How Can I Make My Moreno Valley, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Moreno Valley, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Moreno Valley, CA Home Insurance Coverage Levels | Back to Top

Moreno Valley, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Bridger St, Moreno Vista St, Galway Ln, Antilles Dr, Valecrest Dr, Capay Bay Ct, Via Quinto St, Dawn View Cir, Jennings Ct, Woodpecker Path $170,500 $140,000 $200,000-$250,000 $230,500 $190,000 $200,000-$250,000
Sweetspice St, San Cristobal Bay Dr, Navel Ave, Maryknoll Ct, Country Flower Ln, Harmon St, Blackbird Cir, Entranz Blvd, Hazel Dr, Benedict Ct $245,000 $230,000 $250,000-$300,000 $224,500 $200,000 $175,000-$200,000
Tarragon Way, Avalon Pkwy, Davis Ave, Crestview Cir, Green Lawn Ave, Flaming Arrow Dr, Harriet Ave, Nutmeg St, Wild Burro Trl, Weber Ave $165,500 $130,000 $125,000-$150,000 $183,000 $160,000 $125,000-$150,000
Melinda Ct, Haan Ave, Z St, Cumberland Ct, Canyon Vista Rd, Scott St, Aylesbury Dr, Bayless St, Spectacular Bid Rd, Mead Ct $177,000 $150,000 $175,000-$200,000 $198,500 $160,000 $150,000-$175,000
Spring Grove St, Colt Way, Tamara Dr, May Ln, Sandgrouse Ln, Canvasback Cir, Belleza Cir, Cora Pl, Shadow Mountain Dr, Albion Way $215,000 $190,000 $175,000-$200,000 $163,500 $150,000 $125,000-$150,000
Casa Loma Dr, Meyer St, Pinto Ct, Nimitz Cir, Rhone Ct, E Blaine St, Mattus Way, Candlebush Ct, Larkhaven Dr, Alba Way $242,500 $220,000 $200,000-$250,000 $321,000 $280,000 $250,000-$300,000
Constellation Way, Dover Dr, Cimarron Canyon Dr, Winterglen Cir, Cloudcrest Way, Morgan St, Wild Geranium Ln, Titanium Cir, Black Walnut St, Bearberry Ct $144,500 $130,000 $150,000-$175,000 $247,500 $210,000 $200,000-$250,000
Springmist Dr, T St, Sweet Bay Dr, Zaharias St, Roxanne Rd, Menominee Ct, Pansy Ln, Oliver St, Bostwick Dr, Casa Fantastico $215,000 $200,000 $200,000-$250,000 $161,000 $150,000 $175,000-$200,000
Arnold Blvd, Theodore St, Salina Pl, Gerrard St, Constantine Cir, Locklan Ct, Persimmon Rd, Hiawatha Ln, Old Country Rd, Auburn Ln $234,000 $210,000 $200,000-$250,000 $268,000 $240,000 $200,000-$250,000
Nogal St, Bayberry Dr, Vespucci Ave, Valley View Dr W, Barclay Dr, Saint James Dr, Briana St, Wolfberry Dr, Sherman Ave, Bonita Verde Ct $207,500 $190,000 $200,000-$250,000 $253,000 $200,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Moreno Valley, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$100 $613
Superior Protection Discount -$64 $649
Fire & Security Discount -$50 $663
Hail Resistant Roof Discount -$14 $699
Newly Constructed Home Discount -$143 $570

Choose your Moreno Valley, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,295
Hail Damage $4,806
Wind Damage $6,178
Expensive Claims
Fire $46,463
Smoke $17,222

