more offer. Its premium is more acceptable.
Date: September 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I have more eager to interact with them. They give more information to us. I'm very comfortable approaching them. It's very useful for me. I have recommended my friends to approach this company.
Date: September 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
This company's website service is very convenience for us. It is very informative and easily understood. It requires our doubts and problems immediately.
Date: September 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My costs are very reasonable considering the coverage I currently carry.
Date: September 07, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
They presented all times when we need. They are friendly with us. And they are very informative and easily understood our problem. They require our doubts and problems immediately.
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
State Farm is a great company with a fantastic reputation. They have good mobile and online services.
Date: August 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I've always had pleasant experiences with State Farm. They are friendly, knowledgeable, and informative.
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home insurance service providing me a medical compensation for my mother's hospital needs. We are very thankful them for their help in time.
California Casualty Home Insurance Reviews
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
my homeowner's policy not only provides excellent coverage for my home and property but also protects my property at work. This is a feature that no other insurance company offers.
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
Just in the short time I've been with this company, this is improved dramatically. I really appreciate the new website they recently rolled out as well as the improved mobile app.
Date: May 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They do anything that a major insurance company does but with more personalized care in terms of its customer support. I have nothing bad to say about this company.
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
copper to this company for me what is cheaper than any other major insurance company offer and provided better coverage at that rate. I'm very happy with the price point.
Date: January 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
whenever I have needed anything this company has been quick to respond. They wait time for customer service is minimal and their customer service agents are very helpful.
USAA Home Insurance Reviews
Date: April 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I really love their customer service. Also their website is easy to use and you can do a lot of things you need on there . Everytime I have an issue they solve it right away and go above and beyond.
Date: April 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
it was totally good minimum amount high profit one of the best insurance company
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The policy offerings are standard and seem to be what you would get at any major insurance provider. No complaints but nothing that stands out either.
GEICO Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Allstate and State Farm, I have checked, don't offer prices or even some deductibles in the ball park of what Geico offers. I feel as if Geico is a top 3 insurance company so they can afford to set their prices and watch the market spin.
Date: November 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My current premium and deductible of my policy as compared to other insurance company policies is much lower because I got many different quotes before I chose my insurance company and theirs was the lowest.
Allstate Home Insurance Reviews
Date: December 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
We have a low deducible and the most coverage you can get. I was very happy with all of their options
Century National Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Getting a quote was by far the easiest of any insurance. Quick and simple and also the lowest priced.