How Can I Make My Poulsbo, WA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Poulsbo, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Poulsbo, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $189,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $194,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $372,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $411,500 | $350,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Poulsbo, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $695 |
| Superior Protection Discount | -$75 | $762 |
| Fire & Security Discount | -$84 | $753 |
| Hail Resistant Roof Discount | -$25 | $812 |
| Newly Constructed Home Discount | -$243 | $594 |
Choose the Right Deductible for your Poulsbo, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kitsap County | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Poulsbo, WA | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Hansville, WA | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Lynnwood, WA | $1,000 | $840 | $1,840 | $610 | $1,610 | $229 |
| Bothell West, WA | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| Yarrow Point, WA | $700 | $2,871 | $3,571 | $2,087 | $2,787 | $785 |
| Browns Point, WA | $200 | $1,217 | $1,417 | $885 | $1,085 | $333 |
| Fox Island, WA | $1,500 | $1,373 | $2,873 | $998 | $2,498 | $375 |
| Lake Bosworth, WA | $400 | $883 | $1,283 | $642 | $1,042 | $241 |
| North Whidbey Island, WA | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Conway, WA | $200 | $930 | $1,130 | $676 | $876 | $254 |
| Prairie Heights, WA | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
Identify Top Home Insurance Agents near Poulsbo, WA | Back to Top
| Home Insurance Company Poulsbo, WA | Homeowners Insurance Agency Poulsbo, WA | Address | Popularity Score | Distance from Poulsbo (miles) |
|---|---|---|---|---|
| State Farm | David Lee | 10868 Nw Myhre Pl Ste 101, Silverdale, WA, 98383-7618 | 7.0 | |
| State Farm | Brian Chambers | 3206 16th Ave W, Seattle, WA, 98119-1757 | 13.7 | |
| State Farm | Nancy Pipinich | 10134 Main St, Bothell, WA, 98011-3426 | 19.7 | |
| Allstate | Christopher Price | 3862 Delridge Way Sw, Seattle, WA, 98106 | 17.8 | |
| Allstate | Kevin Bradley | 9119 Ridgetop Blvd Nw Ste 160, Silverdale, WA, 98383 | 7.5 | |
| State Farm | Jean Wall | 8520 Evanston Ave N Ste 101, Seattle, WA, 98103-3896 | 13.6 | |
| Liberty Mutual Independent | Kuresman Insurance Llc | 9321 Bayshore Dr Nw Ste 111, Silverdale, WA, 98383 | 7.9 | |
| State Farm | John Stephens | 1100 Wheaton Way Ste A, Bremerton, WA, 98310-4459 | 9.7 | |
| Liberty Mutual Independent | Gurry & Rogers Insurance | 1200 Fifth Ave #1825, Seattle, WA, 98101 | 17.0 | |
| Allstate | Cathy Darracott | 4024 Aurora Ave N, Seattle, WA, 98103 | 14.7 |
Compare Rates for Poulsbo, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,150 | $600 |
| Kitsap County, WA | $277,500 | $773 | $560 | $1,090 | $530 |
| Poulsbo, WA | $323,700 | $837 | $590 | $1,160 | $570 |
| Hansville, WA | $298,300 | $825 | $590 | $1,140 | $550 |
| Lynnwood, WA | $331,300 | $850 | $620 | $1,200 | $580 |
| Bothell West, WA | $382,000 | $978 | $700 | $1,350 | $650 |
| Yarrow Point, WA | $2,000,001 | $2,906 | $2,060 | $3,980 | $1,920 |
| Browns Point, WA | $461,000 | $1,232 | $870 | $1,760 | $890 |
| Fox Island, WA | $517,600 | $1,390 | $1,010 | $1,930 | $920 |
| Lake Bosworth, WA | $341,700 | $894 | $630 | $1,270 | $640 |
| North Whidbey Island, WA | $258,300 | $773 | $560 | $1,100 | $540 |
| Conway, WA | $365,500 | $941 | $680 | $1,330 | $650 |
| Prairie Heights, WA | $251,000 | $764 | $510 | $1,050 | $540 |
Research Home Insurance Companies Reviews in Poulsbo, WA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
They will pay your month premiums in full rather than monthly installments.
Date: September 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have had terrible customer service. I would rate it a 1. In fact, I would rate it a 0 if I could! Several times I have called customer service for the same very simple question.
USAA Home Insurance Reviews
Date: October 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I like the interaction and communication of my insurance company. They are very responsive and I receive the emails, mails, calls, etc. I am expecting when they say to expect them.
Liberty Mutual Home Insurance Reviews
Date: November 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The company I am using has good customer service. When I have inquired about coverage or had other questions I received a helpful and friendly response.
Travelers Home Insurance Reviews
Date: July 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Our insurance company seemed to be a little cheaper than other home insurance policies which is one of the reasons we went with them.
GEICO Home Insurance Reviews
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They are providing offers & schemes which are way better that other insurances. I also hope they are much more reliable than others.
Farmer's Insurance Home Insurance Reviews
Date: January 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I am quite pleased with my home insurance company, I also use them for our cars and horse trailer. Haven't seen a more competitive quote from other companies!