Identify Top Home Insurance Agents near Moreno Valley, CA | Back to Top

Home Insurance Company Moreno Valley, CA Homeowners Insurance Agency Moreno Valley, CA Address Popularity Score Distance from Moreno Valley (miles)
State Farm Paul Hernandez 12214 La Mirada Blvd, La Mirada, CA, 90638-1306
46.3
State Farm Jason Starkman 4425 Jamboree Rd Ste 280, Newport Beach, CA, 92660-3002
41.6
State Farm Justin Turner 142 S Imperial Hwy, Anaheim, CA, 92807-3943
34.0
State Farm Tonia Arnold 1161 Hidden Vly Pkwy Ste 109, Norco, CA, 92860-3917
19.5
Travelers Mpx Insurance Services Inc 26800 Aliso Viejo Pkwy 130, Aliso Viejo, CA, 92656
38.7
State Farm Amanda Cothran 162 W Foothill Blvd, Rialto, CA, 92376-5046
15.8
Farmers Eric Price 2653 Palo Alto Way, Running Springs, CA, 92382
20.3
State Farm Ken Williams 11155 Mt View Ave Ste 103, Loma Linda, CA, 92354-3805
8.9
Allstate Dealer Direct Insurance Solutions 16570 S Highland Ave, Fontana, CA, 92336
19.9
Allstate Terry L Pettigrew 12139 Mt Vernon # 103, Grand Terrace, CA, 92313
9.8

Compare Rates for Moreno Valley, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Riverside County, CA $304,500 $789 $580 $1,070 $490
Moreno Valley, CA $260,600 $713 $530 $970 $440
Riverside, CA $295,500 $771 $570 $1,050 $480
Temescal Valley, CA $396,200 $905 $670 $1,230 $560
Upland, CA $465,200 $1,273 $940 $1,730 $790
La Verne, CA $535,900 $1,432 $1,060 $1,950 $890
Pi\ufffdon Hills, CA $189,900 $638 $470 $870 $400
Rancho Mirage, CA $483,100 $1,061 $790 $1,440 $650
Whittier, CA $443,100 $1,200 $890 $1,630 $740
Cathedral City-Palm Desert, CA $325,600 $722 $530 $980 $450
South El Monte, CA $389,400 $1,051 $780 $1,430 $650
North Coast, CA $635,300 $992 $730 $1,350 $620

Research Home Insurance Companies Reviews in Moreno Valley, CA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our insurance rates are very low compared to other insurers in our area as are the deductibles. When hurricane Florence hit, some of our friends had deductibles in the $10,000 range. Ours was only $1,500.

Date: January 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We have shopped around and couldn't find a cheaper premium. For that reason I am rating them on the higher side. I do feel that prices could go down a bit, but even after we filed a claim our rates did not increase, so I can't rate lower than a four.

Date: December 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium is dirt cheap. The xheapesc insurance around in my opinion. I save so much money I feel like.

Date: October 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I love their customer service and how quickly they solve problems, they are experts and excellent at what they do

Date: September 28, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
This type of insurance helps protect the physical structure of your home, such as the walls and ceiling. Also protect the physical structure of buildings on your property that are separated from your home, such as a storage shed or a separate garage. Coverage for belongings can help protect assets inside your home, such as furniture, bicycles, stereos and plus. If these goods were to be stolen and damaged outside your home, personal property coverage could also help you replace them.


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
their promoters are attentive to the customer's questions, at all times provide their services to solve all those questions and needs of the client.

Date: September 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I love your answers and the way in which the problems that occur, always respond and have an excellent attention of your service

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
each insurance provides the client with a premium that fits their needs and your pocket, in order for the client to pay their fees comfortably without failing the payment and thus enjoy your policy

Date: August 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
It has no comparison, it is a really responsible and efficient company in its work, it would not choose another one!

Date: August 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
my insurance policy is of high coverage, in case of automobile accidents, lost in the home due to incidents of fire or hurricanes, by medical insurance, in order to cover all the needs required by the client


Date: August 11, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website of the insurance is completely easy to use and adjusts to the needs and doubts of the client.

Date: January 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I like everything the company offers, it adapts to the needs, they are aware of the client in terms of the required payments and needs.

State Farm Home Insurance Reviews

Date: October 25, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I have not really compared my insurance policy against other insurance policies. The cost is relatively low, and the savings of a few dollars would not entice me to leave what I am familiar with.

Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
A premium is the amount of money charged by your insurance company for the plan you've chosen. A deductible is a set amount you have to pay every year toward your medical bills.

