Gavop shows you how to buy homeowners insurance in Shields, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $292,500 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $473,000 | $450,000 | $400,000-$500,000 |
| 4 Bedroom | $337,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $741,000 | $620,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $808 |
| Superior Protection Discount | -$89 | $897 |
| Fire & Security Discount | -$89 | $897 |
| Hail Resistant Roof Discount | -$30 | $956 |
| Newly Constructed Home Discount | -$266 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Shields, IL | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Gurnee, IL | $500 | $919 | $1,419 | $668 | $1,168 | $251 |
| New Trier, IL | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Island Lake, IL | $300 | $671 | $971 | $487 | $787 | $183 |
| Lombard, IL | $1,000 | $906 | $1,906 | $658 | $1,658 | $248 |
| Berwyn, IL | $100 | $840 | $940 | $610 | $710 | $230 |
| Bedford Park, IL | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Willowbrook, IL | $300 | $759 | $1,059 | $551 | $851 | $207 |
| Batavia, IL | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Geneva, WI | $300 | $758 | $1,058 | $551 | $851 | $207 |
| St. Francis, WI | $1,000 | $595 | $1,595 | $433 | $1,433 | $163 |
| Home Insurance Company Shields, IL | Homeowners Insurance Agency Shields, IL | Address | Popularity Score | Distance from Shields (miles) |
|---|---|---|---|---|
| State Farm | Scott Weer | 525 W Wise Rd Ste E, Schaumburg, IL, 60193-3882 | 22.6 | |
| State Farm | Brian Richardson Sr. | 592 Torrence Ave, Calumet City, IL, 60409-3813 | 48.2 | |
| Allstate | Edward Litke | 609 Laurel Ave, Highland Park, IL, 60035 | 7.3 | |
| Farmers | Frank Magri | 8 W Devon Ave, Park Ridge, IL, 60068 | 19.7 | |
| Farmers | Allen Morgen | 8432 Waukegan Rd, Morton Grove, IL, 60053 | 17.3 | |
| State Farm | Peter Tosto | 339 N Mlwauke Ave Ste 101, Libertyville, IL, 60048-2282 | 4.8 | |
| State Farm | Jack Martin | 35 Tower Ct Ste L, Gurnee, IL, 60031-5712 | 5.8 | |
| Travelers | The Lesser Agency | 7250 N Cicero Avenue Suite 105, Lincolnwood, IL, 60712 | 19.3 | |
| State Farm | Jennifer Warren | 4117 Dundee Road, Northbrook, IL, 60062-2129 | 9.9 | |
| Travelers | Carl E Mellen & Co | 601 Greenwood Ave, Waukegan, IL, 60087 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,170 | $550 |
| Lake County, IL | $251,400 | $926 | $660 | $1,270 | $610 |
| Shields, IL | $492,900 | $986 | $710 | $1,410 | $700 |
| Gurnee, IL | $254,000 | $930 | $640 | $1,290 | $650 |
| New Trier, IL | $777,100 | $734 | $500 | $1,010 | $510 |
| Island Lake, IL | $158,600 | $679 | $460 | $940 | $480 |
| Lombard, IL | $244,900 | $917 | $670 | $1,310 | $640 |
| Berwyn, IL | $179,800 | $850 | $610 | $1,160 | $550 |
| Bedford Park, IL | $170,000 | $831 | $570 | $1,150 | $580 |
| Willowbrook, IL | $217,800 | $768 | $550 | $1,100 | $550 |
| Batavia, IL | $281,600 | $972 | $670 | $1,350 | $680 |
| Geneva, WI | $232,800 | $767 | $540 | $1,050 | $510 |
| St. Francis, WI | $149,000 | $603 | $440 | $860 | $420 |