Gavop's guide to buying homeowners insurance in Island Lake, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Island Lake, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wembley Dr, W Roberts Rd, Sycamore Ln, Totem Trl, S Woods Ave, Brickwood St, N Bayview St, Dorothy Dr, Cty V45, Manchester Ln | $171,500 | $160,000 | $150,000-$175,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Walnut Ct, Pine Ter, W Dee Dr, Jordan Ln, Sauk Dr S, Knightsbridge Dr, Sheridan Rd, Fern Dr, Wauconda Rd, W Wauconda Rd | $198,500 | $170,000 | $175,000-$200,000 | $161,000 | $150,000 | $125,000-$150,000 |
| S Dedlow Rd, S Bergman Dr, Eastport Ct, Morningside Dr, W Jones Ave, Koa St, Lilac St, Fairfield Dr, Dowell Rd, Revere Ln | $137,000 | $110,000 | $150,000-$175,000 | $169,000 | $140,000 | $175,000-$200,000 |
| Kenilworth Ave, W Lakeshore Dr, Spruce Ter, Kings Point Ct, Violet Dr, Hickory Ter, Cedar St W, Ethel Ter, W Emerald Ct, Tulip Cir | $136,500 | $120,000 | $100,000-$125,000 | $114,500 | $110,000 | $75,000-$100,000 |
| Hyde Park Ave, York Ln, Oak Ln, Lotus Dr, S River Rd, Sumac Ave, Lillian Ct, Nancy Ln, Salem Ct, Vista Dr | $103,500 | $100,000 | $100,000-$125,000 | $121,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$48 | $631 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$149 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $1,000 | $859 | $1,859 | $624 | $1,624 | $235 |
| Island Lake, IL | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Wayne, IL | $300 | $931 | $1,231 | $677 | $977 | $255 |
| Golf, IL | $2,500 | $2,498 | $4,998 | $1,815 | $4,315 | $683 |
| Batavia, IL | $300 | $961 | $1,261 | $698 | $998 | $263 |
| Caledonia, IL | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Lauderdale Lakes, WI | $300 | $862 | $1,162 | $626 | $926 | $235 |
| Wind Point, WI | $700 | $772 | $1,472 | $561 | $1,261 | $211 |
| Big Bend, WI | $100 | $728 | $828 | $529 | $629 | $199 |
| South Beloit, IL | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Rockton, IL | $300 | $639 | $939 | $464 | $764 | $175 |
| Lockport, IL | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Home Insurance Company Island Lake, IL | Homeowners Insurance Agency Island Lake, IL | Address | Popularity Score | Distance from Island Lake (miles) |
|---|---|---|---|---|
| State Farm | Roni Siegel | 860 N Clark St, Chicago, IL, 60610-3218 | 39.3 | |
| Travelers | Maxam Assurance Agency Inc | 85 W Algonquin Road, Suite 130 , Arlington Heights, IL, 60005 | 19.6 | |
| Erie | Reliant Agency | 1600 Golf Road Suite 1200, Rolling Meadows, IL, 60008 | 18.7 | |
| State Farm | Susan Monaghan | 2609 W Peterson Ave, Chicago, IL, 60659-4004 | 32.7 | |
| Travelers | Bgs Insurance Agency | 3295 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 14.8 | |
| Allstate | Jason Lensink | 3338 Kirchoff Rd, Rolling Meadows, IL, 60008 | 16.6 | |
| Travelers | Bgs Insurance Agency | 3295 N. Rd Suite 111 , Arlington Heights, IL, 60004 | 14.9 | |
| Farmers | Loretta Ingham | 128 S Main St, Algonquin, IL, 60102 | 9.2 | |
| Allstate | Michael Murray | 9211 S Il Route 31, Lake In The Hills, IL, 60156 | 7.4 | |
| Travelers | Mfs Insurance Services Inc | 983 W Wise Rd Ste 207, Schaumburg, IL, 60193 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| McHenry County, IL | $212,600 | $870 | $630 | $1,230 | $600 |
| Island Lake, IL | $158,600 | $679 | $450 | $970 | $520 |
| Wayne, IL | $262,200 | $943 | $690 | $1,310 | $620 |
| Golf, IL | $824,500 | $2,528 | $1,820 | $3,620 | $1,800 |
| Batavia, IL | $281,600 | $972 | $660 | $1,350 | $690 |
| Caledonia, IL | $168,800 | $696 | $470 | $980 | $510 |
| Lauderdale Lakes, WI | $327,700 | $872 | $590 | $1,200 | $610 |
| Wind Point, WI | $246,300 | $781 | $550 | $1,070 | $520 |
| Big Bend, WI | $205,600 | $737 | $510 | $1,050 | $540 |
| South Beloit, IL | $126,500 | $679 | $480 | $940 | $460 |
| Rockton, IL | $142,200 | $647 | $470 | $920 | $450 |
| Lockport, IL | $174,300 | $815 | $580 | $1,160 | $580 |