Gavop's guide to buying homeowners insurance in Dent County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dent County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 5240, DC 3180, Co Rd 3190, Co Rd 4124, Co Rd 2120, Co Rd 3330, Forest Hill Dr, S Warfel St, W 8th St, W Coffman St | $139,000 | $120,000 | $125,000-$150,000 | $131,000 | $110,000 | $125,000-$150,000 |
| Co Rd 3030, Co Rd 2185, Co Rd 509, Thomas Ave, Co Rd 4235, DC 2320, Co Rd 5680, State Hwy Ee, S Oak St, Scherritt Dr | $149,000 | $120,000 | $150,000-$175,000 | $70,500 | $70,000 | $50,000-$75,000 |
| Co Rd 2595, Co Rd 2580, Co Rd 4180, Co Rd 4225, Co Rd 3050, Cr 2403, E 9th St, Co Rd 6690, Amber Trai, DC 6180 | $94,000 | $80,000 | $100,000-$125,000 | $77,500 | $60,000 | $75,000-$100,000 |
| State Hwy Oo, State Hwy P, E Margaret St, S Main St, Co Rd 508, State Hwy 19, DC 3250, Co Rd 3295, Co Rd 6110, State Hwy Mm | $113,000 | $90,000 | $75,000-$100,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Co Rd 3070, Co Rd 2140, State Hwy Dd, Co Rd 3253, S Washington St, Co Rd 5010, N Rhodes St, Co Rd 647, State Hwy Zz, S Sligo St | $61,500 | $50,000 | $50,000-$75,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $669 |
| Superior Protection Discount | -$73 | $742 |
| Fire & Security Discount | -$90 | $726 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$228 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dent County | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Dent County, MO | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Texas, MO | $300 | $1,079 | $1,379 | $784 | $1,084 | $295 |
| Dent, MO | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Cullen, MO | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Upton, MO | $200 | $994 | $1,194 | $722 | $922 | $272 |
| St. Cloud, MO | $2,000 | $1,114 | $3,114 | $810 | $2,810 | $305 |
| Dixon, MO | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| Mountain View, MO | $1,000 | $891 | $1,891 | $648 | $1,648 | $244 |
| Sullivan, MO | $100 | $798 | $898 | $580 | $680 | $218 |
| Miramiguoa Park, MO | $1,500 | $923 | $2,423 | $671 | $2,171 | $252 |
| Home Insurance Company Dent County, MO | Homeowners Insurance Agency Dent County, MO | Address | Popularity Score | Distance from Dent County (miles) |
|---|---|---|---|---|
| Travelers | Progressive Ozark Insurance | 904 West Scenic Rivers Blvd, Salem, MO, 65560 | 3.8 | |
| Allstate | The Insurance Center | 503 W Washington St, Cuba, MO, 65453 | 32.0 | |
| Travelers | Mid-Missouri Insurance Agency | 122 Ichord Ave, Waynesville, MO, 65583 | 42.7 | |
| Travelers | Global Green Insurance Agency | 101 W 10th St Ste 1, Rolla, MO, 65401 | 28.5 | |
| Allstate | The Chase Agency | 10193 W State Hwy E Ste A, Potosi, MO, 63664 | 46.0 | |
| Allstate | Inman Insurance | 1130 S Main St, Salem, MO, 65560 | 3.4 | |
| Allstate | Hutchison Insurance | 301 S Coffey St, Vienna, MO, 65582 | 47.3 | |
| State Farm | Camron Erway | 1712c W Scenic Rivers Blvd, Salem, MO, 65560-9573 | 4.5 | |
| State Farm | Dan Collier | 1100 N Rolla St, Rolla, MO, 65401-2829 | 28.6 | |
| State Farm | Mike Burch | 130 Gray St, Sullivan, MO, 63080-1440 | 45.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,540 | $770 |
| Dent County, MO | $107,300 | $816 | $550 | $1,130 | $580 |
| Dent County, MO | $107,300 | $816 | $560 | $1,150 | $590 |
| Texas, MO | $148,500 | $1,092 | $780 | $1,500 | $720 |
| Dent, MO | $73,400 | $845 | $620 | $1,210 | $590 |
| Cullen, MO | $157,500 | $793 | $570 | $1,130 | $560 |
| Upton, MO | $118,200 | $1,006 | $720 | $1,400 | $680 |
| St. Cloud, MO | $162,500 | $1,128 | $820 | $1,560 | $740 |
| Dixon, MO | $94,800 | $928 | $670 | $1,290 | $620 |
| Mountain View, MO | $87,900 | $902 | $620 | $1,250 | $630 |
| Sullivan, MO | $104,600 | $808 | $560 | $1,160 | $600 |
| Miramiguoa Park, MO | $96,700 | $934 | $660 | $1,290 | $630 |