Gavop shows you how to buy homeowners insurance in Laughlin, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $139,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $156,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $207,500 | $190,000 | $150,000-$175,000 |
| 5 Bedroom | $479,500 | $440,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $636 |
| Home and Two Car | -$111 | $581 |
| Home and Three Car | -$166 | $526 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Laughlin, NV | Homeowners Insurance Agency Laughlin, NV | Address | Popularity Score | Distance from Laughlin (miles) |
|---|---|---|---|---|
| Farmers | Bruce Bodin | 3080 Needles Hwy Ste 2300, Laughlin, NV, 89029 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Clark County, NV | $212,300 | $618 | $440 | $880 | $440 |
| Laughlin, NV | $143,100 | $692 | $500 | $990 | $490 |
| Cal-Nev-Ari, NV | $89,400 | $434 | $300 | $600 | $300 |
| Fort Mohave, AZ | $147,400 | $625 | $440 | $860 | $420 |
| Mohave Valley, AZ | $156,100 | $688 | $470 | $960 | $490 |
| Bullhead City, AZ | $125,700 | $609 | $430 | $860 | $430 |
| Golden Valley, AZ | $78,500 | $724 | $510 | $1,000 | $490 |
| Golden Shores, AZ | $77,400 | $489 | $340 | $700 | $360 |
| New Kingman-Butler, AZ | $56,200 | $730 | $530 | $1,040 | $510 |
| Lazy Y U, AZ | $365,400 | $1,004 | $730 | $1,430 | $700 |
| White Hills, AZ | $100,000 | $561 | $380 | $770 | $390 |