Gavop's guide to buying homeowners insurance in Minnehaha County, SD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Minnehaha County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Theodore Ave, N Trapp Ave, S Christopher Ave, W 21st St, S Downing Ave, 463rd Ave, E Hermosa Dr, S Gardner Dr, W 17th Pl, E Summer Cir | $90,500 | $80,000 | $75,000-$100,000 | $94,500 | $90,000 | $100,000-$125,000 |
| Co Hwy 133, S David Dr, S Mall Ave, W 34th St N, N Alguire Ave, N Martindale Rd, S Key Ave, N Louise Ave, W 49th St, S Mary Knoll Dr | $181,500 | $170,000 | $150,000-$175,000 | $74,000 | $70,000 | $75,000-$100,000 |
| N 8th Ave, 258th St, E 2nd Ave, W Russell St, S Arway Dr, N Prairie Ave, 250th St, N Cleveland Ave, S Jefferson Ave, W 6th Ave | $148,500 | $130,000 | $125,000-$150,000 | $160,500 | $130,000 | $175,000-$200,000 |
| Northview Dr, Finch Pl, S Windsor Way Cir, E 30th St, S Rock Creek Dr, Thad St, N Vincent Ave, Tabor Ct, W Browning Cir, S Larch Ave | $163,000 | $150,000 | $150,000-$175,000 | $144,000 | $120,000 | $100,000-$125,000 |
| S Teton Dr, S Grinnell Ave, S Laurel Oak Dr, W Browning St, S Foss Ave, S Avondale Ct, W Larkin Dr, S Westport Ave, 487th Ave, E 61st St | $122,500 | $100,000 | $125,000-$150,000 | $147,000 | $140,000 | $125,000-$150,000 |
| Spring Pl, S Nathan Ave, N Oak Pl, S Alpine Ave, S Jesse James Ct, Viking Ave, S Brady Ct, Ridgewood Pl, N Meyer Ln, Iverson Xing Rd | $205,000 | $170,000 | $175,000-$200,000 | $110,000 | $90,000 | $75,000-$100,000 |
| E Twin Oaks Rd, W Dome Pl, Prairie Ave, W Peacock Dr, N Industrial Ave, S Camden Ave, Locust Ave, Powdernhorn Rd, W Marlis St, W Cherokee St | $128,500 | $120,000 | $150,000-$175,000 | $138,500 | $120,000 | $100,000-$125,000 |
| S Old Brook Pl, Jackson St, Co Hwy 105, S Queens Ave, E Falls Park Dr, S Riverview Ave, Co Hwy 120, Lovely Ave, Jasper St, E Stanton Cir | $222,500 | $190,000 | $200,000-$250,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Madllyn Ln, W Mulberry St, E Thornwood Pl, David Ave, Rock Ridge Ave, E Ronning Dr, W 55th St, S Lake Ave, Canary Dr, S Washington St | $219,500 | $180,000 | $175,000-$200,000 | $101,000 | $80,000 | $100,000-$125,000 |
| N Solar Dr, N Olde Wagon Rd, Northview Dr, W Minnehaha Dr, N Sioux Blvd, Ellis Rd, S Carter Pl, S Arden Ave, Ash Ave, A Ave | $147,500 | $140,000 | $125,000-$150,000 | $176,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $839 |
| Superior Protection Discount | -$89 | $898 |
| Fire & Security Discount | -$69 | $918 |
| Hail Resistant Roof Discount | -$20 | $967 |
| Newly Constructed Home Discount | -$247 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Minnehaha County | $2,000 | $975 | $2,975 | $709 | $2,709 | $266 |
| Minnehaha County, SD | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
| Wayne, SD | $100 | $1,161 | $1,261 | $844 | $944 | $317 |
| Worthing, SD | $2,500 | $902 | $3,402 | $656 | $3,156 | $247 |
| Edgerton, MN | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Brooklyn, SD | $1,000 | $1,542 | $2,542 | $1,121 | $2,121 | $421 |
| Canova, SD | $100 | $524 | $624 | $381 | $481 | $143 |
| Rock, IA | $2,000 | $876 | $2,876 | $637 | $2,637 | $239 |
| Turkey Valley, SD | $100 | $1,174 | $1,274 | $853 | $953 | $321 |
| Fountain Prairie, MN | $2,000 | $1,187 | $3,187 | $862 | $2,862 | $324 |
| Wolf Creek, SD | $200 | $748 | $948 | $544 | $744 | $204 |
| Volga, SD | $2,000 | $958 | $2,958 | $696 | $2,696 | $262 |
| Home Insurance Company Minnehaha County, SD | Homeowners Insurance Agency Minnehaha County, SD | Address | Popularity Score | Distance from Minnehaha County (miles) |
|---|---|---|---|---|
| State Farm | Ryan Reiner | 3015 E 10th St, Sioux Falls, SD, 57103-2101 | 9.9 | |
| Farmers | Jeff Jacobson | 708 Main Ave S Ste 2, Brookings, SD, 57006 | 43.5 | |
| State Farm | Paul Kruse | 511 6th St, Brookings, SD, 57006-1436 | 44.5 | |
| State Farm | Kevin Witte | 2312 6th St, Brookings, SD, 57006-2404 | 44.5 | |
| State Farm | Jason Durnil | 1708 W 41st St, Sioux Falls, SD, 57105-5412 | 10.8 | |
| State Farm | Joan Severtson | 208 1/2 N Wind St, Flandreau, SD, 57028-1247 | 28.2 | |
| State Farm | Randy Schaefer | 730 S Washington Ave, Madison, SD, 57042-3519 | 27.7 | |
| State Farm | Jerry Priebe | 5122 W 26th St, Sioux Falls, SD, 57106-3520 | 9.5 | |
| Liberty Mutual Independent | Pillar Insurance Agency, Inc. | 6116 S Lyncrest Ave #103 Sioux Falls, Sioux Falls, SD, 57108 | 12.7 | |
| Travelers | Wells Fargo Ins Services Of Minnesota Inc | 101 N Phillips Ave Ste 512, Sioux Falls, SD, 57104 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $720 | $1,410 | $690 |
| Minnehaha County, SD | $166,600 | $987 | $670 | $1,400 | $730 |
| Minnehaha County, SD | $166,600 | $987 | $720 | $1,400 | $680 |
| Wayne, SD | $214,300 | $1,175 | $810 | $1,670 | $860 |
| Worthing, SD | $130,800 | $913 | $610 | $1,310 | $700 |
| Edgerton, MN | $89,600 | $722 | $520 | $1,030 | $510 |
| Brooklyn, SD | $335,700 | $1,561 | $1,110 | $2,140 | $1,030 |
| Canova, SD | $26,900 | $530 | $360 | $740 | $380 |
| Rock, IA | $158,000 | $887 | $650 | $1,250 | $600 |
| Turkey Valley, SD | $218,800 | $1,188 | $870 | $1,690 | $820 |
| Fountain Prairie, MN | $202,500 | $1,201 | $860 | $1,660 | $800 |
| Wolf Creek, SD | $85,300 | $757 | $510 | $1,040 | $530 |
| Volga, SD | $148,200 | $970 | $710 | $1,390 | $680 |