Gavop's guide to buying homeowners insurance in Funston, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $75,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $154,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $522 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$64 | $580 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$168 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Colquitt County | $2,000 | $625 | $2,625 | $454 | $2,454 | $171 |
| Funston, GA | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Colquitt County, GA | $400 | $625 | $1,025 | $454 | $854 | $171 |
| Pelham, GA | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Sumner, GA | $300 | $450 | $750 | $327 | $627 | $123 |
| Sparks, GA | $2,000 | $459 | $2,459 | $334 | $2,334 | $126 |
| Adel-Sparks, GA | $100 | $690 | $790 | $501 | $601 | $188 |
| Eldorado, GA | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Tift County, GA | $400 | $778 | $1,178 | $566 | $966 | $213 |
| Remerton, GA | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| Leary, GA | $200 | $427 | $627 | $310 | $510 | $117 |
| Lowndes County, GA | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Home Insurance Company Funston, GA | Homeowners Insurance Agency Funston, GA | Address | Popularity Score | Distance from Funston (miles) |
|---|---|---|---|---|
| State Farm | Bubba Highsmith | 1303 Baytree Rd, Valdosta, GA, 31602-2751 | 41.7 | |
| State Farm | Brian Sumner | 3101 N Ashley St Ste A, Valdosta, GA, 31602-5917 | 41.7 | |
| Liberty Mutual Independent | Fleming & Riles Insurance | 1115 W. Third Avenue, Albany, GA, 31707 | 34.1 | |
| State Farm | Stephen Gainous | 117 W Jefferson St, Thomasville, GA, 31792-5408 | 21.8 | |
| State Farm | Nichole Hilliard | 198 W Railroad St S, Pelham, GA, 31779-1608 | 14.0 | |
| State Farm | Brent Chitty | 1 Long Leaf Office Park, Moultrie, GA, 31768-6781 | 8.2 | |
| Travelers | Insurance Services Of The South Inc | 125 First Ave Se, Moultrie, GA, 31768 | 8.0 | |
| Allstate | Kelley Insurance | 2612 1st Ave Se, Moultrie, GA, 31788 | 9.9 | |
| Travelers | Insurance Express Llc | 515 B W Jackson St, Thomasville, GA, 31792 | 22.2 | |
| State Farm | Jeff Jeffords | 816 1st Ave Se, Moultrie, GA, 31768-4867 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,410 | $680 |
| Colquitt County, GA | $84,500 | $632 | $430 | $890 | $460 |
| Funston, GA | $91,000 | $644 | $460 | $910 | $450 |
| Colquitt County, GA | $84,500 | $632 | $460 | $870 | $410 |
| Pelham, GA | $91,300 | $646 | $470 | $910 | $440 |
| Sumner, GA | $56,800 | $455 | $330 | $630 | $300 |
| Sparks, GA | $58,000 | $465 | $310 | $640 | $330 |
| Adel-Sparks, GA | $91,800 | $698 | $480 | $990 | $510 |
| Eldorado, GA | $86,100 | $663 | $470 | $910 | $440 |
| Tift County, GA | $112,200 | $788 | $570 | $1,090 | $520 |
| Remerton, GA | $98,800 | $739 | $520 | $1,060 | $540 |
| Leary, GA | $53,900 | $432 | $290 | $600 | $310 |
| Lowndes County, GA | $129,700 | $870 | $580 | $1,190 | $610 |