Gavop's guide to buying homeowners insurance in Bermuda Dunes, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bermuda Dunes, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Flute Ave, Balaclava Dr, Falsetto Dr, Blooming Ct, Minuet Dr, Clear Sky Way, Tamarisk Flower, Luanna Point Dr, Linstead Rd, Oasis Spring | $301,000 | $270,000 | $250,000-$300,000 | $359,500 | $340,000 | $350,000-$400,000 |
| Gainsborough Cir, Sparkey Way, Cimmaron Canyon, Allegro Ct, Tangerine Ct, Wyndam Rd, Tedesca Dr, Eveningside Rd, Moneaque Rd, Port Maria Rd | $185,500 | $150,000 | $200,000-$250,000 | $248,000 | $200,000 | $250,000-$300,000 |
| Spur Pl, Discovery Bay Dr, Pedro Buff Dr, Kingston Dr, Amora Dr, Trinity Cir, Brookhaven Ln, Como Ct, Genoa Dr, Staccato St | $189,000 | $170,000 | $200,000-$250,000 | $416,000 | $390,000 | $400,000-$500,000 |
| Siena Ct, Crescent St, Grape Arbor Ave, Elenbrook Ct, Bougainvillea Dr, Bog Walk Ct, Sandy Dr, Parkway Esplanade W, Breeze Way, Vinewood Dr | $273,500 | $230,000 | $250,000-$300,000 | $451,500 | $370,000 | $400,000-$500,000 |
| St Thomas Dr, Tamarisk Flower Dr, Valley Vista Ave, Tranquillo Pl, Barbados Way, Merida Ave, Cliff St, Ave 41, Turnberry Isle Dr, Crown St | $257,500 | $240,000 | $200,000-$250,000 | $323,000 | $290,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $683 |
| Home and Two Car | -$120 | $630 |
| Home and Three Car | -$188 | $563 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Bermuda Dunes, CA | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Cathedral City-Palm Desert, CA | $100 | $714 | $814 | $519 | $619 | $195 |
| La Quinta, CA | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Desert Hot Springs, CA | $100 | $1,309 | $1,409 | $951 | $1,051 | $358 |
| Idyllwild, CA | $700 | $660 | $1,360 | $479 | $1,179 | $180 |
| Joshua Tree, CA | $400 | $1,034 | $1,434 | $751 | $1,151 | $283 |
| Anza, CA | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| Homestead Valley, CA | $200 | $517 | $717 | $376 | $576 | $141 |
| Hemet, CA | $2,500 | $1,309 | $3,809 | $951 | $3,451 | $358 |
| Palomar-Julian, CA | $500 | $845 | $1,345 | $614 | $1,114 | $231 |
| Big Bear City, CA | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Home Insurance Company Bermuda Dunes, CA | Homeowners Insurance Agency Bermuda Dunes, CA | Address | Popularity Score | Distance from Bermuda Dunes (miles) |
|---|---|---|---|---|
| Travelers | Palm Valley Insurance Services Inc | 47040 Washington St Ste 3202, La Quinta, CA, 92253 | 5.3 | |
| Travelers | 1st Community Insurance Services | 400 S Farrell Dr Ste B104, Palm Springs, CA, 92262 | 14.2 | |
| State Farm | Valerie Menefee | 34366 Yucaipa Blvd Ste I, Yucaipa, CA, 92399-2478 | 48.5 | |
| State Farm | Phil Goodge | 67555 E Palm Canyon Dr, Cathedral City, CA, 92234 | 11.7 | |
| State Farm | Margaret Turner | 29377 Rch Ca Rd Ste 204, Temecula, CA, 92591-5206 | 49.9 | |
| State Farm | Ana Maria Cruz | 707 S Sanderson Ave, Hemet, CA, 92545-9075 | 41.4 | |
| State Farm | Guillermo Molina | 82900 Avenue 42 Ste G110, Indio, CA, 92203-9664 | 4.0 | |
| Allstate | Loni Kallay | 40100 Washington St Ste 135, Bermuda Dunes, CA, 92203 | 1.3 | |
| State Farm | Jamie Kogler | 34247 Yucaipa Blvd Ste G, Yucaipa, CA, 92399-6118 | 48.6 | |
| State Farm | Cindy Cabanas | 795 E 6th St Ste C, Beaumont, CA, 92223-2231 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Bermuda Dunes, CA | $338,800 | $750 | $560 | $1,020 | $460 |
| Cathedral City-Palm Desert, CA | $325,600 | $722 | $530 | $980 | $450 |
| La Quinta, CA | $376,100 | $964 | $710 | $1,310 | $600 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
| Joshua Tree, CA | $118,700 | $1,046 | $770 | $1,420 | $650 |
| Anza, CA | $156,400 | $594 | $440 | $810 | $370 |
| Homestead Valley, CA | $110,700 | $523 | $390 | $710 | $320 |
| Hemet, CA | $157,500 | $1,325 | $980 | $1,800 | $820 |
| Palomar-Julian, CA | $323,500 | $855 | $630 | $1,160 | $530 |
| Big Bear City, CA | $235,000 | $649 | $480 | $880 | $400 |