How Can I Make My Murphy, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Murphy, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Murphy, TX Home Insurance Coverage Levels | Back to Top

Murphy, TX - Neighbourhoods, Census Blocks & Streets 4 Bedroom 5 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Ruby Dr, Brentwood Dr, Morning View Way, Hooper Rd, Heatherbrook, Meadowview Ln, Pine Top Dr, Westwood Dr, Poindexter Ln, Lewis Ln $266,000 $230,000 $300,000-$350,000 $426,000 $350,000 $400,000-$500,000
Creekwood Dr, Sycamore Dr, Kettering Ct, John Ross Rd, Lakedale Dr, Swan Ct, Fairmeadow Trl, Cactus Path Dr, McWhirter Rd, Boseman Dr $371,500 $350,000 $300,000-$350,000 $511,500 $430,000 $400,000-$500,000
Mason Ln, Mandeville Dr, Brookmere Ln, Meadow Bluff Ct, Twin Knoll Dr, Lancelot Ln, Appalachian Dr, Olivia Dr, Washington Pl, Laura Dr $298,000 $240,000 $250,000-$300,000 $148,500 $140,000 $150,000-$175,000
Dove Tail Ct, Idaho Ln, Cascade Ct, Capital St, Ridgedale Ct, Ashbury Dr, Maple Ridge Way, Oak Bluff Ln, Hathaway Dr, Steel Rd $207,500 $190,000 $175,000-$200,000 $225,000 $210,000 $250,000-$300,000
Banbury Dr, Hillglen Dr, Nighthawk Dr, Maxwell Creek Rd, Champlin Ct, W Lena Ct, Terrace Mill Dr, Inglewood Dr, Abilene Dr, Glen Lakes Ct $371,000 $300,000 $350,000-$400,000 $351,000 $320,000 $300,000-$350,000

Choose the Best Murphy, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $2,600
Part Time Job 550-599 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,440
Unemployed 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $2,050

Choose the Right Deductible for your Murphy, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $700 $1,000 $590 $890 $110
Collin County, TX $1,500 $820 $1,320 $700 $2,200 $-880
Murphy, TX $2,000 $1,240 $1,740 $1,020 $3,020 $-1,280
Union Valley, TX $500 $580 $1,080 $490 $990 $90
Lake Dallas, TX $2,000 $710 $1,210 $590 $2,590 $-1,380
Seagoville, TX $300 $340 $640 $280 $580 $60
Trenton, TX $2,500 $290 $790 $240 $2,740 $-1,950
Westlake, TX $200 $1,860 $2,060 $1,540 $1,740 $320
Richland Hills, TX $700 $550 $1,050 $450 $1,150 $-100
Bristol, TX $100 $680 $780 $580 $680 $100
East Tawakoni, TX $1,000 $470 $970 $380 $1,380 $-410
Ladonia, TX $200 $290 $490 $240 $440 $50
Ellis County, TX $2,000 $710 $1,210 $620 $2,620 $-1,410

Identify Top Home Insurance Agents near Murphy, TX | Back to Top

Home Insurance Company Murphy, TX Homeowners Insurance Agency Murphy, TX Address Popularity Score Distance from Murphy (miles)
Farmers Christian Wallace 905 Market St Ste 280, Allen, TX, 75013
6.6
Travelers Box Insurance Agency 1200 S Main St Ste 1600, Grapevine, TX, 76051
28.0
Travelers Roach Howard Smith & Barton 8750 N Central Expwy Ste 500, Dallas, TX, 75231
13.9
Liberty Mutual Independent Insurica Insurance Management Network 2301 West Pkwy, Ste. 108, Plano, TX, 75075
7.6
Travelers Arden Insurance Agency 207 N Mckinney St, Ennis, TX, 75119
47.5
State Farm Bruce Leistikow 4502 River Oaks Pkwy Ste 100, Garland, TX, 75044-5080
4.1
State Farm Stephanie South 189 N Plano Rd Ste 110, Richardson, TX, 75081-8001
7.1
Farmers Fermin Rico 6821 Baker Blvd Ste E, Richland Hills, TX, 76118
39.1
Travelers Jeff Martin Insurance Agency 800 E Campbell Rd Ste 155, Richardson, TX, 75081
6.6
Travelers Frederiksen & Frederiksen 12900 Preston Road, Suite 500, Dallas, TX, 75230
13.0

Compare Rates for Murphy, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $550 $360 $850 $490
Collin County, TX $204,900 $1,000 $660 $1,540 $880
Murphy, TX $262,600 $1,260 $830 $1,940 $1,110
Union Valley, TX $111,600 $590 $390 $910 $520
Lake Dallas, TX $148,400 $640 $420 $990 $570
Seagoville, TX $82,900 $410 $270 $630 $360
Trenton, TX $70,700 $320 $210 $490 $280
Westlake, TX $1,000,001 $2,500 $1,650 $3,850 $2,200
Richland Hills, TX $103,600 $490 $320 $750 $430
Bristol, TX $145,200 $730 $480 $1,120 $640
East Tawakoni, TX $83,300 $470 $310 $720 $410
Ladonia, TX $65,400 $320 $210 $490 $280
Ellis County, TX $139,000 $670 $440 $1,030 $590

Research Home Insurance Companies Reviews in Murphy, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: March 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The Premium and deductible of the home insurance plan is so expensive especially compared to other companies. The only reason why we haven't switched is because I'm unsure of how easy it is so switch policies.

Date: January 14, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I am very satisfied with our deductible. We have absolutely nothing to be dissatisfied about.

Date: December 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I am satisfied with the premium for sure. As for the deductible, I don't quite remember what it is exactly, but I do remember that it was not too terrible. The premium is something affordable as compared to other companies but it definitely gives me a peace of mind.

Pekin Insurance Home Insurance Reviews

Date: October 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
Pekin Insurance issues a monthly newsletter (electronic) with helpful information on a variety of topics. I like that. What could be improved is the personal contact from the company regarding my policy coverages, etc.

Nationwide Home Insurance Reviews

Date: October 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
My full house is covered for all types of damages including fire, flooding, and wind damage, there is a 900 dollar deductible.