Gavop shows you how to buy homeowners insurance in Dearborn County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dearborn County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bus Center Dr, S Bowles St, Meadow Ln, 4th St, Ridge Ave, Golfview Ct, Pruss Rd, Ray Lynn Dr, Sangamaw Rd, 5th St | $189,500 | $160,000 | $200,000-$250,000 | $174,500 | $150,000 | $150,000-$175,000 |
| Pine Valley Ct, E 3rd St, Lower Dillsboro Rd, Bone Hollow Ln, Ruble Rd, Valley Dr, Tiger Blvd, Sonoma Ln, Seldom Seen Dr, Gutzwiller Rd | $147,000 | $140,000 | $150,000-$175,000 | $77,000 | $70,000 | $75,000-$100,000 |
| Lauman Rd, Collier Ln, E Fork Rd, Bocock Rd, Maple Knoll Ct, Bischoff Hill Rd, Henderson Ln, Cambridge Rd, Wood St, Shana Ln | $237,500 | $190,000 | $250,000-$300,000 | $132,500 | $120,000 | $100,000-$125,000 |
| 4th St, Sunet Dr, Bonnie Ln, Winter St, Batta Rd, College St, E Main St, Mayfield Ln, Big Pine Ln, State Rd 48 | $163,000 | $130,000 | $150,000-$175,000 | $164,000 | $150,000 | $150,000-$175,000 |
| Carr Dr, St Andrews Ln, N Dearborn Rd, Kelly Bird Dr, Stewart Rd, S State St, Wayne Ave, State Rd, Isbell Ln, Castletine Rd | $149,500 | $130,000 | $125,000-$150,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Shadow Ln, Heather Ct, Lincoln St, Foxgate Ln, Country Club Rd, W Co Line Rd, N County Line Rd, Leona Dr, North St, Simple Pleasures Ln | $120,000 | $110,000 | $100,000-$125,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Sandra Lynn Dr, Scenic Dr, Brightwood Dr, Blair Rd, Messmore Ln, Decatur St, Overlook Dr, Benedict Dr, Cove Cir, Cross Rd | $151,500 | $130,000 | $175,000-$200,000 | $168,000 | $140,000 | $150,000-$175,000 |
| Gatch Hill Rd, Dole Rd, Lamplight Dr, Blue Goose Rd, Hogan Hill Rd, Yodelodel Ln, Peppertown Rd, Wilson Creek Rd, Eagleview Dr, Cook Rd | $227,500 | $200,000 | $175,000-$200,000 | $207,000 | $180,000 | $200,000-$250,000 |
| Fackler Rd, Hillcrest Dr, Searcy Ln, Arch St, Big Pine Ln, Sand Run Rd, Bear Tree Ln, W Cove Cir, Locust St, Pleasant View Dr | $270,000 | $220,000 | $250,000-$300,000 | $228,000 | $200,000 | $175,000-$200,000 |
| Gaff St, Hidden Creek Ln, Tower Rd, Barber Rd, Mary Ave, Park St, Birchwood Ln, Center St, Lorey Ln, Glenn Woods Ln | $155,500 | $140,000 | $125,000-$150,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $738 |
| Superior Protection Discount | -$80 | $809 |
| Fire & Security Discount | -$62 | $827 |
| Hail Resistant Roof Discount | -$27 | $862 |
| Newly Constructed Home Discount | -$204 | $684 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dearborn County | $1,000 | $878 | $1,878 | $638 | $1,638 | $240 |
| Dearborn County, IN | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Dent, OH | $500 | $666 | $1,166 | $484 | $984 | $182 |
| Franklin County, IN | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Park Hills, KY | $500 | $1,048 | $1,548 | $762 | $1,262 | $286 |
| Fugit, IN | $2,500 | $832 | $3,332 | $605 | $3,105 | $227 |
| New Miami, OH | $500 | $536 | $1,036 | $390 | $890 | $147 |
| Sandcreek, IN | $2,000 | $770 | $2,770 | $559 | $2,559 | $210 |
| Melbourne, KY | $100 | $859 | $959 | $624 | $724 | $235 |
| Forestville, OH | $1,000 | $697 | $1,697 | $507 | $1,507 | $191 |
| Dry Ridge, KY | $400 | $873 | $1,273 | $635 | $1,035 | $239 |
| Hayden, IN | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Home Insurance Company Dearborn County, IN | Homeowners Insurance Agency Dearborn County, IN | Address | Popularity Score | Distance from Dearborn County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Midwest Insurance Professional | 2928 Indiana Ave, Connersville, IN, 47331 | 36.9 | |
| State Farm | Pat James | 901 S A Street, Richmond, IN, 47374-5521 | 46.8 | |
| Travelers | Brooks Insurance Professionals | 200 E Jackson St, Shelbyville, IN, 46176 | 49.9 | |
| State Farm | Danette Volpenhein | 451 Bielby Rd, Lawrenceburg, IN, 47025-1057 | 5.3 | |
| Farmers | Anna Carney | 102 Front St Ste A, Lawrenceburg, IN, 47025 | 7.5 | |
| Allstate | Booher & Taylor | 726 Green Blvd # 269, Aurora, IN, 47001 | 6.9 | |
| State Farm | Dusty Flannery | 1514 N Main St, Rushville, IN, 46173-1119 | 41.2 | |
| State Farm | Jim Bertch | 715 W 30th Street, Connersville, IN, 47331-2514 | 36.9 | |
| Liberty Mutual Independent | Hummel Insurance Group | 142 Walnut Street, Lawrenceburg, IN, 47025 | 7.8 | |
| State Farm | Ed Brack | 23596 Jeb Dr, Lawrenceburg, IN, 47025-8441 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,170 | $590 |
| Dearborn County, IN | $160,800 | $889 | $640 | $1,240 | $600 |
| Dearborn County, IN | $160,800 | $889 | $600 | $1,220 | $620 |
| Dent, OH | $181,500 | $674 | $490 | $930 | $440 |
| Franklin County, IN | $152,200 | $761 | $560 | $1,080 | $520 |
| Park Hills, KY | $189,000 | $1,061 | $730 | $1,520 | $790 |
| Fugit, IN | $128,600 | $842 | $610 | $1,200 | $590 |
| New Miami, OH | $73,600 | $543 | $360 | $750 | $390 |
| Sandcreek, IN | $108,300 | $779 | $570 | $1,070 | $500 |
| Melbourne, KY | $121,900 | $869 | $620 | $1,230 | $610 |
| Forestville, OH | $204,400 | $706 | $500 | $1,010 | $510 |
| Dry Ridge, KY | $126,200 | $884 | $610 | $1,210 | $600 |
| Hayden, IN | $111,500 | $789 | $560 | $1,080 | $520 |