Date: March 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My deductible is very reasonable and much less than with other companies, and my deductible is afforadble aenough to pay all at once each six months, no need for monthly payments.

Date: March 01, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
My home owner insurance is good, but too expensive. I think they could do a better price point and are more expensive than compatible companies.

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium was the lowest we received for the same amount of benefits for our home insurance. The deductible is a little high, but we always have enough savings to cover the deductible should anything happen. I also like that there is no condition for pets, as some companies have higher premiums for dogs or will not cover houses that have certain breeds of dogs.

Date: September 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The house, fence, and shed are covered in the home policy. It offers fire and water damage coverage. It also covers home accidents.


Date: September 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
We are constantly in contact with our agent, whether it's through the phone or through the mail. She is always sending us updates on our coverage or offering us additional coverage options to make sure that we are getting the coverage we need.

Date: September 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
It is very user-friendly and has the information that I need on the home page. It offers many informational options and also provides ways to get an online quote. It is easy to reach out to my particular agent.

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Our agent is very communicative. She also sends us a holiday card every year. She is always making sure that we have the coverage that we need and reminds us that if we have work done to the house (i.e. a fence), that we may need additional coverage. She offers us things we don't necessarily think about as first-time homeowners.

Progressive Home Insurance Reviews

Date: October 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Premiums offered by the company are very suitable and affordable in general to a normal citizen,the deductibles are well procedured for efficient payments.

Date: July 30, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I think this company is much batter then the other companies because it's provide us very good things.


Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They had the lowest rate by far out of everywhere I had checked for comparable coverage. Thankfully, I haven't had to make a claim yet, so I can't say how they are in that respect, but I've never had customer service issues with them for other things in the past.

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think I am getting a good deal. It has been a few years since I have compared my premiums to others. When I first got the coverage, it was the best deal for the amount of coverage they offered.

Date: September 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance covers anything from damages to the property to accidents that happen on my property. My insurance also covers the weather-related damage.


Date: July 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
Related to the answer above, when I need to contact them the wait time is pretty long. I had an issue where I was supposed to pay the premiums directly and not through the mortgage company and they sent the bill to the bank and not to me. It took awhile to get the problem resolved.

Date: July 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I do not have to contact them very often, but when I do, I have had to wait for hold for a long time. I don't feel I should have to wait that long on the phone when I am trying to resolve issues.

Date: July 29, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The only thing I dislike is that it appears that my policy is covered through Progressive, which is obviously a huge insurance company, but in reality, it is a third party who uses the progressive name. I do not think the website is run by progressive because it is not as good.

Farmer's Insurance Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
They have been up and down. When we first started with them they were great about fixing our garage but as time went on not so much


Date: February 21, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Fortunately we have not had to have very much interaction with out company. They have been good on premiums though.We have Geico for our cars and I would give their's a stong 9.

Date: September 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I know the premium is higher than the discount agencies, but I prefer a company that has a history of full coverage over one that is cheaper, but may have more caveats to the coverage.

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Everything I need is easily accessible. I have access to my insurance documents for home and auto through the same apps if they are needed. Coverage is explained there, and I can enter a claim.

Date: September 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The only customer service I have interacted with is the agent, and those interactions have always been good. He has always been easy to contact and very willing to answer my dumb questions.

Date: May 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
As far as I am aware, it is total coverage. The only not-included coverage is flood insurance since we are not in a flood plain.


Date: December 22, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
When ever I want to get a hold of them, I am able to through phone, email, or app/website. I have never had a situation where I could not talk to someone.

Farm Bureau Home Insurance Reviews

Date: October 23, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
THe website that our company has is very easy to use. I can log on and look at anything of mine anytime.

AAA Home Insurance Reviews

Date: November 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have greatly enjoyed their home & auto insurance for more than 10 years. I would give them a 5 as they have always been extremely pleasant and helpful with me.

GEICO Home Insurance Reviews

Date: July 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Company does not care about great customer service. long hold times, unexpected rate increases, hard to understand phone reps.

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