How Can I Make My Murphy, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Murphy, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Murphy, TX Home Insurance Coverage Levels | Back to Top
| Murphy, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ruby Dr, Brentwood Dr, Morning View Way, Hooper Rd, Heatherbrook, Meadowview Ln, Pine Top Dr, Westwood Dr, Poindexter Ln, Lewis Ln | $266,000 | $230,000 | $300,000-$350,000 | $426,000 | $350,000 | $400,000-$500,000 |
| Creekwood Dr, Sycamore Dr, Kettering Ct, John Ross Rd, Lakedale Dr, Swan Ct, Fairmeadow Trl, Cactus Path Dr, McWhirter Rd, Boseman Dr | $371,500 | $350,000 | $300,000-$350,000 | $511,500 | $430,000 | $400,000-$500,000 |
| Mason Ln, Mandeville Dr, Brookmere Ln, Meadow Bluff Ct, Twin Knoll Dr, Lancelot Ln, Appalachian Dr, Olivia Dr, Washington Pl, Laura Dr | $298,000 | $240,000 | $250,000-$300,000 | $148,500 | $140,000 | $150,000-$175,000 |
| Dove Tail Ct, Idaho Ln, Cascade Ct, Capital St, Ridgedale Ct, Ashbury Dr, Maple Ridge Way, Oak Bluff Ln, Hathaway Dr, Steel Rd | $207,500 | $190,000 | $175,000-$200,000 | $225,000 | $210,000 | $250,000-$300,000 |
| Banbury Dr, Hillglen Dr, Nighthawk Dr, Maxwell Creek Rd, Champlin Ct, W Lena Ct, Terrace Mill Dr, Inglewood Dr, Abilene Dr, Glen Lakes Ct | $371,000 | $300,000 | $350,000-$400,000 | $351,000 | $320,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Murphy, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $955 |
| Superior Protection Discount | -$111 | $1,000 |
| Fire & Security Discount | -$122 | $989 |
| Hail Resistant Roof Discount | -$22 | $1,089 |
| Newly Constructed Home Discount | -$244 | $866 |
Choose the Right Deductible for your Murphy, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collin County | $1,500 | $1,322 | $2,822 | $961 | $2,461 | $361 |
| Murphy, TX | $2,000 | $1,097 | $3,097 | $798 | $2,798 | $300 |
| Union Valley, TX | $500 | $1,889 | $2,389 | $1,373 | $1,873 | $516 |
| Lake Dallas, TX | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| Seagoville, TX | $300 | $1,030 | $1,330 | $748 | $1,048 | $281 |
| Trenton, TX | $2,500 | $1,383 | $3,883 | $1,005 | $3,505 | $378 |
| Westlake, TX | $200 | $1,161 | $1,361 | $844 | $1,044 | $317 |
| Richland Hills, TX | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| East Tawakoni, TX | $1,000 | $1,577 | $2,577 | $1,146 | $2,146 | $431 |
| Ladonia, TX | $200 | $1,261 | $1,461 | $916 | $1,116 | $345 |
| Ellis County, TX | $2,000 | $1,384 | $3,384 | $1,006 | $3,006 | $378 |
Identify Top Home Insurance Agents near Murphy, TX | Back to Top
| Home Insurance Company Murphy, TX | Homeowners Insurance Agency Murphy, TX | Address | Popularity Score | Distance from Murphy (miles) |
|---|---|---|---|---|
| Farmers | Christian Wallace | 905 Market St Ste 280, Allen, TX, 75013 | 6.6 | |
| Travelers | Box Insurance Agency | 1200 S Main St Ste 1600, Grapevine, TX, 76051 | 28.0 | |
| Travelers | Roach Howard Smith & Barton | 8750 N Central Expwy Ste 500, Dallas, TX, 75231 | 13.9 | |
| Liberty Mutual Independent | Insurica Insurance Management Network | 2301 West Pkwy, Ste. 108, Plano, TX, 75075 | 7.6 | |
| Travelers | Arden Insurance Agency | 207 N Mckinney St, Ennis, TX, 75119 | 47.5 | |
| State Farm | Bruce Leistikow | 4502 River Oaks Pkwy Ste 100, Garland, TX, 75044-5080 | 4.1 | |
| State Farm | Stephanie South | 189 N Plano Rd Ste 110, Richardson, TX, 75081-8001 | 7.1 | |
| Farmers | Fermin Rico | 6821 Baker Blvd Ste E, Richland Hills, TX, 76118 | 39.1 | |
| Travelers | Jeff Martin Insurance Agency | 800 E Campbell Rd Ste 155, Richardson, TX, 75081 | 6.6 | |
| Travelers | Frederiksen & Frederiksen | 12900 Preston Road, Suite 500, Dallas, TX, 75230 | 13.0 |
Compare Rates for Murphy, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Murphy, TX | $324,700 | $1,111 | $730 | $1,710 | $980 |
| Union Valley, TX | $235,300 | $1,912 | $1,260 | $2,940 | $1,680 |
| Lake Dallas, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Seagoville, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Trenton, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |
| Westlake, TX | $1,612,000 | $1,175 | $780 | $1,810 | $1,030 |
| Richland Hills, TX | $115,500 | $992 | $650 | $1,530 | $880 |
| East Tawakoni, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| Ladonia, TX | $55,600 | $1,276 | $840 | $1,970 | $1,130 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
Research Home Insurance Companies Reviews in Murphy, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The Premium and deductible of the home insurance plan is so expensive especially compared to other companies. The only reason why we haven't switched is because I'm unsure of how easy it is so switch policies.
Date: January 14, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
I am very satisfied with our deductible. We have absolutely nothing to be dissatisfied about.
Date: December 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am satisfied with the premium for sure. As for the deductible, I don't quite remember what it is exactly, but I do remember that it was not too terrible. The premium is something affordable as compared to other companies but it definitely gives me a peace of mind.
Pekin Insurance Home Insurance Reviews
Date: October 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
Pekin Insurance issues a monthly newsletter (electronic) with helpful information on a variety of topics. I like that. What could be improved is the personal contact from the company regarding my policy coverages, etc.
Nationwide Home Insurance Reviews
Date: October 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
My full house is covered for all types of damages including fire, flooding, and wind damage, there is a 900 dollar deductible.