Gavop shows you how to buy homeowners insurance in Saluda, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $127,000 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $342,000 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $693 |
| Superior Protection Discount | -$73 | $742 |
| Fire & Security Discount | -$57 | $759 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$196 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saluda County | $1,500 | $590 | $2,090 | $429 | $1,929 | $161 |
| Saluda, SC | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| North Saluda, SC | $400 | $687 | $1,087 | $499 | $899 | $188 |
| Kirksey, SC | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Gilbert, SC | $100 | $905 | $1,005 | $657 | $757 | $247 |
| Promised Land, SC | $500 | $450 | $950 | $327 | $827 | $123 |
| Waterloo, SC | $2,500 | $558 | $3,058 | $406 | $2,906 | $153 |
| Irmo, SC | $300 | $987 | $1,287 | $718 | $1,018 | $270 |
| Evans, GA | $500 | $1,047 | $1,547 | $761 | $1,261 | $286 |
| Williston, SC | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Home Insurance Company Saluda, SC | Homeowners Insurance Agency Saluda, SC | Address | Popularity Score | Distance from Saluda (miles) |
|---|---|---|---|---|
| Nationwide | James S Wills Agency | 555 W Church St, Batesburg, SC, 29006-1737 | 16.0 | |
| State Farm | Brad Everhart | 1530 Dutch Fork Rd, Irmo, SC, 29063-8827 | 34.1 | |
| State Farm | Larry Brigham | 605 W Church St, Batesburg, SC, 29006-1849 | 15.9 | |
| Travelers | Reel Insurance Agency | 205 Lynch St, Edgefield, SC, 29824 | 15.4 | |
| Liberty Mutual Independent | Davis-Garvin Agency Inc | 1 Fernandina Ct, Columbia, SC, 29212 | 38.5 | |
| State Farm | Bill West | 128 N Main St, Mc Cormick, SC, 29835 | 28.3 | |
| State Farm | David Strawhorn | 120 Columbia Ave, Chapin, SC, 29036-9420 | 29.0 | |
| Liberty Mutual Independent | Turbeville Insurance Agency | 1800 St Julian Pl Ste 200, Columbia, SC, 29204 | 46.5 | |
| Travelers | Bray Insurance Group Llc | 1022 St Andrews Rd Suite 1, Columbia, SC, 29210 | 40.3 | |
| Liberty Mutual Independent | Independent Choice Insurance | 501 E Church St, Leesville, SC, 29070 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,360 | $690 |
| Saluda County, SC | $93,100 | $597 | $410 | $820 | $410 |
| Saluda, SC | $84,700 | $816 | $600 | $1,170 | $570 |
| North Saluda, SC | $100,600 | $695 | $510 | $970 | $460 |
| Kirksey, SC | $103,100 | $712 | $480 | $1,020 | $540 |
| Gilbert, SC | $168,300 | $916 | $620 | $1,310 | $690 |
| Promised Land, SC | $68,500 | $455 | $320 | $650 | $330 |
| Waterloo, SC | $82,500 | $565 | $400 | $790 | $390 |
| Irmo, SC | $158,500 | $999 | $710 | $1,370 | $660 |
| Evans, GA | $200,200 | $1,059 | $730 | $1,470 | $740 |
| Williston, SC | $75,300 | $816 | $600 | $1,160 | $560 |