Gavop shows you how to buy homeowners insurance in Timberlake, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $230,500 | $180,000 | $250,000-$300,000 |
| 4 Bedroom | $289,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $365,000 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $574 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$75 | $608 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$184 | $499 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Timberlake, VA | Homeowners Insurance Agency Timberlake, VA | Address | Popularity Score | Distance from Timberlake (miles) |
|---|---|---|---|---|
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 2.8 | |
| Erie | Nelles Insurance Solutions Inc. | 2225 Lakeside Drive Suite C, Lynchburg, VA, 24501 | 6.1 | |
| Erie | Connie Kesler & Associates Insurance Inc. | 1084 Thomas Jefferson Road Suite 7, Forest, VA, 24551 | 3.9 | |
| Travelers | Campbell Insurance | 801 Main St Ste 400, Lynchburg, VA, 24504 | 8.9 | |
| Allstate | Carrie Mattox | 3622 Old Forest Rd Ste A, Lynchburg, VA, 24501 | 6.5 | |
| Nationwide | Cothran Insurance | 423 Laxton Rd, Lynchburg, VA, 24502 | 2.2 | |
| Liberty Mutual Independent | Chas Lunsford Sons & Assoc | 16 E Church Ave, Roanoke, VA, 24011 | 38.4 | |
| Travelers | Foster Insurance Agency Inc | 715 West Third St, Farmville, VA, 23901 | 46.7 | |
| Travelers | Hubbard Lash Insurance | 311a E 3rd St , Farmville, VA, 23901 | 47.3 | |
| State Farm | Ellis Redford | 3029 Peters Crk Rd Nw Ste B, Roanoke, VA, 24019-2757 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Campbell County, VA | $154,300 | $740 | $530 | $1,040 | $510 |
| Timberlake, VA | $173,000 | $683 | $500 | $970 | $470 |
| Motley, VA | $86,800 | $485 | $350 | $670 | $320 |
| Appomattox, VA | $114,000 | $618 | $450 | $860 | $410 |
| Vinton, VA | $164,900 | $665 | $470 | $940 | $470 |
| Chatham, VA | $141,500 | $723 | $510 | $1,020 | $510 |
| Boones Mill, VA | $157,800 | $773 | $520 | $1,060 | $540 |
| Dillwyn, VA | $119,100 | $639 | $440 | $880 | $440 |
| Scottsburg, VA | $82,000 | $458 | $310 | $650 | $340 |
| Clifton Forge East, VA | $121,000 | $647 | $450 | $890 | $440 |
| Windsor Hills, VA | $223,800 | $764 | $540 | $1,050 | $510 |