How Can I Make My Buffalo, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Buffalo, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Buffalo, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $138,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $180,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $274,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $406,500 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Buffalo, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $668 |
| Superior Protection Discount | -$81 | $733 |
| Fire & Security Discount | -$65 | $750 |
| Hail Resistant Roof Discount | -$16 | $798 |
| Newly Constructed Home Discount | -$204 | $611 |
Choose your Buffalo, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Buffalo, MN | Back to Top
| Home Insurance Company Buffalo, MN | Homeowners Insurance Agency Buffalo, MN | Address | Popularity Score | Distance from Buffalo (miles) |
|---|---|---|---|---|
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave W Falcon Heights, Falcon Heights, MN, 55113 | 36.4 | |
| Travelers | Inver Grove Insurance Agency Inc | 6775 Cahill Ave E Ste 204, Inver Grove Heights, MN, 55076 | 46.1 | |
| State Farm | Jon Fransway | 16315 Terrey Pine Dr Ste 200, Eden Prairie, MN, 55344-2119 | 28.8 | |
| State Farm | Steve Woog | 551 Snelling Ave S, Saint Paul, MN, 55116-1582 | 38.4 | |
| Travelers | Assured Protection Inc | 5671 Geneva Ave North , Oakdale, MN, 55128 | 44.3 | |
| Travelers | Davies & Rendall | 5891 Cedar Lake Rd, Minneapolis, MN, 55416 | 29.0 | |
| State Farm | Joseph Hanson | 6640 Lyndale Ave S Ste 110, Richfield, MN, 55423-2385 | 34.9 | |
| State Farm | Mike Nelson | 6500 Xerxes Ave S, Edina, MN, 55423-1041 | 33.7 | |
| State Farm | Howard Glas | 1870 W Wyzta Blvd, Long Lake, MN, 55356-9491 | 19.4 | |
| State Farm | Tom Voyen | 984 Inwood Ave N, Oakdale, MN, 55128-6625 | 47.9 |
Compare Rates for Buffalo, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,680 | $820 |
| Wright County, MN | $211,500 | $1,142 | $790 | $1,620 | $830 |
| Buffalo, MN | $185,600 | $815 | $580 | $1,130 | $550 |
| Annandale, MN | $141,200 | $980 | $660 | $1,360 | $700 |
| Tonka Bay, MN | $589,300 | $2,780 | $1,970 | $3,810 | $1,840 |
| Bergen, MN | $261,600 | $1,370 | $920 | $1,930 | $1,010 |
| Brooklyn Center, MN | $151,500 | $982 | $700 | $1,400 | $700 |
| Foley, MN | $134,500 | $951 | $640 | $1,350 | $710 |
| Richmond, MN | $144,200 | $993 | $690 | $1,410 | $720 |
| Isanti, MN | $147,200 | $844 | $620 | $1,170 | $550 |
| Jessenland, MN | $253,100 | $1,346 | $970 | $1,860 | $890 |
| Stearns County, MN | $171,300 | $1,020 | $740 | $1,400 | $660 |
| Grey Cloud Island, MN | $280,900 | $1,424 | $1,040 | $2,010 | $970 |
Research Home Insurance Companies Reviews in Buffalo, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have been with State Farm for over twenty years. My original agent and I actually still exchange Christmas cards even though I moved out of the area ten years ago. Every agent I've worked with has given great service with a smile, and has been there to assist me when I needed them.
Date: December 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Completely satisfied with State Farm. Always there when I need them. They are a reputable company compared to some of the others.
Date: November 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I hate the automated telephone system. I usually hate these with all companies anyway
Farm Bureau Home Insurance Reviews
Date: November 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would rate my home insurance company's customer service with a 5. I think they are pretty good with any help that I have needed.
Safeco Insurance Home Insurance Reviews
Date: February 23, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I found safeCo through a third party local provider and they did a broad search for me given my home's parameters and ones set forth by the bank and from what I was told SafeCo had the best rates