Gavop shows you how to buy homeowners insurance in Cache County, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $210,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $186,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $412,000 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $545,500 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $601 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$56 | $643 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$161 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cache County | $1,500 | $691 | $2,191 | $502 | $2,002 | $189 |
| Cache County, UT | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Paradise, UT | $100 | $613 | $713 | $445 | $545 | $167 |
| Newton, UT | $1,500 | $559 | $2,059 | $406 | $1,906 | $153 |
| Cornish, UT | $400 | $560 | $960 | $407 | $807 | $153 |
| Preston, ID | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Thatcher, UT | $300 | $522 | $822 | $379 | $679 | $143 |
| West Haven, UT | $2,000 | $593 | $2,593 | $431 | $2,431 | $162 |
| Washington Terrace, UT | $200 | $651 | $851 | $473 | $673 | $178 |
| Bear River, WY | $2,500 | $1,100 | $3,600 | $799 | $3,299 | $301 |
| Cokeville, WY | $500 | $995 | $1,495 | $723 | $1,223 | $272 |
| Fruit Heights, UT | $1,500 | $646 | $2,146 | $469 | $1,969 | $176 |
| Home Insurance Company Cache County, UT | Homeowners Insurance Agency Cache County, UT | Address | Popularity Score | Distance from Cache County (miles) |
|---|---|---|---|---|
| Allstate | Brian Weller | 880 S Main St Ste 130, Logan, UT, 84321 | 4.8 | |
| State Farm | Jay Carnahan | 1294 W 12th St, Ogden, UT, 84404-5416 | 36.5 | |
| Travelers | A Insurance Agencies Inc | 1867 West 1700 South, Syracuse, UT, 84075 | 47.5 | |
| State Farm | Lana Powell | 550 North Main Street, Logan, UT, 84321-3957 | 4.7 | |
| State Farm | Richard Dunkley | 1706 N Heritage Pk Blvd Ste 3, Layton, UT, 84041-5677 | 46.5 | |
| Travelers | Quality 1st Insurance Agency Inc | 2129 N Main St Ste A, North Logan, UT, 84341 | 5.3 | |
| State Farm | Nate Shillig | 670 12th St, Ogden, UT, 84404-5877 | 35.7 | |
| Farmers | Neil Maxwell | 298 E 300 N, Morgan, UT, 84050 | 47.8 | |
| State Farm | Kaleb Kunz | 135 S Main St Ste 300, Logan, UT, 84321-5284 | 4.7 | |
| State Farm | Mckay Bybee | 4645 Midland Dr, West Haven, UT, 84401-6824 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $870 | $430 |
| Cache County, UT | $202,400 | $699 | $480 | $990 | $510 |
| Cache County, UT | $202,400 | $699 | $470 | $960 | $490 |
| Paradise, UT | $242,500 | $620 | $450 | $870 | $420 |
| Newton, UT | $181,500 | $566 | $380 | $800 | $420 |
| Cornish, UT | $182,000 | $567 | $410 | $800 | $390 |
| Preston, ID | $163,200 | $665 | $450 | $920 | $470 |
| Thatcher, UT | $146,600 | $528 | $380 | $730 | $350 |
| West Haven, UT | $268,500 | $600 | $440 | $850 | $410 |
| Washington Terrace, UT | $149,400 | $659 | $480 | $930 | $450 |
| Bear River, WY | $221,800 | $1,113 | $810 | $1,540 | $730 |
| Cokeville, WY | $167,300 | $1,007 | $690 | $1,390 | $700 |
| Fruit Heights, UT | $351,900 | $654 | $440 | $930 | $490 |